Savings Accounts Emirati Millionaire Savings Account


Exclusively for Emiratis, your chance to win exciting cash prizes

This unique account gives you the chance to win exciting cash prizes every six months, each month and every working day.

1 Million AED
Grand prize
Every six months.
250,000 AED
monthly prize
10,000 AED
daily prize

Keep in mind

  • An account that is exclusive to Emiratis.
  • To be eligible for the draw, you need a minimum average monthly balance of AED 5,000.
  • The prize draws will be held during the second week of each month.
  • Please note that a new prize structure will be introduced and effective on 1st June 2021.
  • The Emirati Millionaire Savings Account Grand Prize of AED 1,000,000 for May 2021 has been increased to AED 2,000,000 and will be for June 2021. The draw for the month of May 2021 will be for AED 250,000
List of prizes (until 31st May 2021)

  • Grand prize of AED 1,000,000 every six months
  • Monthly prize of AED 250,000
  • Daily prize of AED 10,000 (every working day)

List of prizes (from 1st June 2021)

  • Grand prize of AED 2,000,000 every six months (June & December)
  • 1 prize of AED 500,000 every month (excluding June & December)
  • 10 prizes of AED 10,000 each every month

Key Features and Benefits

  • Debit Card with instant access to your money
  • Earn profit from your savings; this is declared and paid quarterly
  • For every extra AED 1,000 you save over the initial AED 5,000, you get an extra chance in the prize draws.
  • You can also open an account for your children*

*Account must be opened and maintained by the guardian.

Limited Offer

Earn 10,000 TouchPoints by opening an Emirati Millionaire Savings Account online with AED 20,000 or more. Details at

List of Winners

To view the full list of winners, click here.


Earn TouchPoints with an average monthly balance of AED 10,000 or more.

T&Cs apply. For further details please click here.

How to redeem your ADCB TouchPoints , kindly click here.

Charges and Fees

To view the fees and charges, please click here.

Terms and conditions

  • Terms and conditions apply. To view the full ADCB Islamic Banking terms and conditions, please click here.


Click here to view the frequently asked questions.

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Other ways to apply

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Call our 24-hour contact centre on 600 56 2626.

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