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ADCB

Own your dream home in Al Reem Island or Al Maryah Island

Mortgage Loan package exclusively for residential property buyers purchasing properties in Al Reem Island or Al Maryah Island
Dedicated one stop Mortgage Centres
Competitive interest rates starting from 3.85% per annum
Flexible Tenor of up to 25 years
Instant mortgage loan pre-approval
Available for UAE Nationals and Expatriates

Features and benefits

Discounted Processing Fees of 0.25% (+ VAT) and attractive Valuation Fees for these properties
No processing fees or valuation fees apply when transferring your mortgage loan to ADCB
Additional 0.25% discount on applicable Processing Fees for Golden Visa holders with salary transfer
Instant online pre-approval via ADCB Dream Home Platform
Convenience of secure digital signatures
Available in Conventional and Islamic variants

ADCB Dream Home Platform
Key Features

You are one step closer to your Dream Home. Use the pre-approval to plan, search and shortlist properties within your eligibility.
Track your progress in real-time and take control of your home-buying journey through your personalised dashboard
Receive expert guidance and support from your dedicated Mortgage Specialist every step of the way
Lets get started
Mortage Calculator
Click on the text box to enter your desired value. AED
AED 300000 AED 50000000
% Click on the text box to enter your desired value.
15% 85%
You will need to pay AED as up-front payment for the mortgage loan.
Click on the text box to enter your desired value. AED
AED 5000 AED 50000000
% Click on the text box to enter your desired value.
1.5 % 8 %
Years Click on the text box to enter your desired value.
1 25
Monthly Installment
AED 0

Total interest paid during the loan tenor is AED 0

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Disclaimer

The figures are based on indicative rates selected and are for illustrative purposes only and do not apply to your loan. ADCB rates are subject to change. The computation is based on simulated figures and a number of underlying assumptions and possible rounding-off of figures. Please consult your Relationship Manager/or visit the nearest branch or call 600 50 2030 to ensure that you receive complete information about our loan product.

*Terms and Conditions apply. All financing and credit facilities are available at the sole discretion of ADCB and are subject to ADCB Terms and Conditions and submission of acceptable documentation to ADCB. To view the full ADCB Consumer Banking Terms and Conditions, click here.

Eligibility for availing exclusive mortgage rate (3.85% per annum for 3 years)


  • All UAE Nationals.
  • Expats who transfer their salary or are self-employed, and a total relationship balance* of AED 500,000
  • Expats purchasing property directly from a Developer:
    • Expats with either AED 200,000 in total relationship balance*, or a monthly salary transfer of AED 20,000

*Total relationship balance includes fixed deposits/ market value of investment holdings, current/ savings/ call (CASA) monthly average balance.

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Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 50 2030.

Apply through SMS

SMS 'ADGMML' to 2626 from your registered mobile number.

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch or mortgage center