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Credit Cards Touchpoints Platinum Credit Card


Unlock a world of possibilities

With the wide range of benefits and privileges from online food delivery discounts, entertainment deals and much more to compliment your lifestyle

VOX Cinemas
Buy one get one FREE
Talabat Orders
20% off your orders
Bonus TouchPoints
For spends of AED 10,000

Keep in mind

  • Nil Annual Fee for first year, annual fee at prevailing rate will be applicable from second year onwards for new customers.
  • Buy-1 Get-1 offer at Vox and discounts at Talabat can be enjoyed without any requirement for minimum purchases.
  • Revised TouchPoints earn rate are effective from 25 October 2020. For more details please click here.

Embark on a rewarding journey with your TouchPoints Platinum Credit Card.

  • Earn up to 1 TouchPoint for every AED 1 spent with your card
  • Receive 10,000 bonus TouchPoints when you spend AED 10,000 each month

Qualifying spends includes all retail transactions (net of reversals and refunds) and excludes any form of disputed purchases and cash withdrawals.

What can you do with your TouchPoints?

You can accumulate your TouchPoints over a period of time and redeem them for shopping or dining vouchers, airline tickets and upgrades, paying your utility bills and much more. For more information on TouchPoints, please click here.

Skywards Etihad Guest Miles Merchant
18 TouchPoints = 1 mile 14 TouchPoints = 1 mile Instant redemption at
over 1500+ locations

A) Revised TouchPoints earn rate on in-country purchases at select merchant categories

All retail purchases made at UAE based merchants in the following categories will earn TouchPoints at revised earn rates:

Merchant categories TouchPoints per AED 1 purchase
Fuel, Education, Government Service, Real Estate, Telecommunication, Charity, Transport 0.2 point
Supermarkets, Auto Dealer, Insurance, Quick Service Restaurants (i.e. fast food restaurants) 0.4 point

Classification of merchants in the abovementioned categories will be as per prevailing Visa and MasterCard guidelines.

B) Revised TouchPoints earn rate on purchases at merchants based in Europe

All retail purchases made at merchants based in Europe (i.e. countries which are part of European Economic Area) will earn TouchPoints at revised earn rate:

Merchant categories TouchPoints per AED 1 purchase
All merchants 0.4 point

Classification of merchants based in European Economic Area will be as per prevailing Visa and MasterCard guidelines.

The above-mentioned changes are effective from 25 October 2020.

Lifestyle benefits

Watching the latest movies is now more exciting at VOX Cinemas with your ADCB TouchPoints Platinum Credit Card across categories like IMAX, VIP, Standard, MAX Standard, etc

  • Buy one ticket, get one free (up to 4 tickets per month per card)
  • 20% discount on select meals

Whether you are ordering in or dining out, your ADCB TouchPoints Platinum card gets you the best for less.

  • Enjoy 20% off Talabat orders, for up AED 20 off per order on 2 orders a month

  • The discount stated is valid across orders in UAE and not applicable on mobile wallet payments and service charges.

  • Savor the best of gourmet at over 1,400 finest of restaurants with up to 25% off, when you pay with your ADCB TouchPoints Infinite card.

Tee off in style with your TouchPoints Platinum Credit Card. As a TouchPoints Platinum Card member, you have the luxury of playing golf for free all year at The Track, Meydan Golf Dubai*, Arabian Ranches Golf Club Dubai and Abu Dhabi Golf Club.

Just spend AED 5,000 with your credit card every month to enjoy uninterrupted access. Reservations are mandatory and available on a first come, first served basis for up to 14 days in advance.

Cancellation and No show fee policy:

Meydan Golf club and Abu Dhabi Golf Club charge late cancellation and no show fee which cardholder will be charged for on his next visit to the club

  • Tee time reservations can be cancelled up to 48 hours prior to the booking at no cost
  • Booking cancellation should happen through contacting Meydan Golf club or Abu Dhabi Golf Club directly.
  • In case of late cancellation (inside 48 hours) or no show the following fee will apply: AED 105 per person for Meydan Golf Club and AED 250 per person for Abu Dhabi Golf Club.
  • All above rates are inclusive of VAT

To book tee times, call us on 600 508008.

