Credit Cards Essential Cashback Credit Card

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ADCB

Essential Cashback Credit Card

Transform your daily spends into cashback

1% cashback
Earn 1% cashback on all purchases
Free for life
no annual membership fee
Movie cashback
Up to AED 70 cashback on movie tickets
Lounge access
Complimentary airport lounge access

Keep in mind

  • Enjoy a welcome bonus of up to AED 350 when you apply for the ADCB Essential Cashback Credit Card on select digital channels. To view the Terms and Conditions, please click here.
  • To be eligible for the cashback rewards, you are required to make a minimum purchase of AED 1,000 or more within a calendar month. You can earn a maximum monthly cashback of AED 1,000 on your card.
  • To be eligible for the movie tickets cashback rewards, you are required to make a minimum purchase of AED 1,500 or more within a calendar month. You can earn a maximum monthly cashback of AED 70 on your card.

Cashback rewards

  • 1% cashback on all purchases
  • Up to AED 70 cashback per month on movies tickets purchased online

Please note:

  • You can earn a maximum cashback reward of AED 1,000 every month. A minimum spend of AED 1,000 per month on your card is required to be eligible for the cashback rewards.
  • You can earn a maximum of 70 AED cashback on movie tickets. A minimum spend of AED 1,500 per month on your card is required to be eligible for the movie tickets cashback rewards.
  • Cashback can be earned for spends performed up to the credit limit of the card.

Travel Benefits

Complimentary airport lounge access
Please note your complimentary airport lounge access from Mastercard will change as follows from 1st May 2025.
Enjoy 4 complimentary visits to 25+ airport lounges worldwide for you and your supplementary cardholders.
To enjoy your complimentary access with your Essential Cashback Credit Card please follow these steps:
  • Download the “Mastercard Travel Pass” app at Google Play or App store & register your card before traveling.
  • Use the app to locate lounges near you and confirm your complimentary visits eligibility.
  • To access a participating lounge, present the app QR code to the lounge receptionist.

    • Please note, supplementary cardholders need to register their card separately on the Mastercard Travel Pass app by following the above process and show their individual QR code.

    Keep in mind:
    • For accompanying guests, over and above the entitlement, an amount of USD 32 per visit will be charged directly to your card.
    • You enjoy complimentary access for the first visit after which, a minimum spend of 1 USD or equivalent in non-AED is required to enjoy complimentary access for 3 months from the date of the transaction.
    • If you do not make an international transaction, you will not be able to access the airport lounge unless you make a payment of USD 32 on your Mastercard card.

      • For the most updated list of eligible lounges, please click click here.
Up to 10% back with Booking.com
Receive up to 10% cashback - book your next holiday on booking.com with your Essential Cashback Credit Card.
How to use:
  • Visit booking.com/mastercardmea and click on the ‘Unlock deals’ button
  • Follow the Booking.com prompts and book your accommodation
  • Enter eligible Mastercard card details upon checkout
  • Cashback will be credited to your booking.com wallet within 70 days

    • Terms and Conditions:
    • Bookings are only eligible when made through booking.com/mastercardmea platform.
    • The reward will be credited to your booking.com wallet within 70 calendar days after completion of the stay in the accommodation.
    • For your next booking, visit booking.com/mastercardmea to redeem your reward.
      • To learn more, click here.
Avis Rent a Car Benefits
Enjoy up to 20% discount on all rentals in addition to a free upgrade.
  • Click here to make a reservation
Airfare and hotel discounts when you book your travel using Cleartrip
Enjoy 8% off air tickets and hotel bookings made on Cleartrip with your Essential Cashback Credit Card.
How to use:
  • Visit the Cleartrip website or download the app from App Store or Google Play Store
  • Enter promo code MCPLATINUM to enable the discount
  • Pay using your Essential Cashback Credit Card to complete the booking

Lifestyle Benefits

20% off talabat food and grocery delivery

Get 20% off grocery or food delivery orders once a month on talabat.

How it works:

  • .
  • Add your Mastercard card on the talabat app
  • Simply enter promo MASTERCARD at checkout to enable up to 20% discount, on one order on grocery or food delivery.
  • .

Terms and Conditions:

  • .
  • 20% discount will apply once cardholder insert code MASTERCARD in promo code field at checkout.
  • 20% discount capped at AED 14.
  • .

To find out more and see the terms of use, please click here

Shahid: 50% off on VIP monthly package

Get 50% off on Shahid VIP monthly plan when paying with your Mastercard card for the first time.

Relax in front of your screen and enjoy some of the best Arabic shows. The Shahid VIP plan allows you to access the trendiest and most popular series and movies in Arab world.

Enjoy 50% off on the VIP monthly plan when you use your Mastercard card for the first time.

How to use:

  • .
  • Step 1: Go to www.shahid.net/mastercard
  • Step 2: Create an account or Log-in to Shahid
  • Step 3: Add you Eligible Mastercard details to redeem the offer
  • Step 4: Enjoy your shows!
  • .

Purchase Protection

Shop with confidence, knowing that the purchases you make with your card are protected in case of theft or accidental damage for up to 180 days from the date of purchase.

To learn more, click here.

Other credit card benefits

Mobile and digital wallets
Benefit from convenient payment methods to suit your lifestyle.
To learn more, click here.
Credit shield
Enjoy complimentary life cover.
To learn more, click here.
Card control
Enjoy complete control of your card transactions.
To learn more, click here.
Instalments payment plans
visit www.adcb.com.offers. For detailed list of participating partners.
School fee payments
Convert school fees into a 0% Interest Payment Plan.
To learn more, click here.
FlexiPay
Repay retail balances in monthly payments.
To learn more, click here
Balance transfer
Transfer your outstanding balances from other bank credit cards.
Credit card loan
Benefit from a zero interest rate and repay in easy installments of up to 12 months.

Eligibility

To apply for the Essential Cashback Credit Card you need to meet the following requirements:

You should be at least 21 years old
You need to have a minimum salary of AED 5,000 or be eligible for a credit limit of at least AED 3,000