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Insurance Family Protector Plus


Life insurance for less than AED 1 a day!

An easy, accessible personal accident insurance plan that offers unique benefits covering accidental death and death due to sickness including options to cover spouse and child.

26.25 AED
Minimum Monthly Premium
500K AED
Maximum Sum Assured
65 Up to
Years Age Eligibility

Keep in mind

  • Premiums paid in Family Protector Plus do not have any account value
  • Death due to sickness resulting from pre-existing illnesses, is not covered in this plan.
  • Accidents caused by hazardous activities/ sports are not covered as per the insurance providers’ terms and conditions. Please ensure to read the insurance provider terms and conditions prior to purchasing the policy.
Key Features and Benefits

  • Comprehensive benefits covering accidental death, death due to sickness, disability and in-patient accidental medical expenses
  • Worldwide life and disability insurance benefits
  • Second Medical Opinion (SMO)
  • No medical examination required, which means you enjoy immediate cover*
  • Simple, easy and paperless application process.

*Subject to simple health declaration.

Table of Benefits

To view product benefits and premium rates, please refer to the table below:

Benefit Option 1 Option 2 Option 3 Option 4
Adult Accidental Death 100,000 200,000 300,000 500,000
Accidental Hospitalization Expense 5,000 7,500 10,000 15,000
Accidental Permanent Total/Partial Disability  50,000 100,000 150,000 200,000
Death due to sickness 20,000 50,000 100,000 175,000
Premium per month* 26.25 42 73.5 157.5
Additional premium for Second Medical Opinion (SMO)* 3.36 3.36 3.36 3.36
Child** Accidental Death 50,000 50,000 50,000 50,000
Accident Hospitalization Expense 5,000 5,000 5,000 5,000
Premium per month** 5.25 5.25 5.25 5.25

*Premiums are inclusive of 5% VAT.

** Coverage for each child is limited to AED 50,000 for accidental death and up to AED 5,000 for accidental hospitalization expenses reimbursement. Child coverage is the same for all plan options and does not change with the applicant’s coverage option. Additional children can be added for a monthly premium of AED 5.25 per child.

Eligibility criteria

  • Open to UAE residents only with valid passport and visa copy
  • Minimum Entry Age : 18 years
  • Maximum Entry Age: 65 years
  • Cover can be extended to spouse and children up to 18 years of age

Ways to Apply

You may apply online through ADCB Personal Internet Banking, call our 24-hour contact center on 600 50 2030, SMS 'LIFE ' to 2626 or leave your number and we will call you back. You may conveniently pay your premiums through your ADCB account or credit card

Disclaimer & Terms and Conditions

Insurance Products are made available to you based on your need analysis and request. Insurance products are underwritten by respective insurance providers and issued subject to their terms and conditions. Abu Dhabi Commercial Bank (The Bank) does not offer insurance advice, nor does it manage, underwrite or issue insurance policies.

The Bank is not responsible for rejected applications or claims by any insurance company. Premiums received by the Bank for insurance plans are not bank deposits. Investment products are not bank deposits and are not guaranteed by the Bank. They are subject to investment risks, including possible loss of principle amount invested. Past performance does not guarantee future results. Please refer to the bank’s Wealth Services Terms & Conditions

This website is for information purposes only and does not constitute an offer or solicitation to purchase investment products.

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Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 2030.

Apply through SMS

Apply through SMS

SMS 'LIFE' to 2626 from your registered mobile number.

Visit us

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you