*Effective 1st August 2019, customers who will book complimentary golf at Meydan Golf club, a charge of AED 31.50 Cart fee will be applicable to all the bookings, if the customer wish to use a golf cart.


xperience offers unbeatable value with 2-for-1 offers at top restaurants, spas, fitness outlets, entertainment across the Middle East. Registration is easy and free. Simply download the xperience with the ENTERTAINER mobile application (App) from the iOS or Android store and register using your email address and mobile number and add your ADCB TouchPoints Visa Platinum Credit Card to get started.

For more terms and conditions, please visit:

Get 20% off grocery or food orders twice a month on Talabat

How it works:

  • Add your MasterCard card on the Talabat app or Download Talabat app from the App Store or Google Play Store.
  • Simply enter promo MASTERCARD at checkout to enable up to 20% discount, on two orders on grocery or food delivery.

Terms and Conditions:

  • Offer is valid from 1st November 2021 onwards.
  • 20% discount will apply once users insert code MASTERCARD in promo code field at checkout in order to avail the discount.
  • 20% discount capped at AED 14.

Travel Benefits

Travel with your TouchPoints Platinum Credit Card and enjoy a richer experience than before. ADCB Platinum Mastercard credit cardholders, enjoy unlimited access at 25+ Mastercard airport lounges globally

  • Additionally, ADCB Platinum credit cardholders receive 3 complimentary access annually* at over 1000 airport lounges worldwide for the cardholder via Lounge Key.
  • Access is available to both primary and supplementary cardholders.
  • A pre-authorization of USD 3.25 will be required when you present your eligible card at the lounge to validate the card.
  • Prior card registration is not required however, cardholders can still register themselves through creating an account at the following microsites in case they would like to keep track of their visits.
  • For card registration and more information about the available lounges, please click

For Mastercard Platinum Credit Cards :

For Visa Platinum Credit Cards:

One year is calculated on calendar year basis (January to December).

*Additional visits or accompanying guests, over and above the entitlement, will be charged at a flat rate of USD 32 per visit.

  • For more information about ADCB Global Lounge Access, please click here.

Cardholders now have access to over 200 airport restaurant offers globally. Please download the app (Dine & Fly) and complete a simple registration in order to begin redeeming.

After the registration is completed, simply visit a participating restaurant and reference 'DragonPass' to the restaurant staff. Then click 'redeem' in the app to receive the discount.

Visit Cleartrip and book any roundtrip, international airfare or hotel using your Platinum Mastercard to enjoy an up-to-30% discount on your travel booking.

Click here to book your trip enter promocode MASTERCARD and pay with your Platinum Mastercard.

  • Up to 20% off for TouchPoints Visa Platinum cardholders for renting worldwide.
  • Cardholders should book their cars online using the following URL:
  • Discounts are included for international and domestic rentals where rentals take place in the same country as cardholders’ country of residence in MENA.
  • TouchPoints Visa Platinum cardholders can also now enroll for Avis Preferred Plus Membership.

Other Visa or Mastercard Benefits

To learn more on other Visa Platinum benefits, click here

To learn more on other Mastercard benefits, click here

Enhanced Protection and Care

Credit Shield is an optional service which covers your credit card outstanding balance against any emergencies. A nominal charge is billed on a monthly basis and applicable for Accidental Death, Total & Permanent Disablement due to Accident/Sickness, Critical Illness and Involuntary Loss of Employment (ILOE) cover. Complimentary (Free) life cover including Natural death and Top-Up life is included when applying for Credit Shield.

