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Credit Cards TouchPoints Gold Card


Unlock a world of possibilities

Enjoy a range of benefits and privileges to complement your lifestyle. Perks include monthly bonus rewards, entertainment deals, etc.

0% Payment Plan
0% on school fees payment
Bonus TouchPoints
For spends of AED 5,000

Keep in mind

  • This card comes with no annual fee.
  • Enjoy up to two complimentary movie tickets when you buy one with your TouchPoints Gold Card at VOX Cinemas. Covers 2D standard and 2D Max standard.
  • The revised TouchPoints accumulation rate is effective from 25 October 2020. For more details, please click here.

Embark on a rewarding journey with your TouchPoints Gold Card.

  • Earn 0.5 TouchPoints for every AED 1 spent with your card
  • Receive 5,000 bonus TouchPoints when you spend AED 5,000 each month

Qualifying spends include all retail transactions (net of reversals and refunds). Any form of disputed purchases and cash withdrawals are excluded.

What can you do with your TouchPoints?

You can accumulate your TouchPoints over a period of time. You can then redeem them for shopping or dining vouchers, airline tickets and upgrades, paying your utility bills and more. For more information on TouchPoints, please visit

Skywards Etihad Guest Miles Merchant
18 Touchpoints = 1 mile 14 Touchpoints = 1 mile Instant redemption at
over 1500+ locations

Revised Touchpoint earn rates on retail purchases are effective from 25 October 2020. Click here for more details.

Lifestyle Benefits

Whether you are dining out with your family or friends, your TouchPoints Gold Card gets you the best for less.

Savor the best gourmet food at over 1,400 restaurants with up to 25% off when you pay with your TouchPoints Gold Card.

Xperience offers unbeatable value with 2-for-1 offers. These can be redeemed at top restaurants, spas, fitness outlets, and entertainment across the Middle East. Registration is easy and free. Simply download the Xperience with the ENTERTAINER mobile application (App) from the iOS or Android store. Then, register using your email address and mobile number. Then add your ADCB TouchPoints Gold Credit Card to get started.

For more terms and conditions, please visit

Travel benefits

Avis Rent a Car Benefits

TouchPoints Gold Visa Cardholders can enjoy

  • Up to 20% off for Touchpoints Gold cardholders for renting worldwide.
  • Cardholders should book their cars online using the following URL:
  • Discounts are included for international and domestic rentals. This applies where rentals take place in the same country as cardholder's country of residence in MENA.
  • TouchPoints Gold cardholders can also now enroll for Avis Preferred Plus Membership through

Other Visa benefits

To learn more on other Visa Gold Card benefits, click here.

Card Control

Enjoy complete control of your card transactions and set spend limits with the Card Control feature through the ADCB Mobile App.

  • Set daily spending limits
  • Set monthly spending limits
  • Block all transactions
  • Block online transactions
  • Block in-store transactions
  • Block foreign transactions
  • Block ATM cash withdrawals

  • Login to the ADCB Mobile App
  • Click on ‘My Accounts’ and then ‘Credit Cards’
  • If you have more than one card, select the credit card you would like to control
  • Scroll down and click on 'Card Control Settings'

Other Benefits

Your ADCB Islamic Banking TouchPoints Card gives you added convenience. Pay as little as 5% of your outstanding amount each month. Then carry the remaining balance forward to the next billing cycle. You can make payments for your ADCB Islamic Banking TouchPoints Card’s outstanding amount through any of our convenient channels:

  • ADCB Personal Internet Banking: Click on the “Credit Card Payment” option under the “Islamic Credit Card” menu
  • Mobile Banking App: Select the credit card that you wish to make a payment for under the “Manage your Credit Cards” tab
  • Through any of our branches and ATMs with the cash deposit facility
  • You can also set up auto-debit instructions to make payments from an ADCB Islamic Banking Current or Savings Account. To activate auto-debit, please call 600 50 2004 or visit your nearest ADCB branch

You can make payments at Al Ansari Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per transaction will be charged for bill payments. This only applies through partner payment locations such as exchange house locations.

Available within 90 days of card registration. Plus, you have the flexibility to repay in easy repayment instalments for up to 24 months.

Receive cash against your available limit transferred into your account within three working days. Benefit from easy repayment instalments for up to 24 months.

Experience zero stress when paying back high-value purchases. Split transactions into an easy 0% Profit Payment Plan of up to 24 months.

Pay your covered card retail balance in small affordable monthly payments with FlexiPay. Low-profit rates, zero documentation and payment period of up to 48 months. SMS FLEXIPAY to 2626 for a callback or apply through Personal Internet Banking. Visit for more details.

Credit Shield is an optional service which covers your Covered / Credit card outstanding balance against any emergencies. A nominal charge is billed monthly. This applies to Accidental Death, Total & Permanent Disablement due to Accident/Sickness, Critical Illness and Involuntary Loss of Employment (ILOE) cover. Complimentary (Free) life cover, including Natural death and Top-Up life, is included when applying for Credit Shield.  

To apply, call us or SMS ‘SHIELD’ to 2626 for a callback. For detailed information, please visit

Fees and charges

For detailed fees and charges, please click here.

Terms and conditions

For detailed Terms and Conditions on each of the features and benefits provided on your ADCB Islamic Banking card, please click here or call 600 56 2626.

If you do not meet the payment requirements under the financing facility, your account will go into arrears. You might be required to pay the donation amount as per financing documents. Such amount shall be paid to charity. This will be after deduction of any actual loss that the bank may have suffered due to your default.

Savings with TouchPoints Gold Card

Enjoy more savings with your TouchPoints Gold Card. Click here to know how you can save.

Compare TouchPoints Card benefits

Click here to compare your card benefits with other TouchPoints Cards

Enjoy a world-class customer experience when you bank with us.

To deliver the service that you need, we’d like to know more about you. So, please complete this form, and a member of our team will contact you.
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Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Apply through SMS

SMS 'MYCC' to 2626

Visit us

We will be happy to welcome you to any of our branches. Find the closest branch to you. Find the closest branch to you