Salary Advance Facility


Make your salary work harder

Now you can instantly access cash when you need it the most.

Keep in mind

  • Salary transfer of AED 12,000 or more is required.
  • One-time setup fee of AED 105.
Features & Benefits

  • Instant access to cash when you need it
  • Limit of up to 2.5 times your salary
  • Automatically covers cheques if your account has insufficient funds
  • Pay only for the amount and time period you use

Fees & Charges

  • One-time setup fee of AED 105
  • For detailed fees and charges please click here.


  • Application form
  • Salary transfer letter
  • Liability letter (applicable if liabilities are with another bank)
  • 3 months’ bank statements (applicable if the account is with another bank)
  • A copy of your passport
  • Your EIDA card


All financing is made available at the sole discretion of ADCB-IBD and is subject to ADCB Islamic Banking terms and conditions and submission of acceptable documentation.

Approved by the Fatwa & Shari'ah Supervisory Board

To view the Fatwa, please click here.

Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Visit us

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you

Branches & ATMs