Credit Cards Betaqti Credit Card


Exclusively for Emiratis

Your unique personality deserves a card that represents it. A metal, laser-etched card that showcases your name and grants you complete control of the card, in addition to travel and lifestyle benefits and much more.
VOX Cinemas
Buy one, get one free including THEATRE
Gold’s Gym
Complimentary access to all clubs across the UAE
U By Emaar
Complimentary Platinum Tier membership
Caribou Coffee
Buy one, get one free on coffee
Airport Lounges
Complimentary access to over 1,000 lounges around the world
300,000 TouchPoints
As a welcome bonus

Keep in mind

  • An annual fee of AED 2,100 (inclusive of VAT) is applicable
TouchPoints Rewards

Embark on a rewarding journey with your Betaqti Credit Card:

  • Receive 300,000 TouchPoints as a welcome gift
  • Earn 3 TouchPoints for every AED 1 spent with your card

Anniversary Rewards

Annual Spend Amount Bonus Reward
AED 500,000 750,000 TouchPoints
AED 350,000 500,000 TouchPoints
AED 250,000 250,000 TouchPoints

What can you do with your TouchPoints?

You can accumulate your TouchPoints over a period of time and redeem them for shopping or dining vouchers, airline tickets and upgrades, paying your utility bills and much more. To learn more about the TouchPoints program, please click here.

Etihad Guest Miles Emirates Skywards Miles Merchant Partners
14 TouchPoints = 1 Mile 18 TouchPoints = 1 Mile Instant redemption at 1,500+ locations

Lifestyle Benefits

Upgrade your cinema experience and discover a new exciting way to watch the latest movies for less. Enjoy exclusive privileges at VOX Cinemas THEATRE, GOLD and KIDS experiences:

  • Buy one ticket, receive another free
  • 20% discount on select meals

Click here to book your tickets.

Enjoy complimentary access to all Gold’s Gym clubs across the UAE with your Betaqti Credit Card. Additional benefits include unlimited group exercise classes, complimentary Wi-Fi as well as complimentary towel and locker room service.

Simply present your Betaqti Credit Card and Emirates ID at the club reception to gain entry. For a complete list of locations, including ladies-only gyms, please click here.

Your Betaqti Credit Card unlocks a complimentary elite U By Emaar Platinum Tier membership. As a Platinum Tier member, you gain access to a world of benefits and privileges across Emaar group:

  • 30% discount on dining at the finest restaurants across the Emaar Hospitality Group
  • 30% discount on Dubai Opera tickets
  • 20% discount on spa treatments across the Emaar Hospitality Group
  • 10% discount and late check-out on stays at the Address, Vida and Rove hotel chains
  • Complimentary room upgrades (subject to availability)
  • Complimentary access for 2 at The Lounge at Fashion Avenue and The Dubai Mall delivery service

To enrol, please click here.

Coffee with family and friends is now more enjoyable than ever before with your Betaqti Credit Card. Enjoy a complimentary beverage on us all year round with an unlimited buy one, get one free offer at Caribou Coffee. Please note that the offer is not valid on delivery orders and bottled beverages

Ramp up the fun with a host of privileges at CLYMB Abu Dhabi, Warner Bros. World Abu Dhabi, Ferrari World Abu Dhabi, and Yas Waterworld Abu Dhabi.

  • 15% discount on entry tickets and annual passes*
  • 15% discount on merchandise
  • 10% discount on food and beverages
  • Complimentary Quick Pass for priority access to rides and attractions**
  • 0% Interest Payment Plan available on all purchases above AED 500

Valid only on the following general admission tickets at CLYMB Abu Dhabi: First Time Flyer (2 Flights and 4 flights), Indoor Climbing beginner climbers (3 Walls, 60 Minutes)
**Not applicable at CLYMB Abu Dhabi.

Our luxury lifestyle experts will customise your travel plans, reserve the best tables at the finest restaurants, get you tickets to sold-out shows and much more.

Call the Mastercard World Elite Concierge Desk on 800 0444 0426 (in the UAE) or +1 312 843 5336 (outside the UAE).

