You will receive 300,000 TouchPoints as a welcome gift when you get a Betaqti Credit Card.

Embark on a rewarding journey with your Betaqti Credit Card:

• Earn up to 3 TouchPoints for every AED 1 spent with your card

Qualifying spends includes all retail transactions (net of reversals and refunds) and excludes any form of disputed purchases and cash withdrawals.

Please note you will earn 0.7 TouchPoints for every 1 AED of domestic spends at supermarkets, auto dealers, insurance, quick service restaurants (i.e. fast food restaurants) and 0.35 TouchPoints for spends at fuel, education, government services, real estate, tele communication, charity and transport. For retail purchases made at merchants based in Europe (i.e. countries which are part of European Economic Area) you will earn 0.40 TouchPoints for every 1 AED equivalent of spends.

Classification of merchants in the above mentioned categories and European Economic Area will be as per prevailing Mastercard guidelines.

The more you use your card the higher the number of TouchPoints you earn. The TouchPoints you have accumulated can be redeemed in any of the following options:

• Instant redemption at thousands of merchant locations across UAE
• Utility bills payment and Salik
• Exchange with Emirates Skywards Miles and Etihad Guest Miles
• Card payment and much more

200,000 TouchPoints would be equivalent to AED 1,200 approximately depending on the redemption option of your choice.  For more information on TouchPoints, please click here.

Upgrade your cinema experience and discover a new exciting way to watch the latest movies for less. Enjoy exclusive privileges at VOX Cinemas THEATRE, GOLD and KIDS experiences:

• Buy one ticket, receive another free
• 25% discount on select meals, applicable on F&B single items only excluding combo meals at the candy bar in any VOX Cinemas location within UAE
• Upgrade offer: regular and medium size popcorn and soft drink can be upgraded to a medium and large size popcorn and soft drink respectively. The offer can be availed at the candy bar by showing the eligible ADCB card covered under the Buy 1 Get 1 movie ticket offer.

Click here to book your tickets.

Please note that complimentary gym access to Uform Fitness will be discontinued from 31st May 2025.

‘Train Different’ at UFC Gym facilities across the UAE! Enjoy complimentary gym access, along with additional benefits like group exercise classes, complimentary Wi-Fi, as well as locker room services.

Simply present your Betaqti Credit Card and Emirates ID at the club reception staff to gain entry.

For the list of locations, including ladies-only gyms, please click here. Please note Silicon Central facility is not included in the offer.

Terms of use:

• Gym access benefit is to be used by the cardholder only and is not transferrable to others.
• Betaqti cardholders will have to present their Betaqti card and Emirates ID at the gym’s reception staff.
• The card will be validated by the gym’s reception staff by charging 1AED which will be reversed.
• Classes are subject to availability and booking is required 24 hours in advance. Classes schedule is available at https://www.ufcgym.me or on Instagram account ufcgymuae
• To attend the MMA classes, gloves & wraps need to be worn & are not provided.

Coffee with family and friends is now more enjoyable than ever before with your Betaqti Credit Card. Enjoy a complimentary beverage on us all year round with an unlimited buy one, get one free offer at Caribou Coffee. Please note that the offer is not valid on delivery orders and bottled beverages

Our luxury lifestyle experts will customise your travel plans, reserve the best tables at the finest restaurants, get you tickets to sold-out shows and much more.

Call the Mastercard World Elite Concierge Desk on 800 0444 0426 (in the UAE) or +1 312 843 5336 (outside the UAE). Find out more

Our exclusive partnerships with a range of premium, hand-picked brands ensure you receive the best tailored offers and discounts to suit your lifestyle. Some of our partners:

• Al Mandoos
• The Coffee Club
• Jumeirah at Etihad Towers, Abu Dhabi
• The St. Regis Abu Dhabi

Click here to learn more.

Get 20% off grocery or food orders once a month on talabat

How it works:

• Add your Mastercard card on the talabat app
• Simply enter promo MASTERCARD at checkout to enable up to 20% discount, on one order on grocery or food delivery.

