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Welcome Offer


Open an account through the ADCB Hayyak app in 3 simple steps and receive up to 200,000 TouchPoints.

Open an Account through Hayyak
Enter a valid number (hint: it starts with ‘5’)

Simple, fast and convenient 

Open an ADCB account from wherever you are, not wherever we are.

10,000 TouchPoints

When you open an account with AED 5,000

Up to 90,000 TouchPoints

When you transfer your salary to ADCB

Up to 100,000 TouchPoints

When you sign up for an ADCB Credit Card

Steps to avail the offer

Step 1: Enter the mobile number and click on "Download ADCB Hayyak app"
Step 2: Download the ADCB Hayyak app from app gallery
Step 3: Follow the Hayyak onscreen instructions to get started
Step 4: Scan your required documents (Passport, Emirates ID card and scanned signature) to complete the on-boarding process

Offer Details

Product Rewards in TouchPoints Eligibility Criteria
Current or Savings Account 10,000 Fund your account with a minimum of AED 5,000 and make one debit card transaction within 30 days
Salary Transfer 25,000 Transfer a salary of AED 5,000 to AED 10,000 within 120 days from the account opening date
Salary Transfer 90,000 Transfer a salary of more than AED 10,000 within 120 days from the account opening date
Credit Card Category 1* 30,000 A minimum of one spend within 30 days from the card issuance date
Credit Card Category 2** 100,000 A minimum of one spend within 30 days from the card issuance date
*Credit Card Category 1: TouchPoints Titanium, TouchPoints Gold, TouchPoints Platinum and Lulu Gold
**Credit Card Category 2: Traveller, Betaqti, Etihad Platinum, Etihad Infinite and Core Infinite

*Earn 100,000 TouchPoints for the Betaqti, Etihad Guest Infinite, Etihad Guest Signature, Traveller, and TouchPoints Infinite Credit Cards. Other credit cards will earn 30,000 TouchPoints.

Terms and Conditions

This offer is valid until 31st December 2022 and is only for non-ADCB customers. Please click here for detailed terms and conditions.

What can you do with TouchPoints?

TouchPoints is ADCB’s award-winning loyalty program that gives you reward points for every ADCB product and service that you use. You can pay using your points instantly at a number of ecommerce and retailers or online through ADCB Personal Internet Banking and the Mobile Banking App.

you can:

  • Redeem your TouchPoints online with a verity of ecommerce redemption partners or instantly redeem at over 2,900 locations, including a range of shopping malls
  • Redeem your TouchPoints for Etihad Guest Miles or Emirates Skywards Miles
  • Pay your utility bills, school fees, or donate to a charity of your choice

To view the full list of locations for instant payments, please click here.

Documents Required

The following documents are required to open an account through the ADCB Hayyak app:

  • Passport
  • Emirates ID card
  • A picture of your signature


Click here to view the Frequently Asked Questions (FAQs).

Other ways to apply

Apply through SMS

SMS 'JOIN' to 2626 from your mobile number.