Personal Loans Personal Loan for Expatriates
A customised solution that suits your ambitions
Delivering on our promise to develop products and services that cater to all community members, we have designed flexible, low-cost loan packages for expatriates residing in the UAE.
Get a Personal Loan within 10 minutes through the ADCB Hayyak app
You will also receive a 50% discount on processing fees in addition to 50,000 bonus TouchPoints when applying through the app.
- High salary multiples
- Competitive interest rates
- Loan consolidation available
- Simple documentation
- Credit life insurance
- Free ADCB Credit Card
- Up to two times salary overdraft
| ADCB Product | TouchPoints Awarded on | TouchPoints Earned | Cap |
| Personal Loan | TouchPoints will be earned when net Loan Amount (AED 10,000 above ) | TouchPoints Earned for every AED 1,000 | 75,000 |
| > 10,000 - <= 150,000 | 200 | ||
| > 150,000 | 300 |
ADCB loans will be made available at the sole discretion of ADCB, subject to ADCB's terms and conditions and upon submission of documentation acceptable to ADCB. Terms and conditions apply. To view the full Consumer Banking terms and conditions, click here.
| SR No | Documents Required |
|---|---|
| 1 | Completed application form |
| 2 | Valid Passport, Visa & EIDA Card copy |
| 3 | Last 3 months bank statements copy |
| 4 | Salary certificate issued to ADCB, dated 30 days or less from date of loan application |
| 5 | Salary transfer letter |
| 6 | Details of existing loans/liabilities |
Enjoy a world-class customer experience when you bank with us.
Other ways to apply
Contact centre
Call our 24-hour contact centre on 600 50 2030.
Apply through SMS
SMS 'PIL' to 2626 from your registered mobile number.
Visit us
We will be happy to welcome you at any of our branches. Find the closest branch to you