Credit Cards Etihad Platinum Credit Card


A wonderful journey lies ahead

Elevate your travel experience with ADCB and Etihad Guest

Etihad Guest Miles
as welcome bonus
1.25 Up to
Etihad Guest Miles
per USD 1
Monthly bonus Etihad Guest Miles

Keep in mind

  • Transactions exceeding the assigned credit limit of the card will not be entitled to earn Etihad Guest Miles during the month.
  • An annual fee of AED 525 (inclusive of VAT) is applicable. Excellency customers will enjoy zero annual fee on the card, Privilege Club members will enjoy 50% discount on the annual fee.
Miles rewards

As a welcome bonus, you will receive 12,000 Etihad Guest Miles during the first year of membership. You can redeem your miles for flights and upgrades across a growing list of exciting destinations on the Etihad Airways network and its partners.

This is a one-time reward and will be credited to your Etihad Guest account within 60 days of payment of the annual fee during the first year of card issuance.

Indulge yourself in a world of rewards. Your everyday expenses with the Etihad Guest Credit Card - whether it’s shopping, dining, entertainment or travel expenses anywhere in the world, earn you Etihad Guest Miles:

Purchase category Etihad Guest Miles earned for every US Dollar spent
Domestic purchases 1 Etihad Guest Mile
International purchases 1.25 Etihad Guest Miles
Purchases with Etihad Airways 1.25 Etihad Guest Miles
  • Domestic purchases in the categories like supermarkets, government services, utilities and education will earn 0.33 Etihad Guest Mile per 1 USD
  • Transactions exceeding the assigned credit limit of the card shall not be entitled to earn Etihad Guest Miles during the month
  • Card transactions for School fee payments, telecom or utility bill payments made through ADCB channels (Internet Banking, Mobile App) maximum miles earned is capped at spends of AED 3,500 each month.

To learn more about miles redemption rates please click here

As a reward for your loyalty, you’ll receive a monthly bonus of 1,000 Etihad Guest Miles when your monthly purchases are equal or more than USD 1,000 .This is on top of regular Etihad Guest Miles earning rates.

Monthly bonus miles is given only once in a month.

Travel Benefits

Enjoy 3 complimentary airport lounge visits at more than 1,000 airport lounges around the world in a calendar year.

Simply present your ADCB Etihad Guest Visa Platinum Credit Card at the lounge reception to enter.

Additional guest(s) access, over and Above the entitlement, will be charged at a flat rate of USD 32 per guest per visit.  

Visit to learn more.

Enjoy up to 12% off hotel bookings at select properties with your ADCB Etihad Guest Platinum Credit Card. Visit to learn more.

Enjoy 8% discount at point of payment. Just input your ADCB Etihad Guest Visa Platinum Card. Enter promo code “VISA8” to receive the discount.

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Your ADCB Etihad Guest PlatinumCredit Card entitles you to exclusive benefits at more than 900 luxury hotels and resorts around the world, including:

  • Automatic room upgrades upon arrival
  • Complimentary in-room Wi-Fi
  • Complimentary daily breakfast
  • USD 25 food or beverage credit
  • VIP guest status Late check-out until 3 pm upon request

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Double up on incredible experiences and treat yourself to exclusive 2-for-1 deals on food and entertainment in addition to over 5,000 travel discounts with the Visa Offers MENA App. Download the Visa Offers MENA App from the App Store or Google Play Store and add your ADCB Etihad Guest PlatinumCredit Card to get started.

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Enjoy up to 30% off at over 1,400 restaurants in the UAE, in addition to offers related to travel, shopping, entertainment and much more. Visit for a detailed list of offers and discounts

Take advantage of great deals on tickets, food and beverages, merchandise and much more at Warner Bros. World Abu Dhabi Ferrari World Abu Dhabi and Yas Waterworld. Your exclusive benefits include

  • 15% discount on entry tickets and annual passes
  • 15% discount on merchandise
  • 10% discount on food and beverage
  • Complimentary Quick Pass for priority access to rides and attractions
  • 0% Interest Payment Plan available on all purchases above AED 500

For more information, please click here

Card Control

Enjoy complete control of your card transactions and set spend limits with the Card Control feature through the ADCB Mobile App.

