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Home Finance Exclusive Home Finance with ADCB and Meraas
Finance your Meraas property with exclusive benefits from ADCB
Whether you're purchasing an off-plan or ready property, ADCB offers tailored mortgage loan/ home finance solutions designed to make your journey simpler and more rewarding. Enjoy a range of exclusive benefits available to Meraas customers.
Key Benefits
Preferential pricing
Enjoy attractive rates starting from 3.49%* p.a. fixed for 3 years, with no processing fees and no valuation fees.
Enjoy attractive rates starting from 3.49%* p.a. fixed for 3 years, with no processing fees and no valuation fees.
Extended pre-approval validity
Benefit from an extended 18-month pre-approval validity for off-plan properties, giving you greater flexibility and peace of mind.
Benefit from an extended 18-month pre-approval validity for off-plan properties, giving you greater flexibility and peace of mind.
Flexible off-plan financing terms for The Acres and Nad Al Sheba Gardens
For units within these projects, off-plan financing can be initiated regardless of the project's construction progress, provided that the first 50% of the purchase price has been paid by the purchaser.
For units within these projects, off-plan financing can be initiated regardless of the project's construction progress, provided that the first 50% of the purchase price has been paid by the purchaser.
Financing of Outstanding Amounts
Subject to eligibility and approval, financing may be provided for the amounts outstanding under Meraas’ Statement of Account (SoA). Any developer charges included in the Statement of Account will form part of the financed amount.
Subject to eligibility and approval, financing may be provided for the amounts outstanding under Meraas’ Statement of Account (SoA). Any developer charges included in the Statement of Account will form part of the financed amount.
Additional Welcome Rewards
- For a limited time, enjoy Welcome Rewards in the form of TouchPoints, ADCB's award-winning loyalty programme, when you avail financing towards your handover payment.
- These TouchPoints can be redeemed instantly at participating merchants, used for shopping vouchers, utility bill payments, or converted into airline miles.
Financing terms for other projects of Meraas
For projects other than The Acres and Nad Al Sheba Gardens, financing can commence at:
For projects other than The Acres and Nad Al Sheba Gardens, financing can commence at:
- 20% construction completion for properties purchased directly from Meraas
- 30% construction completion for resale properties(subject to the first 50% of the purchase price being paid by you)
Disclaimer
- Please obtain updates directly from Meraas regarding project status or any details specific to your unit. ADCB's role is limited to assessing the eligibility of Meraas customers for Mortgage Loan/Home Finance facilities.
- All offers are provided at the sole discretion of ADCB. The preferential pricing is valid till 31st Dec’ 26, and shall be reviewed thereafter.
- All financing and credit facilities are available at the sole discretion of ADCB, and are subject to ADCB Terms and Conditions, Central Bank of the UAE (CBUAE) regulations, and submission of acceptable documentation.
- Rates are subject to review at the Final Offer Letter stage.
ADCB Consumer Banking Terms and Conditions apply. Click here for details.
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