Millionaire Destiny Savings Account

Here’s a million reasons to save with us

Our unique account gives you the chance to win exciting cash prizes, including AED 1 million every month.

1 million AED

Grand prize

Every month

10,000 AED

Each for 10 winners

Every month

5,000 AED

Each for 100 winners

Every month

Keep in mind

A minimum average monthly balance of AED 5,000 is required to be eligible for the prize draws.
The prize draws will be held during the second week of each month.

List of prizes

Grand prize of AED 1 million every month
10 prizes of AED 10,000 each, every month
100 prizes of AED 5,000 each, every month

Features

Debit Card with instant access to your money
No lock-in period and no penalty for withdrawals
Earn profit from your savings; this is declared and paid quarterly
Every additional AED 1,000 saved over the initial AED 5,000 grants you an extra chance in the prize draws

List of winners

To view the list of winners, click here.

Charges and Fees

To view the fees and charges, please click here.

Terms and conditions

Terms and conditions apply. To view the full ADCB Islamic Banking terms and conditions, please click here.

Approved by Sharia and Supervisory Board

To view the Fatwa, please click here.

Enjoy a world-class customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a member of our team will contact you personally.

Existing customer

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Emirate Select your emirate

Abu Dhabi Dubai Fujairah Ajman Ras Al Khaimah Sharjah Umm al Quwain

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Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Call our 24-hour contact centre on 600 56 2626.

Apply through SMS

SMS 'MDSA' to 2626 from your registered mobile number.

SMS 'MDSA' to 2626 from your registered mobile number.

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you

^{Savings Accounts} Millionaire Destiny Savings Account