Credit Cards TouchPoints Gold Card


Unlock a world of possibilities

With the wide range of benefits and privileges from bonus monthly rewards, entertainment deals and much more to complement your lifestyle

0% Payment Plan
0% on school fees payment
Bonus TouchPoints
For spends of AED 5,000

Keep in mind

  • This card comes with no annual fee
  • Enjoy up to 2 complimentary movie tickets when you buy one with your TouchPoints Gold Card at VOX Cinemas across 2D standard and 2D Max standard.

Embark on a rewarding journey with your TouchPoints Gold Card.

  • Earn 0.5 TouchPoint for every AED 1 spent with your card
  • Receive 5,000 bonus TouchPoints when you spend AED 5,000 each month

Qualifying spends includes all retail transactions (net of reversals and refunds) and excludes any form of disputed purchases and cash withdrawals.

What can you do with your TouchPoints?

You can accumulate your TouchPoints over a period of time and redeem them for shopping or dining vouchers, airline tickets and upgrades, paying your utility bills and much more. For more information on TouchPoints, please visit

Skywards Etihad Guest Miles Merchant
18 Touchpoints = 1 mile 14 Touchpoints = 1 mile Instant redemption at
over 1500+ locations

Lifestyle Benefits

Whether you are dining out with your family or friends, your TouchPoints Gold Card gets you the best for less.

Savor the best of gourmet at over 1,400 finest of restaurants with up to 25% off, when you pay with your TouchPoints Gold Card.

Indulge yourself with a host of privileges on tickets, food and beverages, merchandises and much more at Yas WaterWorld, Ferrari World and Warner Bros Abu Dhabi.

Other Visa benefits

To learn more on other Visa Gold Card benefits, click here

Card Control

Enjoy complete control of your card transactions and set spend limits with the Card Control feature through the ADCB Mobile App.

  • Set daily spend limits
  • Set monthly spend limits
  • Block all transactions
  • Block online transactions
  • Block in-store transactions
  • Block foreign transactions
  • Block ATM cash withdrawals

  • Login to the ADCB Mobile App
  • Click on ‘My Accounts’ and then ‘Credit Cards’
  • If you have more than one card, select the credit card you would like to control
  • Scroll down and click on 'Card Control Settings'

Other Benefits

Your ADCB Islamic Banking TouchPoints Card gives you the convenience to pay as little as 5% of your outstanding amount each month and carry the remaining balance forward to the next billing cycle. You can make payments for your ADCB Islamic Banking TouchPoints Card’s outstanding amount through any of our convenient channels:

  • ADCB Personal Internet Banking: Click on the “Credit Card Payment” option under the “Islamic Credit Card” menu
  • Mobile Banking App: Select the credit card that you wish to make a payment for under the “Manage your Credit Cards” tab
  • Through any of our branches and ATMs with the cash deposit facility
  • You can also set-up auto debit instructions to make payments from an ADCB Islamic Banking Current or Savings Account. To activate auto debit, please call 600 50 2004 or visit your nearest ADCB branch

Alternatively, you can make payments at ENOC/EPPCO, Al Ansari Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations such as exchange houses and ENOC/EPPCO locations.

Available within 90 days of card registration. Plus, you have the flexibility to repay in easy repayment instalments for up to 24 months.

Receive cash against your available limit transferred into your account within three working days and benefit from easy repayment instalments for up to 24 months.

Experience zero stress when paying back high value purchases. Split transactions into an easy 0% Profit Payment Plan of up to 24 months.

Takaful Credit Shield is an optional plan which covers your card for up to AED 75,000 against any emergencies such as Critical Illness, Natural Death, Permanent or Total Disablement and Involuntary Loss of Employment. This facility is available at a nominal charge.

Click here for detailed Terms and conditions.

Fees and charges

For detailed fees and charges please click here.

Terms and conditions

For detailed Terms and Conditions on each of the features and benefits provided on your ADCB Islamic Banking card, please click here or call 600 56 2626.

All Terms and Conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB Islamic Banking. ADCB Islamic Banking makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

Savings with TouchPoints Gold Card

Enjoy more savings with your TouchPoints Gold Card. Click here to know how you can save.

Compare TouchPoints Card benefits

Click here to compare your card benefits with other TouchPoints Cards

Enjoy a world-class customer experience when you bank with us.

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Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Apply through SMS

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SMS 'MYCC' to 2626

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