Receive 60,000 Etihad Guest Miles as welcome bonus during the first year of membership. You can redeem your miles for flights and upgrades across a growing list of exciting destinations on the Etihad Airways network and its partners.

This is a one-time reward and will be credited to your Etihad Guest account within 60 days of payment of the Annual Fee during the first year of card issuance. The reward will not be applicable for card upgrades or reissuances if credited before.

Indulge yourself in a world of rewards. Your everyday expenses with the Etihad Guest Credit Card - whether it’s shopping, dining, entertainment or travel expenses anywhere in the world will earn you Etihad Guest Miles:

• Transactions exceeding the assigned credit limit of the card shall not be entitled to earn Etihad Guest Miles during the month.
• Card transactions for School fee payments, telecom or utility bill payments made through ADCB channels (Internet Banking, Mobile App) maximum miles earned is capped at spends of AED 3,500 each month.

To learn more about miles redemption rates please click here

Revised Etihad Guest Miles Earn rate on retail purchases

A) Revised miles earn rate on in-country purchases at select merchant categories

All retail purchases made at UAE based merchants in the following categories will earn miles at revised earn rates:

Classification of merchants in the abovementioned categories will be as per prevailing Visa guidelines.

B) Revised miles earn rate on purchases at merchants based in Europe

All retail purchases made at merchants based in Europe (i.e. countries which are part of European Economic Area) will earn miles at revised earn rate:

Classification of merchants based in European Economic Area will be as per prevailing Visa guidelines.

The above-mentioned changes are effective from 25 October 2020.

As a reward for your loyalty, you’ll receive a monthly bonus of 5,000 Etihad Guest Miles when your monthly purchases are equal or more than USD 5,000 .This is on top of regular Etihad Guest Miles earning rates.

Monthly bonus miles is given only once in a month.

Purchases with your ADCB Etihad Guest Infinite credit card also entitle you to Tier Miles, which help you progress to the next tier as well as maintaining your current tier status within the Etihad Guest program.

Earn 1 Etihad Guest Tier Mile for every USD 1 of eligible purchase, both locally and overseas.

Tier Miles will be awarded subject to a maximum of 50,000 Tier Miles for Infinite cardholders and will be valid for a 12-month period.

Your ADCB Etihad Guest Infinite Credit Card enables fast-tracking of your tier status to the exclusive Etihad Guest Gold Tier when you fulfil either of the following criteria:

• Accrual of 35,000 Tier Miles through purchases with your ADCB Etihad Guest Infinite Credit Card within six months of card issuance; or
• Completion of one return flight on Etihad Airways within six months of issuance of your ADCB Etihad Guest Infinite credit card booked using your ADCB Etihad Guest Infinite Credit Card

You will be automatically upgraded to the Etihad Guest Gold Tier within two weeks of achieving either of these criteria. If you are an existing Etihad Guest Gold Tier member, your membership status will remain unaffected.

Etihad Guest Gold benefits

• 15 kg excess baggage allowance
• Priority check-in
• Priority boarding
• Business Class airport lounge access (with an accompanying guest)
• 50% discount on instant upgrades with miles at the airport

As an ADCB Etihad Guest Infinite Cardholder you will enjoy up to 4 complimentary class upgrade vouchers that allow you to upgrade your flight ticket from Economy to Business or from Business to First on any Etihad Airways flight. For every incremental purchases of USD 35,000 you will receive one upgrade voucher from Etihad Airways. The Upgrade Voucher will be sent electronically on your email registered with Etihad airways and will be valid for up to 9 months from the date of issuance.

• The voucher is issued every time your total purchases with the card reaches USD 35,000.
• The voucher covers one-way trip for one passenger and can be used for a one-class upgrade.
• The voucher will be given based on eligible purchases during 12-month period from the date of the ADCB Etihad Guest Card issuance date or 1^st November 2019, whichever is later.

You and one accompanying guest can relax and unwind at more than 1,000 airport lounges around the world. Simply present your ADCB Etihad Guest Infinite Credit Card at the lounge reception to enter.

Additional guest(s) access, over and Above the entitlement, will be charged at a flat rate of USD 32 per guest per visit.

Visit www.loungekey.com/en/visamena to learn more.

Your ADCB Etihad Guest Infinite Credit Card entitles you to exclusive benefits at more than 900 luxury hotels and resorts around the world, including:

• Automatic room upgrades upon arrival
• Complimentary in-room Wi-Fi
• Complimentary daily breakfast
• USD 25 food or beverage credit
• VIP guest status Late check-out until 3 pm upon request

Visit www.visaluxuryhotels.com to learn more.

