Credit Cards TouchPoints Titanium and Gold Credit Card


Unlock a world of possibilities

With the wide range of benefits and privileges from bonus monthly rewards, entertainment deals and much more to compliment your lifestyle

VOX Cinemas
Buy one get one FREE
0% Interest Payment Plan
On school fee payment
Bonus TouchPoints
For spends of AED 5,000

Keep in mind

  • This card comes with no annual fee
  • Enjoy up to 2 complimentary movie tickets when you buy one with your ADCB TouchPoints Gold or Titanium Credit Card a VOX Cinemas across 2D standard and 2D Max standard.
  • Revised TouchPoints earn rate are effective from 25 October 2020. For more details please click here.

Embark on a rewarding journey with your TouchPoints Gold or Titanium Credit Card.

  • Earn up to 0.5 TouchPoint for every AED 1 spent with your card
  • Receive 5,000 bonus TouchPoints when you spend AED 5,000 each month

Qualifying spends includes all retail transactions (net of reversals and refunds) and excludes any form of disputed purchases and cash withdrawals.

What can you do with your TouchPoints?

You can accumulate your TouchPoints over a period of time and redeem them for shopping or dining vouchers, airline tickets and upgrades, paying your utility bills and much more. For more information on TouchPoints, please visit click here.

Skywards Etihad Guest Miles Merchant
18 Touchpoints = 1 mile 14 Touchpoints = 1 mile Instant redemption at
over 1500+ locations

A) Revised TouchPoints earn rate on in-country purchases at select merchant categories

All retail purchases made at UAE based merchants in the following categories will earn TouchPoints at revised earn rates:

Merchant categories Touchpoints per AED 1 purchase
Fuel, Education, Government Service, Real Estate, Telecommunication, Charity, Transport 0.2 point
Supermarkets, Auto Dealer, Insurance, Quick Service Restaurants (i.e. fast food restaurants) 0.4 point

Classification of merchants in the abovementioned categories will be as per prevailing Visa and MasterCard guidelines.

B) Revised TouchPoints earn rate on purchases at merchants based in Europe

All retail purchases made at merchants based in Europe (i.e. countries which are part of European Economic Area) will earn TouchPoints at revised earn rate:

Merchant categories TouchPoints per AED 1 purchase
All merchants 0.4 point

Classification of merchants based in European Economic Area will be as per prevailing Visa and MasterCard guidelines.

The above-mentioned changes are effective from 25 October 2020.

Lifestyle Benefits

Watching the latest movies is now more exciting at VOX Cinemas with your ADCB TouchPoints Gold or Titanium Credit Card across 2D Standard and 2D Max Standard

  • Buy one ticket, get one free (up to 2 tickets per month per card)

Whether you are dining out with your family or friends, your ADCB TouchPoints card gets you the best for less.

Savor the best of gourmet at over 1,400 finest of restaurants with up to 25% off, when you pay with your ADCB TouchPoints Infinite card.

Indulge yourself with a host of privileges on tickets, food and beverages, merchandises an much more at Yas WaterWorld, Ferrari World Abu Dhabi, Warner Bros World Abu Dhabi and Clymb Abu Dhabi.

Visit for details

Double up on incredible experiences and download the Mastercard Buy 1 Get1 mobile app to treat yourself to exclusive 2-for-1 deals on food and entertainment in addition to over 5,000 travel discounts.

Just download Mastercard Buy1 Get1 app, available in select Apple & Google Play app stores.

Find out more on Mastercard Buy 1 Get1 mobile app here

Travel Benefits

Travel with your TouchPoints Titanium Credit Card and enjoy a richer experience than before.

As a Titanium Mastercard cardholder, you enjoy unlimited access at 10+ Mastercard airport lounges globally

For online primary and supplementary card registration and for the latest updated list of lounges. Visit

Book a ride with Careem and have your own personal driver take you where you need to go. Choose the car type that suits your taste, book on the spot or schedule for a later pickup, and enjoy the comfort of your ride.

Now when you travel across countries in the Middle East with Titanium Mastercard®, you can enjoy:

  • 20% OFF three rides every month, use promo code MASTERCARD at the time of booking

To know more click here.

