^{Cards Features} ReadyMoney

Make international transfers using ADCB Credit Cards

With ADCB ReadyMoney, enjoy swift, secure, and convenient international transfers using your credit card.

Convenient fund transfers

Transfer funds on the go with ADCB Personal Internet Banking or the Mobile Banking App

Up to 55 days of free credit

Make international fund transfers through SWIFT and India Online. Avail of up to 55 days of free credit

Up to 25% of limit utlisation

Utilize up to 25% of your limit every calendar month

Zero processing fees

Enjoy 3 transactions every calendar month at zero processing fees

Convert to Payment Plans

Convert your transfers into easy Personal Payment Plans

Navigate to ‘Transfers’ and add a new beneficiary or select an existing beneficiary

Select the ADCB Credit Card you wish to use as source account

Enter amount and review details

Confirm the transfer

Customers should have a valid ADCB Credit Card to avail this facility.
International money transfers are available via ADCB Personal Internet Banking & ADCB Mobile Banking App for ADCB Primary Credit cardholders.
AED transfers and transfers within ADCB accounts (including offshore accounts) not allowed.
Transfers outside the UAE can be made through SWIFT and India Online.
Standard rack rates apply (segment specific rates do not apply).
Customers cannot earn any loyalty points or cash back on ReadyMoney (Touchpoints, LuluPoints, and Etihad Guest miles do not accrue for the amount spent).
Supplementary credit cardholders cannot avail of this facility.
The transaction will be treated as a retail transaction and will be eligible for payment plans.

For any queries, please refer to our Frequently Asked Questions.