Car Loans Car Loans

ADCB

Finance solutions that help you own your dream car

We offer competitive, flexible car loans that maximise value for you, coupled with a simple and easy process.

2.25% From
Flat rate per annum
Reducing balance rate of 4.13% for a tenor of 12 months
80% Up to
Finance
of the car value
50
TouchPoints
for every AED 1,000 of loan amount

Keep in mind

  • ADCB Car Loans will be made available subject to ADCB's Terms and Conditions and upon submission of acceptable documents.
Features

  • One-signature application
  • Up to AED 1.5 million finance amount
  • Up to 60-month repayment tenure
  • Finance up to 80% of the car value
  • Insurance finance option
  • Quick approvals
  • Simple documentation

TouchPoints

How TouchPoints are awarded on the loan:

  • 50 TouchPoints for every AED 1,000 of the loan amount

Terms and conditions

ADCB loans will be made available at the sole discretion of ADCB, subject to ADCB's terms and conditions and upon submission of documentation acceptable to ADCB. Terms and conditions apply. To view the full Consumer Banking terms and conditions, click here.

Documents Required

SR No Salaried Self-employed Companies
1 Completed application form Completed application form Completed application form
2 Valid Passport, Visa & EIDA Card copy Valid Passport, Visa & EIDA Card copy Valid Passport, Visa & EIDA Card copy of company signatory
3 Valid Driving License copy Valid Driving License copy N/A
4 Salary certificate issued to ADCB, dated 30 days or less from date of loan application Valid Trade License copy Valid Trade License copy
5 Last 3 months bank statements copy Last 3 months bank statements copy for both personal and company accounts Last 3 months company bank statements copy
6 Quotation from Dealer Quotation from Dealer Quotation from Dealer
7 N/A Valid Power-of-Attorney copy(if applicable) Valid Power-of-Attorney copy(if applicable)
8 Details of existing loans/liabilities Details of existing loans/liabilities Details of existing loans/liabilities
Note: Bank Statements are NOT required if customer’s salary is transferred to ADCB or if business account (for Self-Employed customers or Company) is with ADCB

Enjoy a world-class customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a member of our team will contact you personally.
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Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 2030.

Apply through SMS

Apply through SMS

SMS 'CAR' to 2626 from your registered mobile number.

Visit us

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you

Branches & ATMs