Other Visa or Mastercard Benefits

To learn more on other Visa Gold Card benefits, click here

To learn more on other Mastercard Titanium benefits, click here

Card Control

Enjoy complete control of your card transactions and set spend limits with the Card Control feature through the ADCB Mobile App.

  • Set daily spend limits
  • Set monthly spend limits
  • Block all transactions
  • Block online transactions
  • Block in-store transactions
  • Block foreign transactions
  • Block ATM cash withdrawals

  • Login to the ADCB Mobile App
  • Click on ‘My Accounts’ and then ‘Credit Cards’
  • If you have more than one card, select the credit card you would like to control
  • Scroll down and click on 'Card Control Settings'

Other Benefits

Need cash against your available credit limit? Benefit from a zero interest rate and repay in easy installments of up to 12 months. Simply call us or SMS ‘CCLto 2626 and the money will be transferred to your account within 3 working days. Zero interest rate is only valid for first 3 months from card issuance date. This is subject to terms and conditions and bank approval.

Save on interest expenses when you transfer your outstanding balances from other bank credit cards to an ADCB Credit Card. You can also enjoy the flexibility of zero interest rate and repay in easy installments of up to 12 months. Simply call us or SMS ‘BTto 2626 for a callback. Zero interest rate is only valid for first 3 months from card issuance date. This is subject to terms and conditions and bank approval.

Beat the stress of paying back any of your high value purchases by converting transactions into easy installment plans at low interest rates with tenures of up to 24 months. Shop at our wide range of partners and pay back in installments with zero interest charges. Simply call us or SMS ‘IPPto 2626 for a callback

Does it feel like your child’s school fees are increasing? With your ADCB Credit Card you can convert your child’s school and college fees into installments with zero interest charges for up to 12 months. Simply call us or SMS ‘SCHOOLto 2626 for a callback

Enjoy a maximum of 55 interest-free days, when you continue to pay your outstanding balance in full by the due date.

Pay all your utility bills, mobile phone bills, school and college fees, Salik recharge and credit card payments through our mobile app or internet banking platforms.

ADCB gives you the convenience to pay as little as 5% of your outstanding balance each month, and carry the balance forward to the next billing cycle. You can make payments for your card’s outstanding amount through any of our convenient channels:

  • Personal Internet Banking: Click on the “Credit Card Payment” option under the “Credit Card” menu
  • Mobile Banking App: Select which Credit you wish to make payment for and choose “Manage your Credit Cards” tab
  • Branches and Cash Deposit Machines: You can also pay through any of our branches and Cash Deposit Machines

You can also set-up Auto Debit instructions to make payments from your ADCB Savings or Current account. To activate Auto Debit, please call 600 50 2030 or visit the nearest ADCB branch.

Alternatively, you can make payments at Al Ansari Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations, such as exchange houses.

Credit Shield is an optional service which covers your credit card outstanding balance against any emergencies. A nominal charge is billed on a monthly basis and applicable for Accidental Death, Total & Permanent Disablement due to Accident/Sickness, Critical Illness and Involuntary Loss of Employment (ILOE) cover. Complimentary (Free) life cover including Natural death and Top-Up life is included when applying for Credit Shield.

To apply, call us or SMS ‘SHIELD’ to 2626 for a callback. For detailed information, please visit

Fees and charges

For detailed fees and charges please click here.

Terms and conditions

For detailed and most updated terms and conditions on each of the features and benefits provided on your Credit Card as featured in this section, please click here. For Credit card general terms and conditions please click here. All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers. For more information, please call ADCB on 600 50 2030

Savings with Touchpoints Credit Card

Enjoy more savings with your TouchPoints Gold or Titanium Credit Card. Click here to know on how you can save.

Compare TouchPoints Credit Card benefits

Click here to compare your card benefits with other TouchPoints Credit Cards

Enjoy a world-class customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a member of our team will contact you personally.
Enter Valid Customer Id
Enter Valid Name
Enter Valid Email
Enter a valid number (hint: it starts with ‘5’)
Select your emirate
Abu Dhabi Dubai Fujairah Ajman Ras Al Khaimah Sharjah Umm al Quwain
Please fill the captcha

Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 2030.

Apply through SMS

Apply through SMS

SMS 'TPCARD' to 2626

Visit us

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you