Your ADCB Etihad Guest Infinite Credit Card entitles you to comprehensive travel medical benefits including:

• Personal accident benefits - up to USD 500,000 (international)
• Personal accident benefits - up to USD 100,000 (domestic)
• Emergency medical expenses - up to USD 1,000,000
• Evacuation and repatriation expenses - up to USD 500,000
• Hospital daily cash of USD 100 per day - up to USD 3,000
• Trip cancellation/curtailment - up to USD 7,500 Delayed departure - up to USD 1,000
• Baggage delay - up to USD 500
• Loss of personal belongings - up to USD 2,500

Cover includes the cardholder, spouse, and up to 5 children with an age limit of 75 for all individuals. For detailed and updated coverage on medical and legal referral services, please call 8000 4413487 or visit https://cardholderbenefitsonline.com/

• Up to 35 % off for Etihad Guest Infinite cardholders for renting worldwide.
• Cardholders should book their cars online using the following URL: www.avisworld.com/visa
• Discounts are included for international and domestic rentals where rentals take place in the same country as cardholders’ country of residence in MENA.
• Etihad Guest Infinite cardholders can also now enroll for Avis President’s Club Membership through www.avisworld.com/visa"

Tee off in style with your Etihad Guest Infinite Credit Card. As a Etihad Guest Infinite Card member, you have the luxury of playing golf for free all year at The Track, Meydan Golf Dubai*, Arabian Ranches Golf Club Dubai and Abu Dhabi Golf Club.

Just spend AED 5,000 with your credit card every month to enjoy uninterrupted access. Reservations are mandatory and available on a first come, first served basis for up to 14 days in advance.

Cancellation and No show fee policy:

Meydan Golf club and Abu Dhabi Golf Club charge late cancellation and no show fee which cardholder will be charged for on his next visit to the club

• Tee time reservations can be cancelled up to 48 hours prior to the booking at no cost
• Booking cancellation should happen through contacting Meydan Golf club or Abu Dhabi Golf Club directly.
• In case of late cancellation (inside 48 hours) or no show the following fee will apply: AED 105 per person for Meydan Golf Club and AED 250 per person for Abu Dhabi Golf Club.
• All above rates are inclusive of VAT

To book tee times, call us on 600 508008.

*Effective 1st August 2019, customers who will book complimentary golf at Meydan Golf club, a charge of AED 31.50 Cart fee will be applicable to all the bookings, if the customer wish to use a golf cart.

Coffee with friends and family gets more enjoyable than before. Receive a complimentary beverage on us all year round with unlimited buy one get one free offer at Caribou Coffee.

This offer is applicable on all Caribou outlets in the UAE and not valid on delivery orders and bottled beverages.

Offer Terms and Conditions:

• Offer is applicable on Caribou Coffee beverages only.
• Bottled beverages are not included in the offer.
• The free item will be equal or lesser than the value of the item purchased.
• Offer is not valid on Delivery Sales.

xperience offers unbeatable value with 2-for-1 offers at top restaurants, spas, fitness outlets, entertainment across the Middle East. Registration is easy and free. Simply download the xperience with the ENTERTAINER mobile application (App) from the iOS or Android store and register using your email address and mobile number and add your ADCB Etihad Guest Infinite Credit Card to get started.

For more terms and conditions, please visit: www.visa.com/EntertainerXperience

Enjoy up to 30% off at over 1,400 restaurants in the UAE, in addition to offers related to travel, shopping, entertainment and much more.

Visit adcb.com/offers for a detailed list of offers and discounts.

From luxury travel planning to reservations in the best restaurants and at exclusive events, the VISA Infinite Concierge team will take care of everything for you while you make the most of your time.

Services include:

• Table bookings at exclusive restaurants
• Travel arrangements, including flight and hotel bookings, car rentals, hotel transfers and tourist information
• Shopping services
• Special gift arrangements, including flowers and chocolates

Call the Visa Infinite Concierge Desk on 800 0441 3487 (in the UAE) or +971 4 361 1234 (outside the UAE). Alternatively, you can email concierge@visainfinite-mea.com.

• Set daily spend limits
• Set monthly spend limits
• Block all transactions
• Block online transactions
• Block in-store transactions
• Block foreign transactions
• Block ATM cash withdrawals
• Block online transactions

• Login to the ADCB Mobile App
• Click on ‘My Accounts’ and then ‘Credit Cards’
• If you have more than one card, select the credit card you would like to control
• Scroll down and click on 'Card Control Settings'

Your Etihad VISA Infinite Credit Card gives you a maximum of 55 interest-free days, provided you continue to pay your outstanding balance in full, by the due date.

