Savings Accounts Millionaire Destiny Savings Account

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ADCB

Our unique account gives you the chance to win exciting cash prizes

2 million AED
Twice a year
1 million AED
1 winner every month
10,000 AED
10 winners per month

Keep in mind

  • A minimum average monthly balance of AED 5,000 is required to be eligible for the prize draws.
  • A monthly maintenance fee will apply if your Millionaire Destiny Savings Account (MDSA) or Emirati Millionaire Savings Account (EMSA) average monthly balance falls below AED 3,000. AED 25 fee will be charged to only those customers having either MDSA or EMSA or both products.
  • If a customer is holding another product along with MDSA & EMSA, normal Relationship Based Pricing (RBP) will be applicable as per the customer segment.
List of prizes

  • Grand prize of AED 2,000,000 every six months 
  • 1 prize of AED 1,000,000 every month 
  • 10 prizes of AED 10,000 each every month

Key Features and Benefits

  • Debit Card with instant access to your money
  • No lock-in period and no penalty for withdrawals
  • Earn profit from your savings; this is declared and paid quarterly
  • Every additional AED 1,000 saved over the initial AED 5,000 grants you an extra chance in the prize draws

List of winners

To view the list of winners, click here.

Offers

Open a Millionaire Destiny Savings Account today and you could be the next millionaire. Earn 10,000 TouchPoints when you open an account with AED 20,000 or more through ADCB Personal Internet Banking. To view the terms and conditions, please click here.

Charges and Fees

To view the fees and charges, please click here.

Terms and conditions

Terms and conditions apply. To view the full ADCB Islamic Banking terms and conditions, please click here.

FAQ

Click here to view the frequently asked questions.

Approved by the Internal Shari’ah Supervision Committee

To view the Fatwa, please click here.

Enjoy a world-class customer experience when you bank with us.

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Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Apply through SMS

SMS 'MDSA' to 2626 from your registered mobile number.

Visit us

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