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Credit Cards ADCB Business Platinum Credit Card


You deserve all the credit

This card gives you the credit line you need to run your business while simplifying your accounting and administration chores and helping you save money on regular business expenses.

1 %
On all your business purchases.
241.50 AED
Late payment fees
If minimum payment due is not paid on due date.
3.15 %
Cash advance fee
Or AED 105, whichever is higher.
Business benefits

Earn 1% cashback on all your business purchases with your ADCB Business Platinum Card, anytime, anywhere in the world.

The ADCB Business Platinum Credit Card bears your company’s name, which boosts your reputation.

Paying with your ADCB Business Credit Card for regular business expenses such as travel, stationary, printing, furniture and even fit outs can generate valuable business savings (up to 30% off) with vendors linked with your business with “Business Saver” vouchers you receive along with your card.

Financial benefits

The Business Platinum Credit Card gives you:

  • Corporate Liability Waiver (CLW) insurance which protects you and your company against unauthorised use of the ADCB Business Platinum Credit Card by the employees; and
Terms and Conditions apply. For details click here
  • Fraud Insurance that provides protection against fraudulent account activity – for unauthorised charges on their lost/stolen cards or for charges that the cardholder did not approve while the card is in their possession.

Terms and Conditions apply. For details click here.

Credit Shield is an optional insurance plan which covers your card for up to AED 200,000 against any emergencies such as critical illness, natural death, permanent or total disability and involuntary loss of employment. All available for a nominal charge.

Click here for the detailed Terms and Conditions.

ADCB gives you the convenience to pay as little as 5% of your outstanding balance each month, and carry the balance forward to the next billing cycle. You can make payments for your card’s outstanding amount through any of our convenient channels:

  • Personal Internet Banking Click on the “Credit Card Payment” option under the “Credit Card” menu. 
  • Mobile Banking App Select which Credit you wish to make payment for and choose “Manage your Credit Cards” tab.
  • Through any of our branches and Cash Deposit Machines 
  • You can also set-up Auto Debit instructions to make payments from ADCB Savings or Current account. To activate Auto Debit, please call 600 50 2030 or visit the nearest ADCB branch. 

Alternatively, you can make payments at ENOC/EPPCO, Al Ansari Exchange, UAE Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations, such as exchange houses and ENOC / EPPCO locations.

Available within 90 days of card registration, plus you have the flexibility to repay over up to 24 months.

Get cash against your available credit limit transferred into your account within three working days and benefit from a low interest rate with easy repayment instalments of up to 24 months

Ease the pain of paying back pricey purchases in one go. Split transactions into easy 0% Interest Payment Plans of up to 24 months at low interest rates.

Plus, shop with our retail partners and you can pay back in installments at 0% interest.

Lifestyle & travel benefits

As a Platinum Card member, you get access to premium airport lounges three times a year in cities across the world. For online primary and supplementary card registration and for the latest updated list of lounges visit

Choose from hundreds of great offers throughout Middle East & Africa across fine dining establishments, premium spas, and more when paying with your ADCB Business Platinum Credit Card.

  • Free 60-minute SPA treatment when a 60-minute treatments is purchased
  • Free entrée when one entrée is purchased
  • Free main course when one meal course is purchased

Download Mastercard Buy 1 Get 1 from the App Store or Google Play Store and register with your card details to get access to over 900 unlimited usage offers.

Savour the best of fine dining with 25% off at the finest selection of upmarket restaurants and eateries in the UAE.

Anticipated savings on your business expenses.

Business Expenses Annual Savings
Cashback earned from company expenses worth AED 15,000 every month. AED 1,800
Complimentary airport lounge visits (2 visits per month) @ AED 100 per visit. AED 2,400
Travel discounts (up to 10% off on select travel agencies) ~ AED 10,000 worth of airline tickets purchase. AED 1,000
Dining discounts (up to 25% off on partner restaurants) ~ AED 1,500 dining expense each month. AED 4,500
Interest savings from purchases converted to installment plans at Zero Interest Installment Plan merchants. AED 1,000
Exclusive discount offers on stationary, office equipment, printing, car rental, courier etc. (~ 10% discount on spend ~ value of AED 5,000 per month). AED 6,000
Total Business Savings generated in a year AED 16,700
*The figures reflected in the table are for illustrative purposes only.

Terms and conditions

For detailed Terms and Conditions on each of the features and benefits provided on your ADCB credit card, please click here or call 600 502030.

All Terms and Conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

Enjoy a world-class customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a member of our team will contact you personally.
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Ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 2030.

Visit us

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you