Your unique personality deserves a card that represents it. A metal, laser-etched card that showcases your name and grants you complete control of the card, in addition to travel and lifestyle benefits and much more.
Buy one, get one free including THEATRE
Complimentary access to all clubs across the UAE
Buy one, get one free on coffee
Complimentary access to over 1,000 lounges around the world
As a welcome bonus
Keep in mind
An annual fee of AED 2,100 (inclusive of VAT) is applicable
Earn up to 750,000 Anniversary TouchPoints according to the spends on your card
You will receive 300,000 TouchPoints as a welcome gift when you get a Betaqti Credit Card.
TouchPoints Earn Rate
Embark on a rewarding journey with your Betaqti Credit Card:
Earn up to 3 TouchPoints for every AED 1 spent with your card
Qualifying spends includes all retail transactions (net of reversals and refunds) and excludes any form of disputed purchases and cash withdrawals.
Please note you will earn 0.7 TouchPoints for every 1 AED of domestic spends at supermarkets, auto dealers, insurance, quick service restaurants (i.e. fast food restaurants) and 0.35 TouchPoints for spends at fuel, education, government services, real estate, tele communication, charity and transport. For retail purchases made at merchants based in Europe (i.e. countries which are part of European Economic Area) you will earn 0.40 TouchPoints for every 1 AED equivalent of spends.
Classification of merchants in the above mentioned categories and European Economic Area will be as per prevailing Mastercard guidelines.
What can you do with your TouchPoints?
The more you use your card the higher the number of TouchPoints you earn. The TouchPoints you have accumulated can be redeemed in any of the following options:
Instant redemption at thousands of merchant locations across UAE
Utility bills payment and Salik
Exchange with Emirates Skywards Miles and Etihad Guest Miles
Card payment and much more
200,000 TouchPoints would be equivalent to AED 1,200 approximately depending on the redemption option of your choice. For more information on TouchPoints, please click here.
Upgrade your cinema experience and discover a new exciting way to watch the latest movies for less. Enjoy exclusive privileges at VOX Cinemas THEATRE, GOLD and KIDS experiences:
Buy one ticket, receive another free
25% discount on select meals, applicable on F&B single items only excluding combo meals at the candy bar in any VOX Cinemas location within UAE
Upgrade offer: regular and medium size popcorn and soft drink can be upgraded to a medium and large size popcorn and soft drink respectively. The offer can be availed at the candy bar by showing the eligible ADCB card covered under the Buy 1 Get 1 movie ticket offer.
Enjoy complimentary access to all Uform fitness across the UAE with your Betaqti Credit Card. Additional benefits include unlimited group exercise classes, complimentary Wi-Fi as well as complimentary towel and locker room service.
Simply present your Betaqti Credit Card and Emirates ID at the club reception to gain entry. For a complete list of locations, including ladies-only gyms, please click here.
Buy One, Get One Free at Caribou Coffee
Coffee with family and friends is now more enjoyable than ever before with your Betaqti Credit Card. Enjoy a complimentary beverage on us all year round with an unlimited buy one, get one free offer at Caribou Coffee. Please note that the offer is not valid on delivery orders and bottled beverages
Our luxury lifestyle experts will customise your travel plans, reserve the best tables at the finest restaurants, get you tickets to sold-out shows and much more.
Call the Mastercard World Elite Concierge Desk on 800 0444 0426 (in the UAE) or +1 312 843 5336 (outside the UAE). Find out more
Exclusive Offers and Discounts
Our exclusive partnerships with a range of premium, hand-picked brands ensure you receive the best tailored offers and discounts to suit your lifestyle. Some of our partners:
Book your Hala Taxi ride on Careem app and get 25% off on two rides per month capped at AED 9 per ride.
All you have to do is pay with your ADCB Mastercard card on the Careem mobile app and enter the promo code MASTERCARD25 when making the booking for any Hala car type.
Talabat food and grocery delivery discounts
Get 20% off grocery or food orders twice a month on Talabat
How it works:
Add your MasterCard card on the Talabat app
Simply enter promo MASTERCARD at checkout to enable up to 20% discount, on two orders on grocery or food delivery.
Terms and Conditions:
20% discount will apply once cardholder insert code MASTERCARD in promo code field at checkout
20% discount capped at AED 14.
Farfetch Shopping Discounts
Farfetch is the leading online luxury fashion retail platform, selling products from over 700 boutiques and brands from around the world. Get 10% off at selected brands on Farfetch with your ADCB Mastercard card.
Just visit Farfetch.com, enter the promo code MCMEAFF10 at checkout and pay using your card.
You and an accompanying guest can relax and enjoy the Al Dhabi Lounge at Abu Dhabi International Airport before you travel. Plus, you’ll also benefit from unlimited access to more than 1,200 regional and international airport lounges.
Effective 1st Jan 2023 Airport lounge access based on showing your physical Mastercard or PriorityPass will be discontinued and access is now digital. Please click here for more details.
Book your airport ride with Careem and have your own personal driver take you to the airport. Choose the car type that suits your taste, book on the spot or schedule for a later pickup and enjoy 6 complimentary airport rides/year.
All you have to do is pay with your Betaqti card on the Careem mobile app and enter the promo code MAUAE6 when making the booking.
