Savings Accounts Millionaire Destiny Savings Account


Our unique account gives you the chance to win exciting cash prizes

2 million AED
Twice a year
1 million AED
1 winner every month
10,000 AED
10 winners per month

Keep in mind

  • A minimum average monthly balance of AED 5,000 is required to be eligible for the prize draws.
  • Effective Oct 2021, our monthly Millionaire Savings Accounts winners will be announced through email, social media, ATMs and on our website at
List of prizes

  • Grand prize of AED 2,000,000 every six months 
  • 1 prize of AED 1,000,000 every month 
  • 10 prizes of AED 10,000 each every month

Key Features and Benefits

  • Debit Card with instant access to your money
  • No lock-in period and no penalty for withdrawals
  • Earn profit from your savings; this is declared and paid quarterly
  • Every additional AED 1,000 saved over the initial AED 5,000 grants you an extra chance in the prize draws

List of winners

To view the list of winners, click here.

Charges and Fees

To view the fees and charges, please click here.

Terms and conditions

Terms and conditions apply. To view the full ADCB Islamic Banking terms and conditions, please click here.


Click here to view the frequently asked questions.

Enjoy a world-class customer experience when you bank with us.

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Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Apply through SMS

Apply through SMS

SMS 'MDSA' to 2626 from your registered mobile number.

Visit us

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you