Home Loans Standard Mortgage Loan

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Home sweet home

ADCB helps you turn your dream home into reality. With the option of hybrid or variable rates, you can now choose the solution that suits your individual needs.
85% Up to
Finance of the property value for
UAE Nationals
80% Up to
Finance of the property value for
Expatriates
50% Up to
Finance of the property value for
Non-residents
3.99% From
Interest rates
per annum

Fast-Track Your Home-buying Journey with ADCB Dream Home

  • ADCB is proud to be the first bank in the region to offer you a seamless digital homeownership experience. You can now get instant Pre-approval, apply for an online Property Valuation and gain access to an exclusive home-buying guide, all through your personalized dashboard.
  • With a dedicated Mortgage Specialist by your side, we ensure a smooth journey to owning your dream home, supporting you every step of the way.

ADCB Dream Home Platform
Key Features

Our independent third-party review will help determine your property’s true value ensuring a fair price and providing your peace of mind
Track your progress in real-time and take control of your home-buying journey through your personalised dashboard
Receive expert guidance and support from your dedicated Mortgage Specialist every step of the way
Lets get started

Keep in mind

  • The interest rate mentioned on this page is applicable for Excellency/ Emirati Excellency customer segments. The applicable rate shall vary depending on customer segment and profile
  • A processing fee might be applicable to avail the facility.
  • For the duration of the loan, insuring the property and maintaining a life insurance policy are mandatory.
  • External evaluators will determine the property value, which may result in additional charges.
  • The maximum Loan To Value (LTV) offered depends on the current construction stage of the property, total property value and number of home loan facilities availed.
  • Hybrid loan interest rate structure implies fixed rate for initial years after which the variable rate based on relevant EIBOR + Margin applies
Mortage Calculator
Click on the text box to enter your desired value. AED
AED 300000 AED 50000000
% Click on the text box to enter your desired value.
15% 85%
You will need to pay AED as up-front payment for the mortgage loan.
Click on the text box to enter your desired value. AED
AED 5000 AED 50000000
% Click on the text box to enter your desired value.
1.5 % 8 %
Years Click on the text box to enter your desired value.
1 25
Monthly Installment
AED 0

Total interest paid during the loan tenor is AED 0

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Disclaimer

The figures are based on indicative rates selected and are for illustrative purposes only and do not apply to your loan. ADCB rates are subject to change. The computation is based on simulated figures and a number of underlying assumptions and possible rounding-off of figures. Please consult your Relationship Manager/or visit the nearest branch or call 600 50 2030 to ensure that you receive complete information about our loan product.
*Terms and Conditions apply. All financing and credit facilities are available at the sole discretion of ADCB and are subject to ADCB Terms and Conditions and submission of acceptable documentation to ADCB. To view the full ADCB Consumer Banking Terms and Conditions, click here.

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