Debit Cards ADCB Titanium Debit Card


Flexible, convenient and handy

Packed with an array of features and benefits, this card makes everyday purchases and payments simple and rewarding.

Issuance fees
For primary & supplementary cards.
Complimentary airport lounge access
At select regional airports
5 Up to
Free supplementary Debit Cards
Linked to your Current or Savings Account.

Keep in mind

  • An AED 26.25 card replacement fee is applicable if the card is lost, stolen or damaged. You will not be charged a replacement fee if it is replaced due to a technical fault in the card.
  • Cash withdrawal fees of AED 21 per transaction will be charged at ATMs outside the UAE and GCC.

Enjoy unlimited complimentary airport lounge access at Diamond Lounge Abu Dhabi International Airport, Marhaba Lounges at Dubai International Airport and at over 10 more locations in the Middle East.

For more details on lounge access eligibility on your ADCB Titanium Debit Card, click here.

The complimentary airport lounge access feature on your ADCB Titanium Debit Card will be discontinued effective 1st October 2020.

When you travel across countries in the Middle East, you can enjoy:

  • Your first ride free (for new Careem customers only)
  • 20% off three rides every month

To enjoy your first Careem ride free, simply add your ADCB Titanium Debit Card and enter the promo code MC1RIDE when booking through the Careem app.

To enable the 20% discount on up to three rides per month, enter promo code MASTERCARD when booking.

For more details, click here.

Enjoy exclusive benefits with Avis when you book with your ADCB Titanium Debit Card.

  • Up to 15% off your next car rental
  • A complimentary upgrade with every rental, worldwide

Offer is only available for reservations booked online at

Click here to learn more.

Enjoy exclusive discounts at select dining, travel and entertainment outlets with your ADCB Titanium Debit Card.

Download the ADCB Offer App from the App Store or Google Play store and find real-time offers and unmatched deals right where you are. You can access exclusive deals on dining, entertainment, travel and electronics directly on your smartphone.

Get up to a 10% discount off the price of your booking for selected properties when you pay for your next vacation with your ADCB Titanium Debit Card.

Simply visit and apply the promo code MASTERCARDMEA upon checkout with your ADCB Titanium Debit Card. Click here for further details and Terms and Conditions.

Access handpicked experiences and offers in cities around the world, visit for further details and a list of inspirational experiences.

When you travel for extended periods of time, you can feel at home with discounts of up to 15% on your stay at prime luxury serviced apartments. Click here for further details and Terms and Conditions.

Choose from hundreds of great offers throughout Middle East & Africa across fine dining establishments, premium spas, and more when paying with your ADCB Titanium Debit Card.

  • Free 60-minute spa treatment when a 60-minute treatments is purchased
  • Free entrée when one entrée is purchased
  • Free main course when one meal course is purchased

Download the Mastercard Buy 1 Get 1 from the App Store or Google Play Store and register with your card details to get access to over 900 unlimited usage offers.

Take advantage of great deals on tickets, food and beverages, merchandise and much more at Warner Bros. World Abu Dhabi Ferrari World Abu Dhabi and Yas Waterworld. Your exclusive benefits include

  • 15% discount on entry tickets and annual passes
  • 15% discount on merchandise
  • 10% discount on food and beverage

For more information, please click here.


Earn TouchPoints rewards on all retail purchases within and outside of the UAE. You will earn 0.4 TouchPoints for every retail purchase of AED 4 within the UAE and 2 TouchPoints for every retail purchase of AED 4 equivalent in foreign currency.

Redeem your TouchPoints rewards for vouchers and use them at any of the Merchant Partner outlets. For more information, click here.

Security and Convenience

Your ADCB Debit Card is equipped with the latest chip and pin technology which provides an added level of security to your transactions. Your PIN number is only known to you and will have to be entered to complete transactions with merchants, offering increased security when making retail purchases. Your PIN number should be kept confidential and not shared with anyone.

An ADCB Debit Card includes added security when you shop online. The 3D Secure feature adds an extra layer of verification, so buying online is safer. For more information, click here.

Your ADCB Titanium Debit Card can be registered and used on Apple Pay and Samsung Pay.

For details and further information on how to register your card on Apple Pay click here, for Samsung Pay click here.

Share the benefits with your loved ones by getting up to five supplementary cards for family members linked to the primary account.

Receive SMS alerts for transactions made using your ADCB Debit Card by registering for ADCBMobile.

This card is conveniently equipped with contactless technology, making payments easy. Use your debit card for contactless transactions where contactless or Paypass symbols are displayed.

Charges and Fees

Please refer to the Schedule of Fees.

Terms and conditions

To view the full Consumer Banking terms and conditions, click here.

All Terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

Ways to reach us

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 2030.

Visit us

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you

Branches & ATMs