Personal Loans University Finance

Flexible Education Finance, Designed Around Your Journey

Easily finance tuition fees for UAE and international universities with flexible payments that match your academic schedule, so you can focus on what matters most.

Designed to help
Parents and students plan and pay fees smoothly without financial stress
Pay your fees
In stages that match your semester or term schedule
Pay small amounts
On utilized funds while studying, transitioning to structured Equated Monthly Installments (EMIs) after graduation
Easy tracking
Of your payments with clear updates and statements

Keep in mind

  • Minimum finance amount starts from AED 5,000
  • Finance amount depends on your income eligibility
  • Enjoy flexible payments through a cover drawing (Facility Against Salary) during your course, then move to structured EMIs (up to 48 months) after graduation
  • Available for UAE Nationals and expatriate customers, including salaried and self-employed
  • Terms and conditions apply. Approval and disbursement are subject to ADCB policies.

How ADCB Makes Education Finance Simple for You

Stay in control
Of your education costs with planned, manageable payments
Avoid large upfront
Payments by spreading fees over time
Clear visibility
Of your payments, so you always know where you stand
Helps you meet
Important fee deadlines confidently and on time
Gives you instant access
To funds through an cover drawing facility, with the flexibility to withdraw anytime

How to apply

Get Started
Send an SMS with “UNIPF” to 2626 to begin your application
We Reach Out
Our team connects with you to guide you through the process.
Share Your Details
Provide basic information about your course, university, and required documents.
Get Approved
We assess your eligibility and confirm your funding limit.
Funds Disbursed
Your fees are paid directly to the university, quick and hassle-free.

Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 50 2030.

Apply through SMS

SMS 'UNIPF' to 2626 from your registered mobile number.

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you