Cards Features Credit Card Loans

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Your safety net for life’s surprises

Whether it is an unprecedented expense or an exciting new opportunity, ADCB Credit Card Loans provide you funds with flexibility, convenience and an unmatchable speed of 60 seconds.

Avail up to 90% of your ADCB Credit Card limit as Credit Card Loan
Repayment tenures from 6 to 48 months
Zero documentation

Keep in mind

  • Credit Card Loan is available to all customers with an active ADCB Credit Card(s) for an amount of AED 1,000 or more.
  • The Credit Card Loan will be made available to you by way of a bank transfer to your nominated account through UAE FTS.
  • Charges for inward remittance (if any) as levied by the beneficiary bank may apply.
  • A foreclosure fee of AED 210 (inclusive of 5% VAT) will be applicable.

Key Benefits & Features

Instantly avail cash for big payments or purchases and pay it back in easy installments
More savings with lower interest rates and processing fees
Easy and quick access on the ADCB Mobile Banking App

Terms and conditions

To view Credit Card Loan terms and conditions, click here.

For any queries, please refer to our Frequently Asked Questions.