You will receive 35,000 Etihad Guest Miles as welcome bonus during the first year of membership. You can redeem your miles for flights and upgrades across a growing list of exciting destinations on the Etihad Airways network and its partners.

This is a one-time reward and will be credited to your Etihad Guest account within 60 days of payment of the annual fee during the first year of card issuance.

Indulge yourself in a world of rewards. Your everyday expenses with the Etihad Guest Credit Card - whether it’s shopping, dining, entertainment or travel expenses anywhere in the world, earn you Etihad Guest Miles:

• Domestic Purchases in the merchant categories including supermarkets, government services, utilities and education will earn 0.33 Etihad Guest Mile per 1 USD.
• Transactions exceeding the assigned credit limit of the card shall not be entitled to earn Etihad Guest Miles during the month.
• Card transactions for School fee payments, telecom or utility bill payments made through ADCB channels (Internet Banking, Mobile App) maximum miles earned is capped at spends of AED 3,500 each month.

To learn more about miles redemption rates please click here

As a reward for your loyalty, you will earn a monthly bonus of 2,000 Etihad Guest Miles when your monthly purchases are equal or more than USD 2,000. This is on top of regular Etihad Guest Miles earning rates.

Monthly bonus miles is given only once in a month.

Purchases with your ADCB Etihad Guest Signature credit card also entitle you to Tier Miles, which help you progress to the next tier as well as maintaining your current tier status within the Etihad Guest program.

Earn 1 Etihad Guest Tier Mile for every USD 1 of eligible purchase, both locally and overseas.

Tier Miles will be awarded subject to a maximum of 25,000 Tier Miles for Signature cardholders and will be valid for a 12-month period.

Your ADCB Etihad Guest Signature Credit Card enables fast-tracking of your tier status to the exclusive Etihad Guest Silver Tier when you fulfil either of the following criteria:

• Accrual of 18,000 Tier Miles through purchases with your ADCB Etihad Guest Signature Credit Card within six months of card issuance; or
• Completion of two return flights on Etihad Airways within six months of issuance of your ADCB Etihad Guest Signature Credit Card

You will be automatically upgraded to the Etihad Guest silver Tier within two weeks of achieving either of these criteria. If you are an existing Etihad Guest Silver Tier member, your membership status will remain unaffected.

• 12 kg excess baggage allowance
• Priority check-in
• Access to Al Reem airport lounge in Abu Dhabi
• 25% discount on instant upgrades with miles at the airport

As an ADCB Etihad Guest Signature Cardholder, you will enjoy up to 2 complimentary class upgrade vouchers which will allow you to upgrade your flight ticket from Economy to Business on any Etihad Airways flight with 50% less miles. For every incremental purchase of USD 35,000, you will receive one upgrade voucher from Etihad Airways.

The upgrade voucher will be available electronically on your Etihad Guest account and will be valid for up to 9 months from the date of issuance.

• The voucher is issued every time your total purchases with the card reaches USD 35,000.
• The voucher covers one-way trip for one passenger and can be used for a one-class upgrade.
• The voucher will be given based on eligible purchases during 12-month period from the date of the ADCB Etihad Guest Card issuance date or 1st November 2019, whichever is later.

As a privileged Etihad Guest Signature Credit Cardholder, you’ll enjoy 2 complimentary one way airport transfers (up to AED 100) in a calendar year when you pay with your ADCB Etihad Guest Visa Signature Credit Card.

Download Careem from the App Store or Google Play Store, add your ADCB Etihad Guest Signature Credit Card and use promo code UAEVS. Click here for more details.

Terms and Conditions:

• Promo code is not case sensitive
• Codes are valid from 1st February to 31st December, 2019
• Promotion valid only for pick up or drop off at the participating airports in the cardholder issuer’s country
• Promotion valid only for Visa Signature Credit cards
• Promotion not valid for Go (pilot) bookings
• Discount offered cannot be exchanged for cash or credit

Enjoy complimentary unlimited airport lounge access at more than 1,000 airport lounges around the world

Simply present your ADCB Etihad Guest Visa Signature Credit Card at the lounge reception to enter.

Additional guest(s) access, over and Above the entitlement, will be charged at a flat rate of USD 32 per guest per visit.

Visit adcb.com/lounge to learn more.

Enjoy up to 12% off hotel bookings at select properties with your ADCB Etihad Guest Signature Credit Card.

