Protect your income from life's uncertainties

This protection solution covers you up to AED 350,000. It also offers an Involuntary Loss of Employment (ILOE) benefit as an optional component.

50 AED

Minimum Monthly Premium

350K AED

Maximum Sum Assured

6,000 AED

ILOE Cover

for a period of up to 3 months

Keep in mind

Premiums paid in Income Protection Plan do not have any account value since this is a term insurance plan.
Non-disclosure of any material information about health condition and medical history as required by the insurance provider may void your life insurance application or lead to any future claims being rejected by insurance providers.
Involuntary Loss of Employment Benefit starts after 180 days of policy commencement. Please ensure to read the insurance provider terms and conditions prior to purchasing the policy.

Key Features and Benefits

Table of Benefits

The following plan options are available to choose from:

Benefits (in AED)	Plan1	Plan 2	Plan 3	Plan 4
Benefits (in AED)	Silver	Gold	Platinum	Titanium
Accidental Death Benefit	150,000	200,000	300,000	350,000
Lifestyle Benefits (Due to Accidental Death)	50,000	100,000	250,000	300,000
Lifestyle Benefits (Death due to Sickness)	50,000	100,000	250,000	300,000
Involuntary Loss of Employment (per month for 3 months)	2,000	3,500	4,500	6,000
Breakup of Lifestyle Benefits
House rent (per month for 3 months)	6,000	12,000	35,000	40,000
School fees (per month for 3 months)	3,000	8,000	25,000	30,000
Utility bills (per month for 3 months)	2,500	5,000	6,000	8,000
Essential Cash due to Death (per month for 3 months)	2,500	5,000	10,000	12,000
Cargo for shipping personal things to home country	4,000	5,000	11,000	15,000
Flying mortal remains to home country	4,000	5,000	11,000	15,000
Premiums (in AED*)	Plan 1	Plan 2	Plan 3	Plan 4
Premiums (in AED*)	Silver	Gold	Platinum	Titanium
Monthly	50	90	140	200
Annual	600	1,080	1,680	2,400

*All premiums are subject to an additional VAT of 5%.

Eligibility Criteria

Open to UAE residents only with valid passport and visa copy
Minimum Entry Age : 18 years
Maximum Entry Age: 64 years
Maximum coverage Age for Death Cover: 65 years
For Involuntary Loss of Employment Benefits, the insured
Person must be:
- A salaried employee with a minimum salary of AED 3,500
- Max age at Entry: 59 years with maximum coverage for
- Up to 60 years

Disclaimer & Terms and Conditions

Insurance Products are made available to you based on your need analysis and request. Insurance products are underwritten by respective insurance providers and issued subject to their terms and conditions. Abu Dhabi Commercial Bank (The Bank) does not offer insurance advice, nor does it manage, underwrite or issue insurance policies.

The Bank is not responsible for rejected applications or claims by any insurance company. Premiums received by the Bank for insurance plans are not bank deposits. Investment products are not bank deposits and are not guaranteed by the Bank. They are subject to investment risks, including possible loss of principle amount invested. Past performance does not guarantee future results. Please refer to the bank’s Wealth Services Terms & Conditions

This website is for information purposes only and does not constitute an offer or solicitation to purchase investment products.

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