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Personal Finance Personal Finance for UAE Citizens
A customised solution that suits your ambitions
Customised finance packages for UAE nationals offer attractive Profit rates, higher salary multiples, extended tenure periods and flexible eligibility criteria.
Get Personal Finance within 10 minutes through the ADCB Hayyak app
You will receive a 50% discount on processing fees in addition to 50,000 bonus TouchPoints when applying through the app.
Download the ADCB Hayyak app now!
- High salary multiples
- Competitive profit rates
- Finance consolidation available
- Simple documentation
- Free ADCB Islamic Banking Credit Card
| ADCB Product | TouchPoints Awarded on | TouchPoints Earned | Cap |
|---|---|---|---|
| Personal Finance | TouchPoints will be earned when net Finance Amount (AED 10,000 above ) | TouchPoints Earned for every AED 1,000 | 75,000 |
| > 10,000 - <= 150,000 | 200 | ||
| > 150,000 | 300 |
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ADCB Islamic Banking facilities will be made available at the sole discretion of ADCB Islamic Banking, subject to ADCB Islamic Banking's terms and conditions and upon submission of documentation acceptable to ADCB Islamic Banking. Terms and conditions apply. To view the full Islamic Banking terms and conditions, click here.
To view the Fatwa, please click here.
- If you settle the financing early, then you may have to pay early settlement charges in accordance with finance documentation
- If you do not meet payment requirements under the financing facility, your account will go into arrears and you might be required to pay donation amount as per financing documents and such amount shall be paid to charity (after deduction of any actual loss that the Bank may have suffered due to your default)
Total profit paid during the finance tenure is AED 0
Disclaimer
The figures are based on indicative rates selected and are for illustrative purposes only and do not apply to your finance. ADCB Islamic Banking rates are subject to change. The computation is based on simulated figures and a number of underlying assumptions and possible rounding-off of figures. Please consult your Relationship Manager/or visit the nearest branch or call 600 56 2626 to ensure that you receive complete information about our finance product.
Enjoy a world-class customer experience when you bank with us.
Other ways to apply
Contact centre
Call our 24-hour contact centre on 600 56 2626
Apply through SMS
SMS ’SALAM' or ’YAQEEN' to 2626 from your registered mobile number.
Visit us
We will be happy to welcome you at any of our branches. Find the closest branch to you