Terms and Conditions:

• 20% discount will apply once cardholder insert code MASTERCARD in promo code field at checkout
• 20% discount capped at AED 14.

To find out more and see the terms of use please visit.

Please note your complimentary airport lounge access from Mastercard will change as follows from 1st May 2025.

Enjoy 14 complimentary visits to over 1,200 airport lounges worldwide for you and your supplementary cardholders, plus 1 free guest per visit.

To enjoy your complimentary access with your Betaqti Credit Card please follow these steps:

• Download the “Mastercard Travel Pass” app at Google Play or App store & register your card before traveling.
• Use the app to locate lounges near you and confirm complimentary visits eligibility.
• To access a participating lounge present the app QR code to the lounge receptionist.

Please note, supplementary cardholders need to register their card separately on the Mastercard Travel Pass app by following the above process and show their individual QR code.

Keep in mind:

• For accompanying guests, over and above the entitlement, an amount of USD 32 per visit will be charged directly to your card.
• You enjoy complimentary access for the first two visits after which, a minimum spend of 1 USD or equivalent in non-AED is required to enjoy complimentary access for 3 months from the date of the transaction.
• If you do not make an international transaction, you will not be able to access the airport lounge unless you make a payment of USD 32 on your Mastercard card.

For the most updated list of eligible lounges, please click here.

Enjoy 6 complimentary airport rides per year, saving up to AED 110 on each ride. Book your airport ride with Careem and have your own personal driver take you to the airport. Choose the car that suits your taste, book on the spot or schedule for a later pickup.

All you have to do is pay with your Betaqti Credit Card on the Careem mobile app and enter the promo code MAUAE6 when making the booking.

To find out more and read the terms and conditions please visit.

Receive up to 10% cashback - book your next holiday on booking.com with an ADCB Betaqti Credit Card.

How to use:

• Go to booking.com/mastercardmea
• Follow the booking.com prompts and book your accommodation
• Enter eligible Mastercard card details upon checkout
• Cashback will be credited to your booking.com wallet within 70 days

Terms and Conditions:

• Bookings are only eligible when made through booking.com/mastercardmea platform.
• The reward will be credited to your booking.com wallet within 70 calendar days after completion of the stay in the accommodation.
• For your next booking, go to booking.com/mastercardmea to redeem your reward.

To learn more, click here.

Upgrade yourself to the Hertz Gold Plus Rewards President’s Circle and enjoy up to a 15% discount on all rentals, guaranteed free upgrades and much more.

Click here to enrol in Gold Plus Rewards and get upgraded to President’s Circle status.

With Avis, you’ll receive up to a 25% discount on all rentals in addition to a free upgrade and 10% off premium chauffeur services.

Click here to make a reservation.

Enjoy peace of mind with comprehensive travel insurance that includes medical and inconvenience cover, plus a car rental collision and loss damage waiver. You can now also generate your travel insurance confirmation letter online in an instant.

Click here to generate your travel insurance letter or to submit a claim.

Your DISCOVERY Titanium Membership from Global Hotel Alliance delivers exclusive benefits at more than 500 luxury hotels and resorts around the world where you’ll enjoy room upgrades, guaranteed room availability and early check-in and late check-out as standard.

Call the World Elite Concierge Desk on 800 0444 0426 (in the UAE) or +1 312 843 5336 (outside the UAE) to enrol in DISCOVERY and get upgraded to Titanium membership.
To learn more, click here.

Stay connected with your loved ones with Flexiroam and eliminate the hassle of buying and changing SIMs at every country or carrying Wi-Fi dongles around.

Simply download Flexiroam app, click on the Mastercard banner and enjoy:

• 1 GB free roaming data 3 times per year (valid for 5 days from the start date of your choice)
• 15% discount on all subsequent Flexiroam data roaming plans
• Higher seasonal discounts available

To find out more and see the terms of use please visit.

