Letters spacing
Line height
Default
Big
More big
Default
Black & White
Insurance Income Protection Plan
Protect your income from life's uncertainties
This protection solution covers you up to AED 350,000. It also offers an Involuntary Loss of Employment (ILOE) benefit as an optional component.
- Comprehensive coverage of up to AED 350,000 due to sickness or accidental death.
- Covers your rental and utility bills for up to three months.
- Option to choose from varied sum assured benefits which cater to your specific needs and lifestyle.
The following plan options are available to choose from:
| Benefits (in AED) | Plan1 | Plan 2 | Plan 3 | Plan 4 |
|---|---|---|---|---|
| Silver | Gold | Platinum | Titanium | |
| Accidental Death Benefit | 150,000 | 200,000 | 300,000 | 350,000 |
| Lifestyle Benefits (Due to Accidental Death) | 50,000 | 100,000 | 250,000 | 300,000 |
| Lifestyle Benefits (Death due to Sickness) | 50,000 | 100,000 | 250,000 | 300,000 |
| Involuntary Loss of Employment (per month for 3 months) | 2,000 | 3,500 | 4,500 | 6,000 |
| Breakup of Lifestyle Benefits | ||||
| House rent (per month for 3 months) | 6,000 | 12,000 | 35,000 | 40,000 |
| School fees (per month for 3 months) | 3,000 | 8,000 | 25,000 | 30,000 |
| Utility bills (per month for 3 months) | 2,500 | 5,000 | 6,000 | 8,000 |
| Essential Cash due to Death (per month for 3 months) | 2,500 | 5,000 | 10,000 | 12,000 |
| Cargo for shipping personal things to home country | 4,000 | 5,000 | 11,000 | 15,000 |
| Flying mortal remains to home country | 4,000 | 5,000 | 11,000 | 15,000 |
| Premiums (in AED*) | Plan 1 | Plan 2 | Plan 3 | Plan 4 |
| Silver | Gold | Platinum | Titanium | |
| Monthly | 50 | 90 | 140 | 200 |
| Annual | 600 | 1,080 | 1,680 | 2,400 |
*All premiums are subject to an additional VAT of 5%.
- Open to UAE residents only with valid passport and visa copy
- Minimum Entry Age : 18 years
- Maximum Entry Age: 64 years
- Maximum coverage Age for Death Cover: 65 years
- For Involuntary Loss of Employment Benefits, the insured
- Person must be:
- A salaried employee with a minimum salary of AED 3,500
- Max age at Entry: 59 years with maximum coverage for
- Up to 60 years
Insurance Products are made available to you based on your need analysis and request. Insurance products are underwritten by respective insurance providers and issued subject to their terms and conditions. Abu Dhabi Commercial Bank (The Bank) does not offer insurance advice, nor does it manage, underwrite or issue insurance policies.
The Bank is not responsible for rejected applications or claims by any insurance company. Premiums received by the Bank for insurance plans are not bank deposits. Investment products are not bank deposits and are not guaranteed by the Bank. They are subject to investment risks, including possible loss of principle amount invested. Past performance does not guarantee future results. Please refer to the bank’s Wealth Services Terms & Conditions
This website is for information purposes only and does not constitute an offer or solicitation to purchase investment products.
Our partners
Enjoy a world-class customer experience when you bank with us.
Other ways to apply
Contact centre
Call our 24-hour contact centre on 600 50 2030.
Apply through SMS
SMS 'INCOME' to 2626 from your registered mobile number.
Visit us
We will be happy to welcome you at any of our branches. Find the closest branch to you