Manage your credit card account 24/7 with our multi-functional Mobile App and Personal Internet Banking. Pay all your utility bills, mobile phone bills, school & college fee payments, Salik and credit card payments and redeem TouchPoints wherever you are.

ADCB gives you the convenience to pay as little as 5% of your outstanding balance each month, and carry the balance forward to the next billing cycle. You can make payments for your card’s outstanding amount through any of our convenient channels:

• Personal Internet Banking: Click on the “Credit Card Payment” option under the “Credit Card” menu
• Mobile Banking App: Select which Credit you wish to make payment for and choose “Manage your Credit Cards” tab
• Branches and Cash Deposit Machines: You can also pay through any of our branches and Cash Deposit Machines

You can also set-up Auto Debit instructions to make payments from your ADCB Savings or Current account. To activate Auto Debit, please call 600 50 2030 or visit the nearest ADCB branch.

Alternatively, you can make payments at Al Ansari Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations, such as exchange houses.

Available within 90 days of card registration. Plus, have the flexibility to repay in up to 24 months.

Need cash against your available credit limit? Benefit from low interest rate and repay in easy installments of up to 48 months. Simply call us or SMS ‘CCL’ to 2626 and the money will be transferred to your account within 2 working days. This is subject to terms and conditions and bank approval.

Save on interest expenses by transferring your outstanding balances from other bank credit cards to an ADCB Credit Card. You can also enjoy the flexibility of low interest rate and repay in easy installments of up to 48 months. Simply call us or SMS ‘BT’ to 2626 for a callback. This is subject to terms and conditions and bank approval.

Beat the stress of paying back any of your high value purchases by converting transactions into personal payment plan at low interest rates with tenures of up to 48 months. Simply call us or SMS ‘PPP’ to 2626 for a callback. Shop at our wide range of partners and pay back in instalments with zero interest charges and low processing fees for up to 12 months. Simply call us or SMS ‘PPP’ to 2626 for a callback. For detailed list of participating partners, visit www.adcb.com/offers

Does it feel like your child’s school fees are increasing? With your ADCB Credit Card you can convert your child’s school and college fees into installments with zero interest charges and low processing fees for up to 12 months. Simply call us or SMS ‘SCHOOL’ to 2626 for a callback

Pay your credit card retail balance in small affordable monthly payments with FlexiPay. Low interest rates, zero documentation and repayment period up to 48 months. SMS FLEXIPAY to 2626 for a call back or apply through Personal Internet Banking. Visit www.adcb.com/flexipay for more details.

Protection covers you against theft or accidental damage, so you can enjoy your new purchase without a worry.

• Valid on purchases of new items only
• Coverage for up to 365 days from date of purchase
• Claims must be submitted within 48 hours from the date of the incident
• In case of theft, cardholders must report these claims within 24 hours of the incident
• Reimbursement of up to USD 7,500 per occurrence with an annual aggregate limit of USD 20,000 To submit a claim, please email visa@broadspire.eu with the relevant details in addition to the cardholder’s name, address and first 9 digits of the covered card

Please visit https://cardholderbenefitsonline.com/ to learn more.

Your ADCB Etihad Guest Infinite Credit Card offers you the option of doubling the repair period offered by the original manufacturer by up to one year, protecting you against the cost of repair and replacement. This insurance benefit provides eligible cardholders reimbursement of up to USD 5,000 per occurrence with an annual aggregate limit of USD 20,000.

• Cover applies to new item purchases only, and proof of full payment using a Visa Infinite card is required.
• To submit a claim, please email creditcardclaims@crawco.me with the relevant details in addition to the cardholder’s name, address and first 9 digits of the covered card.

Please visit https://cardholderbenefitsonline.com/ to learn more.

ADCB Etihad Guest Visa Infinite cardholders are protected against unauthorized transactions or fraudulent use of their card by unrelated third parties.

This insurance benefit will provide reimbursement up to:

USD 3,000 per occurrence with USD 5,000 annual aggregate limit for ADCB Etihad Guest Visa Infinite cardholders

For any claims, you should email visa@broadspire.eu with the following information:

• Cardholder’s name
• First 9 digits of covered card number
• Cardholder’s address

Please visit https://cardholderbenefitsonline.com/ to learn more.

Credit Shield is an optional service which covers your credit card outstanding balance against any emergencies. A nominal charge is billed on a monthly basis and applicable for Accidental Death, Total & Permanent Disablement due to Accident/Sickness, Critical Illness and Involuntary Loss of Employment (ILOE) cover. Complimentary (Free) life cover including Natural death and Top-Up life is included when applying for Credit Shield.

To apply, call us or SMS ‘SHIELD’ to 2626 for a callback. For detailed information, please visit www.adcb.com/shield.