Debit Cards Excellency Platinum Debit Card


Debit flexibility & Excellency features combined

A prestigious card that combines the flexibility and simplicity of a debit card and the benefits of a credit card.

Issuance fees
For primary & supplementary cards
Complimentary airport lounge access
At select regional & international airports
5 Up to
Free supplementary Debit Cards
Linked to your Current or Savings Account

Keep in mind

  • An AED 26.25 card replacement fee is applicable if the card is lost, stolen or damaged. You will not be charged a replacement fee if it is replaced due to a technical fault in the card.
  • An AED 21 cash withdrawal fee will be charged for ATM transactions outside of the UAE and GCC.

Enjoy unlimited complimentary airport lounge access at Diamond Lounge Abu Dhabi International Airport, Marhaba Lounges at Dubai International Airport and at select regional and international lounges

For more details on lounge access eligibility click here.

Enjoy free ATM transactions at non-ADCB ATMs in the UAE through the UAE Switch network and up to 4 ATM transactions per month in the GCC through the GCC Net network.

Book any roundtrip, international airfare or hotel using your Excellency Platinum Debit Card and enjoy discounts on your travel booking.

Simply click here to book your trip, enter promo code MASTERCARD and pay with your Excellency Platinum Debit Card.

When you travel across countries in the Middle East, you can enjoy:

  • Your first ride free (for new Careem customers only)
  • 20% of three rides every month

To enjoy your first Careem ride free, simply add your Debit Card and enter the promo code MC1RIDE when booking through the Careem app.

To enable the 20% discount on up to three rides per month, enter promo code MASTERCARD when booking.

For more details, click here.

Enjoy exclusive benefits with Avis when you book with your Excellency Platinum Debit Card.

  • Up to 15% off your next car rental
  • A complimentary upgrade with every rental, worldwide

Offer is only available for reservations booked online at

Click here to learn more.

Enjoy exclusive discounts at select dining, travel and entertainment outlets with your Excellency Platinum Debit Card.

Download the ADCB Offer App from the App Store or Google Play store and find real-time offers and unmatched deals right where you are. You can access exclusive deals on dining, entertainment, travel and electronics directly on your smartphone.


Earn TouchPoints rewards on all retail purchases and double them on purchases outside the UAE. You will earn 1.50 TouchPoints for every retail purchase of AED 4 within the UAE and 3 TouchPoints for every retail purchase of AED 4 equivalent in foreign currency.

Redeem your TouchPoints rewards for vouchers and use them at any of the Merchant Partner outlets. For more information, click here.

Security and Convenience

Your ADCB Debit Card is equipped with the latest chip and pin technology which provides an added level of security to your transactions. Your PIN number is only known to you and will have to be entered to complete transactions with merchants, offering increased security when making retail purchases. Your PIN number should be kept confidential and not shared with anyone.

An ADCB Debit Card includes added security when you shop online. The 3D Secure feature adds an extra layer of verification, so buying online is safer. For more information, click here.

Your Excellency Platinum Debit Card can be registered and used on Apple Pay and Samsung Pay.

For details and further information on how to register your card on Apple Pay click here, for Samsung Pay click here.

Share the benefits with your loved ones by getting up to five supplementary cards for family members linked to the primary account.

Receive SMS alerts for transactions made using your ADCB Debit Card by registering for ADCBMobile.

This card is conveniently equipped with contactless technology, making payments easy. Use your debit card for contactless transactions where contactless or Paypass symbols are displayed.

Charges and Fees

Please refer to the Schedule of Fees.

Terms and conditions

To view the full Consumer Banking terms and conditions, click here.

All Terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 2004.

Apply through SMS

Apply through SMS

SMS 'CARD' to 2626 from your registered mobile number.

Visit us

Visit us

We will be happy to receive you in any of our branches.

Welcome to ADCB’s new website. You can switch to the classic view at any time.
Switch to classic Close

Branches & ATMs