Visit www.agoda.com/visamena to learn more.

Enjoy 8% discount at point of payment. Just input your ADCB Etihad Guest Visa Signature Card. Enter promo code “VISA8” to receive the discount.

Visit ae.visamiddleeast.com to learn more.

Your ADCB Etihad Guest Signature Credit Card entitles you to exclusive benefits at more than 900 luxury hotels and resorts around the world, including:

• Automatic room upgrades upon arrival
• Complimentary in-room Wi-Fi
• Complimentary daily breakfast
• USD 25 food or beverage credit
• VIP guest status Late check-out until 3 pm upon request

Visit www.visaluxuryhotels.com to learn more

Your ADCB Etihad Guest Signature Credit Card entitles you to comprehensive travel medical benefits including:

• Personal accident benefits - up to USD 500,000 (international)
• Personal accident benefits - up to USD 100,000 (domestic)
• Emergency medical expenses - up to USD 500,000
• Evacuation and repatriation expenses - up to USD 500,000
• Hospital daily cash of USD 100 per day - up to USD 3,000
• Trip cancellation/curtailment - up to USD 7,500 Delayed departure - up to USD 1,000
• Baggage delay - up to USD 500
• Loss of personal belongings - up to USD 2,500

Cover includes the cardholder, spouse, and up to 5 children with an age limit of 75 for all individuals. For detailed and updated coverage on medical and legal referral services, please call 8000 4413487 or visit https://cardholderbenefitsonline.com

Tee off in style with your Etihad Guest Above Infinite Credit Card. As a Infinite card member, you have the luxury of playing golf for free all year at The Track, Meydan Golf Dubai*, Arabian Ranches Golf Club Dubai**, and Yas Links Golf Club Abu Dhabi.

Just spend AED 5,000 with your credit card every month to enjoy uninterrupted access. Reservations are mandatory and available on a first come, first served basis for up to 14 days in advance.

Cancellation and No show fee policy:

A- Starting 15th October 2019 Yas Links golf club will introduce late cancellation and no show fee which cardholder will be charged for on his next visit to the club.

• Tee time reservations can be cancelled up to 48 hours prior to the booking at no cost
• Booking cancellation should happen through contacting Yas Links club directly.
• In case of late cancellation (inside 48 hours) or no show the following fees will apply:
• Sunday to Thursday – AED475 per person
• Friday, Saturday and Public Holiday – AED580 per person
• All above rates are inclusive of VAT

B- Meydan Golf club charge late cancellation and no show fee which cardholder will be charged for on his next visit to the club

• Tee time reservations can be cancelled up to 48 hours prior to the booking at no cost
• Booking cancellation should happen through contacting Meydan Golf club directly.
• In case of late cancellation (inside 48 hours) or no show the following fee will apply: AED 105 per person
• All above rates are inclusive of VAT

To book tee times, call us on 600 508008.

*Effective 1st August 2019, customers who will book complimentary golf at Meydan Golf club, a charge of AED 31.50 Cart fee will be applicable to all the bookings, if the customer wish to use a golf cart.

**Arabian Ranches Golf Club Dubai will be available starting from 1st December 2019 due to renovation.

Double up on incredible experiences and treat yourself to exclusive 2-for-1 deals on food and entertainment in addition to over 5,000 travel discounts with the Visa Offers MENA App. Download the Visa Offers MENA App from the App Store or Google Play Store and add your ADCB Etihad Guest Signature Credit Card to get started.

Visit www.visamiddleeast.com/entertaineroffers to learn more.

Enjoy up to 30% off at over 1,400 restaurants in the UAE, in addition to offers related to travel, shopping, entertainment and much more.

Visit www.adcb.com/offers for a detailed list of offers and discounts

Take advantage of great deals on tickets, food and beverages, merchandise and much more at Warner Bros. World Abu Dhabi Ferrari World Abu Dhabi and Yas Waterworld. Your exclusive benefits include

• 15% discount on entry tickets and annual passes
• 15% discount on merchandise
• 10% discount on food and beverage
• Complimentary Quick Pass for priority access to rides and attractions
• 0% Interest Payment Plan available on all purchases above AED 500

For more information, please click here

From luxury travel planning to reservations in the best restaurants and at exclusive events, the VISA Signature Concierge team will take care of everything for you while you make the most of your time. Services include:

• Table bookings at exclusive restaurants
• Travel arrangements, including flight and hotel bookings, car rentals, hotel transfers and tourist information
• Shopping services
• Special gift arrangements, including flowers and chocolates

Call the Visa Signature Concierge Desk on 800 0441 3487 (in the UAE) or +971 4 361 1234 (outside the UAE). Alternatively, you can email concierge@visaSignature-mea.com.

