Online Accounts ADCB Islamic Super Saver Account

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Earn up to 5% expected profit rate per annum with ADCB Islamic Super Saver Account

Start saving smarter today with our Islamic Super Saver account and earn up to 5% expected profit rate per annum. Make your money work for you and watch your dreams come to life!

Attractive expected profit rates
Earn up to 5% expected profit rate per annum
Digital Convenience
Instant Account opening with the ADCB Mobile Banking App.
Monthly Reward
Expected Profit is paid monthly in the ADCB Islamic Super Saver Account

Keep in mind

  • To open an ADCB Islamic Super Saver Account, you should first have a Current or Savings Account
  • Islamic Super Saver Account cannot be opened as a joint account
  • ADCB Super Saver Account is offered via ADCB Mobile Internet Banking App and ADCB Personal Internet Banking
  • A monthly fee will be applicable if the respective segment-wise relationship balance criteria is not met as per Schedule of Fees
  • Additional statement of account outside the normal cycle will be charged as per Schedule of Fees
  • Expected profit rate is calculated and paid monthly based on the balance tier and the corresponding base and bonus rate

Expected Profit Rates

You will be paid base expected profit on monthly average balance in the ADCB Islamic Super Saver Account as per the below slab structure
Further to the base expected rate, you are also eligible for bonus expected profit rate, paid on new-to-bank funds in the ADCB Islamic Super Saver Account over and above the benchmark monthly balance
New-to-bank funds in the Islamic Super Saver Account should lead to an equivalent increase in your Total Relationship Balance (including all Current, Savings and Deposit Accounts)
Internal fund transfer from existing ADCB or ADCB Islamic Banking accounts and deposits, will not be eligible for bonus expected profit rate
In case the Customer has multiple Islamic Super Saver Accounts, the new to bank funds in the Islamic Super Saver Account, will be calculated using aggregate Account balance of all the Islamic Super Saver Accounts. Bonus expected profit will be paid only in the default Account that is the oldest Islamic Super Saver Account.
Benchmark Month: October 2025 (effective 1 Jan 2026).
Monthly Average Balance Base expected Profit Rate per Annum (effective from 1st May 2026) Bonus expected Profit Rate* per Annum (effective from 1st May 2026)
Less than AED 50,000 0.01% 0.00%
AED 50,000 to AED 20 Million 2.25% 2.75%
Above AED 20 Million 1.00% 0.00%

*Bonus Profit is paid only on new-to-bank funds in Super Saver Account, over and above the benchmark month. Minimum AED 50,000 to AED 20,000,000 monthly average balance in super saver account is required to avail the bonus rate.



Monthly Average Balance Base expected Profit Rate per Annum (effective from 1st May 2026) Bonus expected Profit Rate* per Annum (effective from 1st May 2026)
Less than USD 15,000 0.01% 0.00%
USD 15,000 to USD 6 Million 2.25% 2.75%
Above USD 6 Million 1.00% 0.00%

*Bonus Profit is paid only on new-to-bank funds in Super Saver Account, over and above the benchmark month. Minimum USD 15,000 to USD 6,000,000 monthly average balance in super saver account is required to avail the bonus rate.



Monthly Average Balance Base expected Profit Rate per Annum (effective from 1st May 2026) Bonus expected Profit Rate* per Annum (effective from 1st May 2026)
Less than GBP 15,000 0.01% 0.00%
GBP 15,000 to GBP 6 Million 1.75% 2.75%
Above GBP 6 Million 1.00% 0.00%

*Bonus Profit is paid only on new-to-bank funds in Super Saver Account, over and above the benchmark month. Minimum GBP 15,000 to GBP 6,000,000 monthly average balance in super saver account is required to avail the bonus rate.



Monthly Average Balance Base expected Profit Rate per Annum (effective from 1st March 2026) Bonus expected Profit Rate* per Annum (effective from 1st May 2026)
Less than EUR 15,000 0.01% 0.00%
EUR 15,000 to EUR 6 Million 0.50% 2.75%
Above EUR 6 Million 0.50% 0.00%

*Bonus Expected Profit rate is paid only on new-to-bank funds in Islamic Super Saver Account, over and above the benchmark month. Minimum EUR 15,000 to EUR 6,000,000 monthly average balance in super saver account is required to avail the bonus rate.

Eligibility Criteria

Available for UAE residents
Must have attained majority as per the applicable laws
To open an Islamic Super Saver account, you should first have an ADCB/ADCB Islamic Current or Savings Account
An ADCB Islamic Super Saver cannot be opened as a joint account

Profit distribution ratio

Profit distribution ratio between the Bank (as Mudarib) and depositors/account holders (as Rab Al Maal) shall be as follow
85% :Mudarib
15% :Rabb Al Maal
To know more, please visit adcbislamic.com/weightages.

ADCB Mobile Banking App


  • Log in to ADCB Mobile Banking App
  • Click on ‘New account’ under ‘Accounts & Deposits’ that is located on the main Mobile Banking App screen.
  • Click on ‘Current/Savings account’ and confirm
  • Select your preferred Islamic Active Saver Account and Apply
  • Click on ADCB Islamic Super Saver and setup your account Instantly.
For ADCB Mobile Banking App Tutorials, please click here.

Charges and Fees

Please refer to the Schedule of Fees.

Terms and conditions

Terms and Conditions apply.

To view the full Islamic Banking Consumer Terms and Conditions and ADCB Islamic Super Saver Account supplementary Terms and Conditions, click here.

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