Ride with Careem and enjoy a 20% discount on three rides every month (up to AED 25 per trip). Simply download Careem from the App Store or Google Play Store, add your Betaqti Credit Card and use promo code MASTERCARD.

Our exclusive partnerships with a range of premium, hand-picked brands ensure you receive the best tailored offers and discounts to suit your lifestyle. Some of our partners:

  • Al Mandoos
  • The Coffee Club
  • Jumeirah at Etihad Towers, Abu Dhabi
  • The St. Regis Abu Dhabi

Click here to learn more.

Travel Benefits

You and an accompanying guest can relax and enjoy the opulence of the exclusive Diamond Lounge at the VIP Terminal, Abu Dhabi International Airport before you travel. Plus, you’ll also benefit from unlimited access to more than 1,000 regional and international airport lounges elsewhere.

Click here for an updated list of lounges.

Upgrade yourself to the Hertz Gold Plus Rewards President’s Circle and enjoy up to a 15% discount on all rentals, guaranteed free upgrades and much more.

Click here to enrol in Gold Plus Rewards and get upgraded to President’s Circle status.

Book your stay with your Betaqti Credit Card at a participating Marriot Bonvoy™ hotel and receive:

  • One complimentary night when booking 3 or 4 nights
  • Two complimentary nights when booking 6 nights

Click here to book your stay or call the World Elite Concierge Desk on 800 0444 0426 (in the UAE) or +1 312 843 5336 (outside the UAE).

With Avis, you’ll receive up to a 25% discount on all rentals in addition to a free upgrade and 10% off premium chauffeur services.

Click here to make a reservation.

Enjoy peace of mind with comprehensive travel insurance that includes medical and inconvenience cover, plus a car rental collision and loss damage waiver. You can now also generate your travel insurance confirmation letter online in an instant.

Click here to generate your travel insurance letter or to submit a claim.

Your DISCOVERY Black-level Membership from Global Hotel Alliance delivers exclusive benefits at more than 500 luxury hotels and resorts around the world where you’ll enjoy room upgrades, guaranteed room availability and early check-in and late check-out as standard.

Call the World Elite Concierge Desk on 800 0444 0426 (in the UAE) or +1 312 843 5336 (outside the UAE) to enrol in DISCOVERY and get upgraded to Black membership.
To learn more, click here.

Mastercard World Elite Benefits

To learn more about Mastercard World Elite benefits, click here.

Card Control Feature

Enjoy complete control of your card transactions and set spend limits with the Card Control feature through the ADCB Mobile App.

  • Set daily spend limits
  • Block all transactions
  • Block online transactions
  • Block in-store transactions
  • Block foreign transactions
  • Block ATM cash withdrawals

  • Login to the ADCB Mobile App
  • Set monthly spend limits
  • Click on ‘My Accounts’ and then ‘Credit Cards’
  • If you have more than one card, select the credit card you would like to control
  • Scroll down and click on 'Card Control Settings'

Other Benefits

Manage your card account 24/7 with our multi-functional Mobile App and Personal Internet Banking. Pay all your utility bills, mobile phone bills, school and college fee payments, Salik and credit card payments and redeem TouchPoints wherever you are.

Get cash against your available credit limit transferred into your account within three working days and benefit from a low interest rate with easy repayment instalments of up to 24 months.

Available within 90 days of card registration. Plus, have the flexibility to repay in up to 24 months.

Experience zero stress when paying back high value purchases. Split transactions into easy 0% Interest Payment Plans of up to 24 months at low interest rates.

Also, when you shop with our retail partners, you can pay back in instalments at 0% interest.

Fees and Charges

Click here to view the fees and charges.

Terms and Conditions

For detailed and most updated terms and conditions on each of the features and benefits provided on your credit card as featured in this section, please click here. For credit card general terms and conditions, please click here. All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers. For more information, please call ADCB Emirati on 600 555 000.

Enjoy a world-class customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a member of our team will contact you personally.
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Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 555 000.

Apply through SMS

Apply through SMS

SMS 'BETAQTI' to 2626 .

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Visit us

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