Balance Transfer

Take the first step towards financial freedom

Consolidate your payments and transfer outstanding balances from credit cards of other banks to your ADCB Credit Card at low interest rates.

Transfer up to 80% of your ADCB credit card limit

Repayment tenures from 6 to 48 months

Zero documentation

Balance Transfer is available to all customers with an active ADCB Credit Card(s) for an amount of AED 1,000 or more.
The Balance Transfer amount(s) will be debited from the customer’s ADCB Credit Card account and credited to the other bank (s) through electronic funds transfer.
A foreclosure fee of AED 210 (inclusive of 5% VAT) will be applicable.

Transfer outstanding balances instantly from credit card(s) of other banks to your ADCB Credit Card

More savings with lower interest rates and processing fees

Easy and quick access on the ADCB Mobile Banking App

To view Balance Transfer terms and conditions, click here.

For any queries, please refer to our Frequently Asked Questions.