Promotions Millionaire Savings Accounts

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From a saver to a winner with the Millionaire Savings Accounts

Begin your journey towards a prosperous future with ADCB Islamic Banking. Choose from three of the most rewarding savings programme today and get a chance to win from 616 prizes worth AED 42 million throughout the year. Open a Millionaire Savings Account today for your chance to enter the prize draws and win exciting prizes.

Keep in mind

  • A minimum average monthly balance of AED 5,000 is required to be eligible for the prize draws.
  • Each additional AED 1,000 saved, gives you an extra entry in the prize draws.
  • Customers under the age of 18 will be eligible for the exclusive monthly “Minors' Prizes” as well as all other prizes.
  • Customers aged 60 and above will be eligible for regular Emirati Millionaire Savings Account and Millionaire Destiny Savings Account prizes, in addition to the exclusive “Senior Citizens” monthly prizes.
  • Women aged 18 years and above will be eligible for regular prizes. They will also qualify for the exclusive prize for “Women” category.
  • Exclusive monthly prizes are available for eligible family banking customers.
  • The Millionaire Business Account can be opened only by a Retail Business Account customer who already maintains a primary Business Account with the Bank.
  • The Millionaire Business account will be considered a secondary account and the primary account shall always be the Business Account/Islamic Business Account established by ADCB/ADCB Islamic Banking.

Discover the Accounts Features

Chance to win from
AED 42,000,000 in prizes

Only AED 5,000 required to open an account

Available in three variants with one exclusively for Emiratis

Every additional AED 1,000 saved, gives you an extra entry in the prize draws

Millionaire Destiny Savings Account

Offered to everyone
AED2 Million
2 winners per year
AED1 Million
1 winner per month
Car Prize
2 winners per year
1 KG
Gold
1 winner every 3 months
AED25,000
Senior Citizens
1 winner every month
AED25,000
Families
1 winner every month
AED25,000
Women
1 winner every month
AED25,000
Minors
1 winner every month
AED10,000
10 winners
every month

Emirati Millionaire Savings Account

Exclusively for UAE Nationals
AED2 Million
2 winners per year
AED1 Million
1 winner per month
Car Prize
2 winners per year
1 KG
Gold
1 winner every 3 months
AED25,000
Senior Citizens
1 winner every month
AED25,000
Families
1 winner every month
AED25,000
Women
1 winner every month
AED25,000
Minors
1 winner every month
AED10,000
10 winners
every month

Millionaire Business Account

Offered to Retail Business Customers
AED1 Million
2 winners per year
Car Prize
2 winners per year
AED10,000
10 winners every month
AED5,000
10 winners every month

How to Open an Emirati Millionaire Savings Account or a Millionaire Destiny Savings Account

Opening a Millionaire Savings Account is quick and easy through the ADCB Mobile Banking App


New to Bank Customers:

  • Log in to ADCB Mobile Banking App
  • Select - Accounts - ADCB Islamic - Savings Account - Emirati Millionaire Savings Account/ Millionaire Destiny Savings Account
  • Enter your details and complete OTP & ID verification
  • Fill in your basic personal and income information
  • Review, accept the terms, and submit
  • Your account has been successfully opened


Existing Customers:

  • Log in to ADCB Mobile Banking App
  • Tap “Accounts & Deposits” on the main Mobile Banking App screen
  • Select + “New Account”
  • Choose “Current/Savings Account”, then confirm
  • Select Emirati Millionaire Savings Account/ Millionaire Destiny Savings Account and tap “Apply”
  • Choose the currency and funding account
  • Review and accept the details and terms
  • Your account is successfully opened

When you win, you’re not the only winner

Our Millionaire Savings Accounts give you the opportunity to power your passions, achieve your ambitions, and do more than just dream. With over 229 millionaires made so far, could you be next?

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Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Apply through SMS

SMS ‘MS’ to 2626 for Emirati Millionaire Savings Account / Millionaire Destiny Savings Account.

Apply through SMS

SMS ‘MBA’ to 2626 for Millionaire Business Account.

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you