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Credit Cards TouchPoints Platinum Card


Unlock a world of possibilities

With the wide range of benefits and privileges from online food delivery discounts, entertainment deals and much more to complement your lifestyle

Talabat Orders
20% off your orders
Bonus TouchPoints
For spends of 10,000

Keep in mind

  • Nil Annual Fee for first year, annual fee at prevailing rate will be applicable from second year onwards for new customers.
  • Buy-1 Get-1 offer at Vox and discounts at Talabat can be enjoyed without any requirement for minimum purchases.
  • Revised TouchPoints earn rate are effective from 25 October 2020. For more details please click here.

Embark on a rewarding journey with your TouchPoints Platinum Card.

  • Earn 1 TouchPoint for every AED 1 spent with your card
  • Receive 10,000 bonus TouchPoints when you spend AED 10,000 each month

Qualifying spends includes all retail transactions (net of reversals and refunds) and excludes any form of disputed purchases and cash withdrawals.

What can you do with your TouchPoints?

You can accumulate your TouchPoints over a period of time and redeem them for shopping or dining vouchers, airline tickets and upgrades, paying your utility bills and much more. For more information on TouchPoints, please visit

Skywards Etihad Guest Miles Merchant
18 TouchPoints = 1 mile 14 TouchPoints = 1 mile Instant redemption at
over 1500+ locations

Revised Touchpoint earn rates on retail purchases are effective from 25 October 2020. Click here for more details.

Lifestyle benefits

Whether you are ordering in or dining out, your TouchPoints Platinum Card gets you the best for less.

  • Enjoy 20% off Talabat orders, for up AED 20 off per order on 2 orders a month

  • The discount stated is valid across orders in UAE and not applicable on mobile wallet payments and service charges.

Tee off in style with your TouchPoints Platinum Card. As a Platinum cardholder, you have the luxury of playing golf for free all year at Arabian Ranches Golf Club Dubai, Yas links Golf Club AbuDhabi and the Sharjah Golf and Shooting Club.

Just make purchases worth AED 5,000 or more on your credit card every month to enjoy uninterrupted access. Reservations are mandatory and are available on a first come, first served basis for up to 14 days in advance.

To book tee times, call ADCB on 600 50 8008

xperience offers unbeatable value with 2-for-1 offers at top restaurants, spas, fitness outlets, entertainment across the Middle East. Registration is easy and free. Simply download the xperience with the ENTERTAINER mobile application (App) from the iOS or Android store and register using your email address and mobile number and add your TouchPoints Platinum Card to get started.

For more terms and conditions, please click here

Travel Benefits

Travel with your TouchPoints Platinum Card and enjoy a richer experience than before.

As a Visa Platinum Card member, you enjoy 3 complimentary access to premium airport lounges across the many cities where you love to travel every year.

For online primary and supplementary card registration and for the latest updated list of lounges. Visit

Additionally, you will receive 3 complimentary access annually at over 1000 airport lounges worldwide for the cardholder* via Lounge Key.

Access is available to both primary and supplementary cardholders**.

A pre-authorization of US $ 3.25 will be taken at the time you present your eligible card at the lounge to check validity of your card.

Customers can create an account through the following microsites to find a lounge or keep track of their visits, should they chose to do so.

Visa Platinum Credit Cards:

*One year is calculated on calendar year basis (January to December). 
**Effective 1st October 2019, additional visits or accompanying guests, over and above the entitlement, will be charged at a flat rate of USD 32 per visit directly on the registered card

Cardholders now have access to over 200 airport restaurant offers globally. Please download the app (Dine & Fly) and complete a simple registration in order to begin redeeming.

After the registration is completed, simply visit a participating restaurant and reference 'DragonPass' to the restaurant staff. Then click 'redeem' in the app to receive the discount.

  • Up to 20% off for TouchPoints Platinum cardholders for renting worldwide.
  • Cardholders should book their cars online using the following URL:
  • Discounts are included for international and domestic rentals where rentals take place in the same country as cardholders’ country of residence in MENA.
  • TouchPoints Platinum cardholders can also now enroll for Avis Preferred Plus Membership.

Other Visa Benefits

To learn more on other Visa Platinum benefits, click here

Enhanced Protection and Care

Credit Shield is an optional service which covers your Covered / Credit card outstanding balance against any emergencies. A nominal charge is billed on a monthly basis and applicable for Accidental Death, Total & Permanent Disablement due to Accident/Sickness, Critical Illness and Involuntary Loss of Employment (ILOE) cover. Complimentary (Free) life cover including Natural death and Top-Up life is included when applying for Credit Shield.

To apply, call us or SMS ‘SHIELD’ to 2626 for a callback. For detailed information, please visit

Purchase Protection provides you with additional peace of mind every time you make a purchase. It protects you against the theft or accidental damage of purchased items, so you can focus on simply finding that perfect buy.

Other Features

Your ADCB Islamic Banking TouchPoints Card gives you the convenience to pay as little as 5% of your outstanding amount each month and carry the remaining balance forward to the next billing cycle. You can make payments for your ADCB Islamic Banking TouchPoints Card’s outstanding amount through any of our convenient channels:

  • ADCB Personal Internet Banking: Click on the “Credit Card Payment” option under the “Islamic Credit Card” menu
  • Mobile Banking App: Select the credit card that you wish to make a payment for under the “Manage your Credit Cards” tab
  • Through any of our branches and ATMs with the cash deposit facility
  • You can also set-up auto debit instructions to make payments from an ADCB Islamic Banking Current or Savings Account. To activate auto debit, please call 600 50 2004 or visit your nearest ADCB branch

Alternatively, you can make payments at Al Ansari Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations such as exchange houses locations.

Available within 90 days of card registration. Plus, you have the flexibility to repay in easy repayment instalments for up to 24 months.

Receive cash against your available limit transferred into your account within three working days and benefit from easy repayment instalments for up to 24 months.

Experience zero stress when paying back high value purchases. Split transactions into an easy 0% Profit Payment Plan of up to 24 months

Pay your covered card retail balance in small affordable monthly payments with FlexiPay. Low profit rates, zero documentation and payment period up to 48 months. SMS FLEXIPAY to 2626 for a call back or apply through Personal Internet Banking. Visit for more details.

Card Control

Enjoy complete control of your card transactions and set spend limits with the Card Control feature through the ADCB Mobile App.http

  • Set daily spend limits
  • Set monthly spend limits
  • Block all transactions
  • Block online transactions
  • Block in-store transactions
  • Block foreign transactions
  • Block ATM cash withdrawals

  • Login to the ADCB Mobile App
  • Click on ‘My Accounts’ and then ‘Credit Cards’
  • If you have more than one card, select the credit card you would like to control
  • Scroll down and click on 'Card Control Settings'

Fees and charges

For detailed fees and charges please click here.

Terms and conditions

For detailed Terms and Conditions on each of the features and benefits provided on your ADCB Islamic Banking card, please click here or call 600 56 2626.

All Terms and Conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB Islamic Banking. ADCB Islamic Banking makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

Savings with TouchPoints Platinum Card

Enjoy more savings with your TouchPoints Platinum Card. Click here to know how you can save

Compare TouchPoints Card benefits

Click here to compare your card benefits with other TouchPoints Cards

Enjoy a world-class customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a member of our team will contact you personally.
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Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Apply through SMS

SMS 'MYCC' to 2626

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you