  • Set daily spend limits
  • Set monthly spend limits
  • Block all transactions
  • Block online transactions
  • Block in-store transactions
  • Block foreign transactions
  • Block ATM cash withdrawals

  • Login to the ADCB Mobile App
  • Click on ‘My Accounts’ and then ‘Credit Cards’
  • If you have more than one card, select the credit card you would like to control
  • Scroll down and click on 'Card Control Settings'

Other Benefits

Your Etihad VISA Platinum Credit Card gives you a maximum of 55 interest-free days, provided you continue to pay your outstanding balance in full, by the due date.

Manage your credit card account 24/7 with our multi-functional Mobile App and Personal Internet Banking. Pay all your utility bills, mobile phone bills, school & college fee payments, Salik and credit card payments and redeem TouchPoints wherever you are.

ADCB gives you the convenience to pay as little as 5% of your outstanding balance each month, and carry the balance forward to the next billing cycle. You can make payments for your card’s outstanding amount through any of our convenient channels:

  • Personal Internet Banking: Click on the “Credit Card Payment” option under the “Credit Card” menu
  • Mobile Banking App: Select which Credit you wish to make payment for and choose “Manage your Credit Cards” tab

Through any of our branches and Cash Deposit Machines

You can also set-up Auto Debit instructions to make payments from your ADCB Savings or Current account. To activate Auto Debit, please call 600 50 2030 or visit the nearest ADCB branch.

Alternatively, you can make payments at ENOC/EPPCO, Al Ansari Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations, such as exchange houses and ENOC / EPPCO locations.

Get cash against your available credit limit transferred into your account within three working days and benefit from a low interest rate with easy repayment instalments of up to 24 months.

Available within 90 days of card registration. Plus, have the flexibility to repay in up to 24 months.

Experience zero stress when paying back high value purchases. Split transactions into easy 0% Interest Payment Plans of up to 24 months at low interest rates.

Also, when you shop with our retail partners, you can pay back in instalments at 0% interest.

Enhanced protection and care

Protection covers you against theft or accidental damage, so you can enjoy your new purchase without a worry.

  • Valid on purchases of new items only
  • Coverage for up to 365 days from date of purchase
  • Claims must be submitted within 48 hours from the date of the incident
  • In case of theft, cardholders must report these claims within 24 hours of the incident
  • Reimbursement of up to USD 5,000 per occurrence with an annual aggregate limit of USD 20,000 To submit a claim, please email with the relevant details in addition to the cardholder’s name, address and first 9 digits of the covered card

Please visit to learn more

Your ADCB Etihad Guest PlatinumCredit Card offers you the option of doubling the repair period offered by the original manufacturer by up to one year, protecting you against the cost of repair and replacement. This insurance benefit provides eligible cardholders reimbursement of up to USD 2,500 per occurrence with an annual aggregate limit of USD 20,000.

  • Cover applies to new item purchases only, and proof of full payment using a Visa Platinum Card is required.
  • To submit a claim, please email with the relevant details in addition to the cardholder’s name, address and first 9 digits of the covered card.

Please visit to learn more

Credit Shield is an optional insurance plan which covers your card for up to AED 100,000 against any emergencies such as critical illness, natural death, permanent or total disablement and involuntary loss of employment. All available for a nominal charge.

Click here for the detailed Terms and Conditions.

Fees and charges

For detailed fees and charges please click here.

Terms and conditions

For detailed and most updated terms and conditions on each of the features and benefits provided on your Credit Card as featured in this section, please click here. For Credit card general terms and conditions please click here. All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers. For more information, please call ADCB on 600 50 8008

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