Savings Accounts

Save for tomorrow. Enjoy the benefits today

We offer you a convenient, reliable and friendly solution to save and grow your money.

Keep in mind

A monthly fee will be applicable if the respective relationship balance criteria is not met.
Additional statement of account outside the normal cycle will be charged as per Schedule of Fees.
Debit card usage at Non-ADCB ATMs would attract a charge in line with relationship type, as per Schedule of Fees.
Debit Card is available only for AED account

Key Features and Benefits

Savings account

Available to UAE residents and non-residents
Available in AED
Profit accrued monthly on the minimum balance and is paid quarterly on minimum monthly balance.
Free e-statements (within the statement cycle)
Debit card available

Special savings account

Available for UAE residents and non-residents
Available in AED and other major currencies.
Expected profit rate applied on the daily average balance and is paid quarterly
Free e-statements (within the statement cycle)

TouchPoints

TouchPoints shall be awarded on an average monthly account balances of AED 10,000 and above.

Terms and Conditions apply. For further details, please click here

How to redeem your ADCB TouchPoints , kindly click here

Expected Profit Rates

To view Savings Accounts prfit rate please click here.

Required documents

To apply for an account, you will need to produce the following:

UAE residents:

An original passport (for UAE Nationals)
An original passport with UAE residence visa valid for more than 30 days (for Expatriates)
Your original Emirates ID
A salary certificate

Non-residents:

Your original passport
A copy of your visit visa and entry stamp page or e-gate card
A three-month stamped bank statement produced by the bank where funds will be transferred to
A letter of introduction from an existing ADCB customer with a relationship of more than a year

Charges and fees

Please refer to the Schedule of Fees.

Terms and conditions

Terms and conditions apply. To view the full ADCB Islamic Banking terms and conditions, please click here.

Approved by the Internal Shari’ah Supervision Committee

To view the Fatwa, please click here.

Enjoy a world-class customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a member of our team will contact you personally.

Existing customer

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Emirate Select your emirate

Abu Dhabi Dubai Fujairah Ajman Ras Al Khaimah Sharjah Umm al Quwain

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Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 56 2626 .

Call our 24-hour contact centre on 600 56 2626 .

Apply through SMS

SMS 'SSA' or 'SAV' to 2626 from your registered mobile number.

SMS 'SSA' or 'SAV' to 2626 from your registered mobile number.

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you