Embark on a rewarding journey with your TouchPoints Gold Card:

• Earn up to 0.5 TouchPoint for every AED 1 spent with your card
• Receive 5,000 bonus TouchPoints when you spend AED 5,000 each month

Qualifying spends includes all retail transactions (net of reversals and refunds) and excludes any form of disputed purchases and cash withdrawals.

Please note you will earn 0.4 TouchPoints for every 1 AED of domestic spends at supermarkets, auto dealers, insurance, quick service restaurants (i.e. fast food restaurants) and 0.2 TouchPoints for spends at fuel, education, government services, real estate, tele communication, charity and transport. For retail purchases made at merchants based in Europe (i.e. countries which are part of European Economic Area) you will earn 0.40 TouchPoints for every 1 AED equivalent of spends.

Classification of merchants in the above mentioned categories and European Economic Area will be as per prevailing Visa guidelines.

The more you use your card the higher the number of TouchPoints you earn. The TouchPoints you have accumulated can be redeemed in any of the following options:

• Instant redemption at thousands of merchant locations across UAE
• Utility bills payment and Salik
• Exchange with Emirates Skywards Miles and Etihad Guest Miles
• Card payment and much more

100,000 TouchPoints would be equivalent to AED 600 approximately depending on the redemption option of your choice.For more information on TouchPoints, please click here.

Whether you are dining out with your family or friends, your TouchPoints Gold Card gets you the best for less.

Savor the best gourmet food at over 1,400 restaurants with up to 25% off when you pay with your TouchPoints Gold Card.

• Set daily spending limits
• Set monthly spending limits
• Block all transactions
• Block online transactions
• Block in-store transactions
• Block foreign transactions
• Block ATM cash withdrawals

• Login to the ADCB Mobile App
• Click on ‘My Accounts’ and then ‘Credit Cards’
• If you have more than one card, select the credit card you would like to control
• Scroll down and click on 'Card Control Settings'

Your ADCB Islamic Banking TouchPoints Card gives you added convenience. Pay as little as 5% of your outstanding amount each month. Then carry the remaining balance forward to the next billing cycle. You can make payments for your ADCB Islamic Banking TouchPoints Card’s outstanding amount through any of our convenient channels:

• ADCB Personal Internet Banking: Click on the “Credit Card Payment” option under the “Islamic Credit Card” menu
• Mobile Banking App: Select the credit card that you wish to make a payment for under the “Manage your Credit Cards” tab
• Through any of our branches and ATMs with the cash deposit facility
• You can also set up auto-debit instructions to make payments from an ADCB Islamic Banking Current or Savings Account. To activate auto-debit, please call 600 50 2004 or visit your nearest ADCB branch

You can make payments at Al Ansari Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per transaction will be charged for bill payments. This only applies through partner payment locations such as exchange house locations.

Available within 90 days of card registration. Plus, you have the flexibility to repay in easy repayment instalments for up to 24 months.

Receive cash against your available limit transferred into your account within three working days. Benefit from easy repayment instalments for up to 24 months.

Experience zero stress when paying back high-value purchases. Split transactions into an easy 0% Profit Payment Plan of up to 24 months.

Pay your covered card retail balance in small affordable monthly payments with FlexiPay. Low-profit rates, zero documentation and payment period of up to 48 months. SMS FLEXIPAY to 2626 for a callback or apply through Personal Internet Banking. Visit www.adcbislamic.com/flexipay for more details.

Credit Shield is an optional service which covers your Covered / Credit card outstanding balance against any emergencies. A nominal charge is billed monthly. This applies to Accidental Death, Total & Permanent Disablement due to Accident/Sickness, Critical Illness and Involuntary Loss of Employment (ILOE) cover. Complimentary (Free) life cover, including Natural death and Top-Up life, is included when applying for Credit Shield.  

To apply, call us or SMS ‘SHIELD’ to 2626 for a callback. For detailed information, please visit adcbislamic.com/cs

Does it feel like your child’s school fees are increasing? With your ADCB Islamic Covered Card you can convert your child’s school and college fees into installments with zero profit charges and low processing fees for up to 12 months. Simply call us or SMS ‘SCHOOL’ to 2626 for a callback.