Going on a holiday or booking that business trip? Book your flight ticket or hotel stay on Cleartrip using your Betaqti card and enjoy 12% off with promo code MCWORLDELITE.

How it works:

• Go to Cleartrip’s website or mobile app
• Simply enter promo code MCWORLDELITE at checkout to enable up to 12% discount, on flight tickets or hotel stays.

To find out more and see the terms of use please visit.

• Set daily spend limits
• Block all transactions
• Block online transactions
• Block in-store transactions
• Block foreign transactions
• Block ATM cash withdrawals

• Login to the ADCB Mobile App
• Set monthly spend limits
• Click on ‘My Accounts’ and then ‘Credit Cards’
• If you have more than one card, select the credit card you would like to control
• Scroll down and click on 'Card Control Settings'

Manage your card account 24/7 with our multi-functional Mobile App and Personal Internet Banking. Pay all your utility bills, mobile phone bills, school and college fee payments, Salik and credit card payments and redeem TouchPoints wherever you are.

Available within 90 days of card registration. Plus, have the flexibility to repay in up to 24 months.

Need cash against your available credit limit? Benefit from low interest rate and repay in easy installments of up to 48 months. Simply call us or SMS ‘CCL’ to 2626 and the money will be transferred to your account within 2 working days. This is subject to terms and conditions and bank approval.

Save on interest expenses by transferring your outstanding balances from other bank credit cards to an ADCB Credit Card. You can also enjoy the flexibility of low interest rate and repay in easy installments of up to 48 months. Simply call us or SMS ‘BT’ to 2626 for a callback. This is subject to terms and conditions and bank approval.

Beat the stress of paying back any of your high value purchases by converting transactions into personal payment plan at low interest rates with tenor of up to 48 months. Simply call us or SMS ‘PPP’ to 2626 for a callback. Shop at our wide range of partners and pay back in instalments with zero interest charges and low processing fees for up to 12 months. Simply call us or SMS ‘PPP’ to 2626 for a callback. For detailed list of participating partners, visit www.adcb.com/offers

Does it feel like your child’s school fees are increasing? With your ADCB Credit Card you can convert your child’s school and college fees into installments with zero interest charges and low processing fees for up to 12 months. Simply call us or SMS ‘SCHOOL’ to 2626 for a callback

ADCB gives you the convenience to pay as little as 5% of your outstanding balance each month, and carry the balance forward to the next billing cycle. You can make payments for your card’s outstanding amount through any of our convenient channels:

• Personal Internet Banking: Click on the “Credit Card Payment” option under the “Credit Card” menu
• Mobile Banking App: Select which Credit you wish to make payment for and choose “Manage your Credit Cards” tab
• Branches and Cash Deposit Machines: You can also pay through any of our branches and Cash Deposit Machines

You can also set-up Auto Debit instructions to make payments from your ADCB Savings or Current account. To activate Auto Debit, please call 600 50 2030 or visit the nearest ADCB branch.

Alternatively, you can make payments at Al Ansari Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations, such as exchange houses.

Pay your credit card retail balance in small affordable monthly payments with FlexiPay. Low interest rates, zero documentation and repayment period up to 48 months. SMS FLEXIPAY to 2626 for a call back or apply through Personal Internet Banking. Visit www.adcb.com/flexipay for more details.

Get 50% off on Shahid VIP monthly plan when paying with your Mastercard card for the first time

Relax in front of your screen and enjoy some of the best Arabic shows. The Shahid VIP plan allows you to access the trendiest and most popular series and movies in Arab world.

Enjoy 50% off on the VIP monthly plan when you use your Mastercard card for the first time.

• Step 1: Go to www.shahid.net/mastercard
• Step 2: Create an account or Log-in to Shahid
• Step 3: Add you Eligible Mastercard details to redeem the offer
• Step 4: Enjoy your shows!

Enjoy shopping at Carrefour with an unrivaled choice of more than 500,000 food and non-food products, and a locally inspired exemplary customer experience for everyone every day.

• Spend a minimum of AED 250 to get AED 40 off Promo codes: MA40