Wakala Deposits

Accounts

Choose from a wide range of Shari’ah compliant accounts to suit your specific needs.

Finances

Whether it’s for education or your personal needs, ADCB has a comprehensive range of Shari’ah compliant finance options.

Takaful & Savings Programme

The ADCB Islamic Takaful and Savings Programmes offer financial assurance through a Shari’ah compliant savings strategy whether your contributions are a regular commitment or a lump sum investment.

Funds & Investments

ADCB Islamic Banking offers Shari’ah Compliant investment solutions diversified across various asset classes.

Overview

Asset Management

ADCB SICAV - ADCB Islamic GCC Equity Fund

Cards

ADCB Islamic Banking proudly introduces the first-of- its-kind Islamic Credit Card in the UAE based on the fundamental belief of Responsible Banking.

Offshore

ADCB Islamic Banking Offshore accounts will help you manage your account from anywhere in the world.

Overview

Excellency

Islamic Banking offers Excellency customers a comprehensive range of shariah compliant solutions. Each financial solution is regulated by UAE Central Bank, and supervised by an independent Fatwa and Shariah Supervisory Board.

Privilege Club

As a Privilege Club member, you will receive service that goes beyond the norm. Be it a seamless banking services or special perks like Marhaba Lounge access, the Privilege Club experience is designed to make you feel special.

Aspire

Enjoy a seamless banking experience with ADCB Islamic Banking, with optimally designed products and services supported by an extensive network of Branches and ATMs across the UAE. Our award winning facilities like Mobile, SMS & Internet Banking ensure that you enjoy the benefits of the bank reaching out to you at your convenience and on your terms!

Business Banking

ADCB Islamic Banking is a partnership with your business offering you fully Shari’ah compliant financial solutions through a variety of convenient and progressive banking channels.

About Islamic Banking

ADCB Islamic Banking aims at providing customers with fully Shari’ah compliant financial solutions with flexibility of choice and maximum convenience of banking channels.

Service Guarantee

You trust us with your life’s earnings and ambitions. Naturally, our services must match up to your trust.

Overview

Wakala Deposits

At ADCB Islamic Banking, we believe it’s always good to put your money to work. With attractive expected profit rates on Wakala Deposits, you can potentially grow your savings over a period of time. You also have the ability to open multiple Wakala deposits of varying tenures.

Take advantage of our Wakala bank accounts & other Wakala investment offers today.

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Regular Wakala Deposit
- Profit is disbursed on maturity
- Flexible tenures of 1, 2, 3, 6 or 12 months
- Minimum deposit amount of AED 50,000 (or equivalent in respective currencies)
- Available in AED, USD, GBP, EURO and other currencies
Wakala Century Deposit
- Profit is calculated on a daily basis, disbursed on maturity
- Flexible tenures of 50, 75, 100, 150, 200, 375, 400 or 500 days
- Minimum deposit amount of AED 50,000 (or USD equivalent)
- Available in AED and USD currencies
Premium Wakala Deposit
- Low minimum deposit amount of AED 25,000 (or USD 10,000 for Offshore)
- 5 year tenure with attractive returns
- Deposit up to AED 10 million (USD 5 million for Offshore)
- Available in AED and USD currencies
- Profit is disbursed on maturity
Approved by Shari’ah and Supervisory Board

To view the Fatwa issued by the Shari’ah Board authenticating compliance of the product structure and documentation, please click here
For more information or to apply, call us on 600 56 2626 or visit any ADCB branch across the UAE.