To apply, call us or SMS ‘SHIELD’ to 2626 for a callback. For detailed information, please visit

Purchase Protection provides you with additional peace of mind every time you make a purchase. It protects you against the theft or accidental damage of purchased items, so you can focus on simply finding that perfect buy.

For more details, click here.

Card Control

Enjoy complete control of your card transactions and set spend limits with the Card Control feature through the ADCB Mobile App.http

  • Set daily spend limits
  • Set monthly spend limits
  • Block all transactions
  • Block online transactions
  • Block in-store transactions
  • Block foreign transactions
  • Block ATM cash withdrawals

  • Login to the ADCB Mobile App
  • Click on ‘My Accounts’ and then ‘Credit Cards’
  • If you have more than one card, select the credit card you would like to control
  • Scroll down and click on 'Card Control Settings'

Other Benefits

Need cash against your available credit limit? Benefit from a zero interest rate and repay in easy installments of up to 12 months. Simply call us or SMS ‘CCLto 2626 and the money will be transferred to your account within 3 working days. Zero interest rate is only valid for first 3 months from card issuance date. This is subject to terms and conditions and bank approval.

Save on interest expenses when you transfer your outstanding balances from other bank credit cards to an ADCB Credit Card. You can also enjoy the flexibility of zero interest rate and repay in easy installments of up to 12 months. Simply call us or SMS ‘BTto 2626 for a callback. Zero interest rate is only valid for first 3 months from card issuance date. This is subject to terms and conditions and bank approval.

Beat the stress of paying back any of your high value purchases by converting transactions into personal payment plan at low interest rates with tenures of up to 48 months. Simply call us or SMS ‘PPP’ to 2626 for a callback. Shop at our wide range of partners and pay back in instalments with zero interest charges and low processing fees for up to 12 months. Simply call us or SMS ‘PPP’ to 2626 for a callback. For detailed list of participating partners, visit

Does it feel like your child’s school fees are increasing? With your ADCB Credit Card you can convert your child’s school and college fees into installments with zero interest charges for up to 12 months. Simply call us or SMS ‘SCHOOLto 2626 for a callback

Enjoy a maximum of 55 interest-free days, when you continue to pay your outstanding balance in full by the due date.

Pay all your utility bills, mobile phone bills, school and college fees, Salik recharge and credit card payments through our mobile app or internet banking platforms.

ADCB gives you the convenience to pay as little as 5% of your outstanding balance each month, and carry the balance forward to the next billing cycle. You can make payments for your card’s outstanding amount through any of our convenient channels:

  • Personal Internet Banking: Click on the “Credit Card Payment” option under the “Credit Card” menu
  • Mobile Banking App: Select which Credit you wish to make payment for and choose “Manage your Credit Cards” tab
  • Branches and Cash Deposit Machines: You can also pay through any of our branches and Cash Deposit Machines

You can also set-up Auto Debit instructions to make payments from your ADCB Savings or Current account. To activate Auto Debit, please call 600 50 2030 or visit the nearest ADCB branch.

Alternatively, you can make payments at Al Ansari Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations, such as exchange houses.

Pay your credit card retail balance in small affordable monthly payments with FlexiPay. Low interest rates, zero documentation and repayment period up to 48 months. SMS FLEXIPAY to 2626 for a call back or apply through Personal Internet Banking. Visit for more details.

Fees and charges

For detailed fees and charges please click here.

Terms and conditions

For detailed and most updated terms and conditions on each of the features and benefits provided on your Credit Card as featured in this section, please click here. For Credit card general terms and conditions please click here. All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers. For more information, please call ADCB on 600 50 2030

Savings with TouchPoints Platinum Credit Card

Enjoy more savings with your TouchPoints Platinum Credit Card. Click here to know on how you can save.

Compare TouchPoints Credit Card benefits

Click here to compare your card benefits with other TouchPoints Credit Cards

Apply Now

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Contact centre

Call our 24-hour contact centre on 600 50 2030.

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SMS 'TPCARD' to 2626

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