Personal Loans University Finance

Flexible University Fee Financing for Every Educational Journey

Support higher education expenses for yourself or your family with flexible financing solutions for UAE and international universities.

Designed to help
Helps families manage university fees through structured and flexible financing solutions.
Pay your fees
Manage university fee payments in line with semester and academic payment schedules.
Pay small amounts
Flexible repayment options designed to help manage education costs over time.

Keep in mind

  • Financing eligibility is subject to ADCB's existing Overdraft policy and approval criteria.
  • Available finance amount depends on your income, repayment capacity, and ADCB's credit assessment.
  • An Overdraft facility can help manage university and higher education expenses with flexible access to funds.
  • Upon completion of the educational program, customers may opt to apply for an ADCB Personal Loan for a more structured repayment arrangement, subject to ADCB's standard eligibility and approval criteria.
  • Terms and Conditions apply. Approval and disbursement are subject to ADCB policies.

How ADCB Makes Education Finance Simple for You

Stay in control
Stay in control of university fee payments
Avoid large upfront
Manage large education expenses without significant upfront funding requirements
Clear visibility
Clear visibility of financing and repayment obligations
Helps you meet
Support timely payment of university and academic fees
Gives you instant access
To funds through an overdraft facility, with the flexibility to withdraw anytime

How to apply

Get Started
Send an SMS with “UNIPL” to 2626 to begin your application
We Reach Out
Our team connects with you to guide you through the process.
Share Your Details
Provide basic information about your course, university, and required documents.
Get Approved
We assess your eligibility and confirm your funding limit.
Funds Arranged
You can use your ADCB Current Account to make payments towards university fees and other eligible education-related expenses.

Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 50 2030.

Apply through SMS

SMS 'UNIPL' to 2626 from your registered mobile number.

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you