Global Wi-fi Access
Receive unlimited access to more than one million public Wi-Fi hotspots worldwide, on the ground and in the air, with Boingo.
Simply create your account through adcb.boingo.com and login online or through the Boingo App to enjoy your complimentary access. For assistance, call Boingo Customer Support on 8000 3570 3626.
Up to 10% cashback on Booking.com
Receive up to 10% cashback - book your next holiday on booking.com with an Betaqti Credit Card
Enjoy peace of mind with comprehensive travel insurance that includes medical and inconvenience cover, plus a car rental collision and loss damage waiver. You can now also generate your travel insurance confirmation letter online in an instant.
Click here to generate your travel insurance letter or to submit a claim.
Premium Hotel Benefits
Your DISCOVERY Titanium Membership from Global Hotel Alliance delivers exclusive benefits at more than 500 luxury hotels and resorts around the world where you’ll enjoy room upgrades, guaranteed room availability and early check-in and late check-out as standard.
Call the World Elite Concierge Desk on 800 0444 0426 (in the UAE) or +1 312 843 5336 (outside the UAE) to enrol in DISCOVERY and get upgraded to Titanium membership.
To learn more, click here.
Global Data Roaming (Flexiroam)
Stay connected with your loved ones with Flexiroam and eliminate the hassle of buying and changing SIMs at every country or carrying Wi-Fi dongles around.
Simply download Flexiroam app, click on the Mastercard banner and enjoy:
1 GB free roaming data 3 times per year (valid for 5 days from the start date of your choice)
15% discount on all subsequent Flexiroam data roaming plans
Higher seasonal discounts available
Airport Security Fast Track Services
Bypass the regular queues and step into the priority lane instead, allowing you more time to relax in the departure lounge or enjoy the shopping and dining areas before flying.
Enjoy 3 complimentary fast-track services / year via the Mastercard Travel Pass app.
Flight & hotel booking discounts
Going on a holiday or booking that business trip? Book your flight ticket or hotel stay on Cleartrip using your Betaqti card and enjoy 12% off with promo code MCWORLDELITE.
How it works:
Go to Cleartrip’s website or mobile app
Simply enter promo code MCWORLDELITE at checkout to enable up to 12% discount, on flight tickets or hotel stays.
Manage your card account 24/7 with our multi-functional Mobile App and Personal Internet Banking. Pay all your utility bills, mobile phone bills, school and college fee payments, Salik and credit card payments and redeem TouchPoints wherever you are.
Interest-Free Balance Transfers
Available within 90 days of card registration. Plus, have the flexibility to repay in up to 24 months.
Credit Card Loan
Need cash against your available credit limit? Benefit from low interest rate and repay in easy installments of up to 48 months. Simply call us or SMS ‘CCL’ to 2626 and the money will be transferred to your account within 2 working days. This is subject to terms and conditions and bank approval.
Save on interest expenses by transferring your outstanding balances from other bank credit cards to an ADCB Credit Card. You can also enjoy the flexibility of low interest rate and repay in easy installments of up to 48 months. Simply call us or SMS ‘BT’ to 2626 for a callback. This is subject to terms and conditions and bank approval.
Instalment Payment Plans
Beat the stress of paying back any of your high value purchases by converting transactions into personal payment plan at low interest rates with tenures of up to 48 months. Simply call us or SMS ‘PPP’ to 2626 for a callback. Shop at our wide range of partners and pay back in instalments with zero interest charges and low processing fees for up to 12 months. Simply call us or SMS ‘PPP’ to 2626 for a callback. For detailed list of participating partners, visit www.adcb.com/offers
0% interest on School Fee Payments
Does it feel like your child’s school fees are increasing? With your ADCB Credit Card you can convert your child’s school and college fees into installments with zero interest charges and low processing fees for up to 12 months. Simply call us or SMS ‘SCHOOL’ to 2626 for a callback
Convenient Payment Options
ADCB gives you the convenience to pay as little as 5% of your outstanding balance each month, and carry the balance forward to the next billing cycle. You can make payments for your card’s outstanding amount through any of our convenient channels:
Personal Internet Banking: Click on the “Credit Card Payment” option under the “Credit Card” menu
Mobile Banking App: Select which Credit you wish to make payment for and choose “Manage your Credit Cards” tab
Branches and Cash Deposit Machines: You can also pay through any of our branches and Cash Deposit Machines
Set up Auto Debit Instructions
You can also set-up Auto Debit instructions to make payments from your ADCB Savings or Current account. To activate Auto Debit, please call 600 50 2030 or visit the nearest ADCB branch.
Alternatively, you can make payments at Al Ansari Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations, such as exchange houses.
Pay your credit card retail balance in small affordable monthly payments with FlexiPay. Low interest rates, zero documentation and repayment period up to 48 months. SMS FLEXIPAY to 2626 for a call back or apply through Personal Internet Banking. Visit www.adcb.com/flexipay for more details.
For detailed and most updated terms and conditions on each of the features and benefits provided on your credit card as featured in this section, please click here. For credit card general terms and conditions, please click here. All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers. For more information, please call ADCB Emirati on 600 555 000.
Enjoy a world-class customer experience when you bank with us.
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