Savings Accounts Emirati Millionaire Savings Account


Exclusively for Emiratis, your chance to win exciting cash prizes

This unique account gives you the chance to win exciting cash prizes every six months, each month and every working day.

1 Million AED
Grand prize
Every six months.
250,000 AED
monthly prize
10,000 AED
daily prize

Keep in mind

  • An account that is exclusive to Emiratis.
  • To be eligible for the draw, you need a minimum average monthly balance of AED 5,000.
  • The prize draws will be held during the second week of each month.
List of prizes

  • Grand prize of AED 1,000,000 every six months
  • Monthly prize of AED 250,000
  • Daily prize of AED 10,000 (every working day)


  • Debit Card with instant access to your money
  • No lock-in period and no penalty for withdrawals
  • Earn profit from your savings; this is declared and paid quarterly
    • For every extra AED 1,000 you save over the initial AED 5,000, you get an extra chance in the prize draws.
    • For every account opened, AED 25 goes to charity.

List of Winners

To view the full list of winners, click here.


Get four extra chances to win the monthly grand prize and earn 15,000 bonus TouchPoints, when you open an Emirati Millionaire Savings Account through ADCB Personal Internet Banking. Terms and conditions apply.


Earn TouchPoints with an average monthly balance of AED 10,000 or more.

Charges and Fees

To view the fees and charges, please click here.

Terms and conditions

  • Terms and conditions apply. To view the full ADCB Islamic Banking terms and conditions, please click here.
  • All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB Islamic Banking. ADCB Islamic Banking makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

Enjoy world-class and a superior customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a member of our team will contact you personally.
  • We guarantee a response in 24 hours
  • Get in touch during opening hours (8am to 3pm from Sunday to Thursday and 8am to 1pm on Saturday). Alternatively, visit one of our mall branches between 10am to 10pm
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Other ways to apply

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Call our 24-hour contact centre on 600 56 2626.

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