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Swift pre-approval

For off-plan mortgages until handover
Apply for the Off-Plan Mortgage Loan
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Bespoke mortgage solutions that give you peace of mind

Whether you are looking at investing in an off‑plan property or transferring your existing mortgage.


Why choose ADCB mortgage solutions

Off-plan
Mortgage buyouts

Swift pre-approval for off-plan mortgages until handover

Key benefits

Pre-approval validity of 12 months, with annual renewal through to handover from Key developers
Financing of up to 50% of the property value for eligible customers
Seamless transition from preapproval to final approval and financing, once 50% of the property value is paid or at handover.
Exclusive rates starting from 3.49%* per annum, fixed for three years
No processing fees. No valuation fees
Available in Shariah‑compliant variant for Islamic Banking customers, click here.

*3 years fixed rates for properties at handover. Pre-approval valid for 12 months or until handover(which ever is earlier), subject to credit assessment.

Terms & Conditions apply

Mortgage buyout starting at 3.49% p.a.

Key benefits

Interest rates starting from 3.49% p.a. fixed for 3 years
No processing fees. No valuation fees
Available in Shariah‑compliant variant for Islamic Banking customers, click here.

Terms and Conditions apply.
For the detailed Terms and Conditions of the offer, please click here.

Mortage Calculator
Click on the text box to enter your desired value. AED
AED 300000 AED 50000000
% Click on the text box to enter your desired value.
50% 85%
You will need to pay AED as up-front payment for the mortgage loan.
Click on the text box to enter your desired value. AED
AED 5000 AED 50000000
% Click on the text box to enter your desired value.
3.49 % 8 %
Years Click on the text box to enter your desired value.
1 25
Monthly Installment
AED 0

Total interest paid during the loan tenor is AED 0

Apply Now

Disclaimer

The figures are based on indicative rates selected and are for illustrative purposes only and do not apply to your loan. ADCB rates are subject to change. The computation is based on simulated figures and a number of underlying assumptions and possible rounding-off of figures. Please consult your Relationship Manager/or visit the nearest branch or call 600 50 2030 to ensure that you receive complete information about our loan product.
*Terms and Conditions apply. All financing and credit facilities are available at the sole discretion of ADCB and are subject to ADCB Terms and Conditions and submission of acceptable documentation to ADCB. To view the full ADCB Consumer Banking Terms and Conditions, click here.

Other ways to apply

Apply through SMS

SMS 'HF' to 2626.

Apply through SMS for Islamic Home Finance

SMS 'IHF' to 2626.