• Enjoy a welcome bonus of AED 365 when you sign up for the card.
  
  Please note:
  • The welcome bonus is a one-time reward and will be credited within 90 days in the first year of card issuance.
  • To be eligible for the welcome bonus, a minimum spend of AED 5,000 is required within the first 45 days from the date of card issuance through retail purchases, balance transfer and PayOrder Facilities. For example, a card issued on 15th January 2026 can make required spends until 1st March 2026.

Enjoy cashback on everyday spends like dining, fuel, groceries, and entertainment.

Cashback on local (AED) spends:

• 3% cashback on Groceries & Supermarkets spends
• 6% cashback on Dining spends including the online orders
• 5% cashback on Home Digital Subscriptions like Amazon Prime, STARZPLAY, beIN CONNECT and more*
• 5% cashback on AI-powered subscriptions like ChatGPT, Microsoft Copilot, Google Gemini and more*
• 5% cashback on Fuel & Salik spends
• 0.5% cashback on Select category spends
• 1% cashback on other Retail Spends

Cashback on International (non- AED) spends:

• 1% cashback on all international retail spends (excluding EU spends)
• 0.5% cashback on EU spends

Please note:

• *5% cashback on Home Digital subscriptions & AI-powered subscriptions is applicable on AED and Non AED spends. Customers must perform Card transactions directly on a merchant’s website, application, or store. Transactions conducted through third-party platforms and/or where ADCB is unable to identify the merchant clearly, will not qualify for 5% cashback.
• For the complete list of merchants eligible for 5% cashback under Home Digital subscriptions, AI-powered subscriptions, and 0.5% cashback on Select category spends, please click here.
• You can earn a maximum monthly cashback reward of AED1,000.
• A minimum spend of AED5,000 per month on your card is required to be eligible for the cashback rewards.
• Bill payments, school fees, and transactions made on ADCB channels are not eligible for cashback.

Watching the latest movies is now more exciting at VOX Cinemas with your ADCB Islamic 365 Cashback Credit Card across categories like IMAX, Standard, MAX Standard, etc.

• Buy one ticket, get one free (up to 4 tickets per month per card).
• 25% discount on select meals, applicable on F&B single items only excluding combo meals at the candy bar in any VOX Cinemas location within UAE.
• Upgrade offer: regular and medium size popcorn and soft drink can be upgraded to a medium and large size popcorn and soft drink respectively. The offer can be availed at the candy bar by showing the eligible ADCB Islamic Banking card covered under the Buy 1 Get 1 movie ticket offer.

To view the detailed usage guidelines of this benefit, please click here.