Apply for a Home Contents insurance cover against unfortunate incidents and enjoy a complete coverage on the precious belongings at your home.
For platinum cover
Maximum Sum Assured
on Alternative Accommodation up to six months
Keep in mind
Individual content lines are covered. Each content may have a maximum limit within the overall sum assured.
Key exclusions include non-coverage of items kept in the open such as loss of cash, currency, jewellery and personal documents. All material facts must be disclosed and failure to do so will invalidate this policy.
Optional covers attract additional premiums. Please ensure to read the insurance provider terms and conditions prior to purchasing the policy.
Damage & Losses to the contents of the subject property located at the stated address including household goods and personal effects as per Home Insurance Policy Wording and subject to the relevant Terms, Conditions & Exclusions.
Maximum Benefit Limit in AED
Contents in your Home (Loss or Damage)
Loss of Rent or Cost of Alternative Accommodation Such payment shall be six months rental value or given sum insured value, whichever is lesser and subject to maximum indemnity period of 6 months
Contents Temporarily Removed - Loss of or damage to contents
Contents in the open – Loss of or damage to contents
Theft / Loss of Keys - Cost of replacing locks / lock mechanisms up to given value
Household Removals - Loss of or damage to contents while in transit from home to another location including loading and unloading within the Geographical Limits of U.A.E. provided that such removals are carried out by professional removal contractors. Such payment shall not exceed given Sum Insured in total by any of the above listed perils.
Visitor's Personal Effects - in total for loss or damage.
Tenants Liability - All sums up to given sum insured value for which the tenant is legally responsible / liable.
Personal money & credit cards – up to the given value
Loss of documents (passport, driving license work permit etc.)
THIRD PARTY & NEIGHBORS' LIABILITY - In the event of Accidental bodily injury, death, or disease of any person or Accidental loss or damage to property, all sums up to given sum insured value for which the Insured is legally responsible / liable to pay to Third Party and Neighbors. Deductible of AED 1,000 each and every loss to apply
Workmen's compensation in respect of a domestic servant sponsored by the insured. To pay up to the sums shown below:
1. Death or Permanent Total Disablement
2. Medical Expenses
3. Repatriation Expenses
Deductible: AED 250 each and every loss for all of the above benefits
Annual Premium in AED**
OPTIONAL COVER – PERSONAL ACCIDENT
Fatal Injury Benefit to the Insured or Spouse - In the event of your death or of your spouse as a direct result of injury caused in your home by fire, explosion, lightning, or thieves, to pay in total the agreed sum provided death ensues within three months of such injury.
You may apply online through ADCB Personal Internet Banking, call our 24-hour contact center on 600 50 2030, SMS 'HOMEINS' to 2626 or leave your number and we will call you back. You may conveniently pay your premiums through your ADCB account or credit card
Insurance Products are made available to you based on your need analysis and request. Insurance products are underwritten by respective insurance providers and issued subject to their terms and conditions. Abu Dhabi Commercial Bank (The Bank) does not offer insurance advice, nor does it manage, underwrite or issue insurance policies.
The Bank is not responsible for rejected applications or claims by any insurance company. Premiums received by the Bank for insurance plans are not bank deposits. Investment products are not bank deposits and are not guaranteed by the Bank. They are subject to investment risks, including possible loss of principle amount invested. Past performance does not guarantee future results. Please refer to the bank’s Wealth Services Terms & Conditions
This website is for information purposes only and does not constitute an offer or solicitation to purchase investment products.
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