• Set daily spend limits
• Set monthly spend limits
• Block all transactions
• Block online transactions
• Block in-store transactions
• Block foreign transactions
• Block ATM cash withdrawals

• Login to the ADCB Mobile App
• Click on ‘My Accounts’ and then ‘Credit Cards’
• If you have more than one card, select the credit card you would like to control
• Scroll down and click on 'Card Control Settings'

Your Etihad VISA Signature Credit Card gives you a maximum of 55 interest-free days, provided you continue to pay your outstanding balance in full, by the due date.

Manage your credit card account 24/7 with our multi-functional Mobile App and Personal Internet Banking. Pay all your utility bills, mobile phone bills, school and college fee payments, Salik and credit card payments and redeem TouchPoints wherever you are.

ADCB gives you the convenience to pay as little as 5% of your outstanding balance each month, and carry the balance forward to the next billing cycle. You can make payments for your card’s outstanding amount through any of our convenient channels:

• Personal Internet Banking: Click on the “Credit Card Payment” option under the “Credit Card” menu
• Mobile Banking App: Select which Credit you wish to make payment for and choose “Manage your Credit Cards” tab

Through any of our branches and Cash Deposit Machines

You can also set-up Auto Debit instructions to make payments from your ADCB Savings or Current account. To activate Auto Debit, please call 600 50 2030 or visit the nearest ADCB branch.

Alternatively, you can make payments at ENOC/EPPCO, Al Ansari Exchange, UAE Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations, such as exchange houses and ENOC / EPPCO locations.

Get cash against your available credit limit transferred into your account within three working days and benefit from a low interest rate with easy repayment instalments of up to 24 months.

Available within 90 days of card registration. Plus, have the flexibility to repay in up to 24 months.

Experience zero stress when paying back high value purchases. Split transactions into easy 0% Interest Payment Plans of up to 24 months at low interest rates.

Also, when you shop with our retail partners, you can pay back in instalments at 0% interest.

Protection covers you against theft or accidental damage, so you can enjoy your new purchase without a worry.

• Valid on purchases of new items only
• Coverage for up to 365 days from date of purchase
• Claims must be submitted within 48 hours from the date of the incident
• In case of theft, cardholders must report these claims within 24 hours of the incident
• Reimbursement of up to USD 6,000 per occurrence with an annual aggregate limit of USD 20,000

To submit a claim, please email visa@broadspire.eu with the relevant details in addition to the cardholder’s name, address and first 9 digits of the covered card

Please visit https://cardholderbenefitsonline.com/ to learn more

Your ADCB Etihad Guest Signature Credit Card offers you the option of doubling the repair period offered by the original manufacturer by up to one year, protecting you against the cost of repair and replacement. This insurance benefit provides eligible cardholders reimbursement of up to USD 3,500 per occurrence with an annual aggregate limit of USD 20,000.

• Cover applies to new item purchases only, and proof of full payment using a Visa Signature card is required.
• To submit a claim, please email visa@broadspire.eu with the relevant details in addition to the cardholder’s name, address and first 9 digits of the covered card.

Please visit https://cardholderbenefitsonline.com/ to learn more

ADCB Etihad Guest Visa Signature cardholders are protected against unauthorized transactions or fraudulent use of their card by unrelated third parties.

This insurance benefit will provide reimbursement up to: USD 2,500 per occurrence with USD 4,000 annual aggregate limit for ADCB Etihad Guest Visa Signature cardholders

For any claims, you should email visa@broadspire.eu with the following information:

• Cardholder’s name
• First 9 digits of covered card number
• Cardholder’s address

Please visit https://cardholderbenefitsonline.com/ to learn more

Credit Shield is an optional insurance plan which covers your card for up to AED 100,000 against any emergencies such as Critical Illness, Natural Death, Permanent or Total Disablement and Involuntary Loss of Employment. All available for a nominal charge.

Click here for the detailed Terms and Conditions.