^{Credit Cards} Etihad Guest Platinum Card

You will receive 12,000 Etihad Guest Miles as a welcome bonus during the first year of your membership. You can redeem your miles for flights and upgrades across a growing list of exciting destinations on the Etihad Airways network and their partners.

This is a one-time reward and will be credited to your Etihad Guest account within 60 days of payment of the annual fee during the first year of card issuance. The reward will not be applicable for card upgrades or reissuances if credited before.

Indulge yourself in a world of rewards. Your everyday expenses with the ADCB Islamic Etihad Guest Platinum Card - whether it’s shopping, dining, entertainment or travel expenses anywhere in the world will earn you Etihad Guest Miles:

You can redeem your Etihad Guest Miles for flying, shopping, holidays, cars, hotels and more. To learn more about miles redemption rates please click here.

Classification of merchants in the above mentioned categories and European Economic Area will be as per prevailing Visa guidelines.

Transactions exceeding the assigned limit of the card shall not be entitled to earn Etihad Guest Miles during the month. Card transactions for School fee payments, telecom or utility bill payments made through ADCB channels (Internet Banking, Mobile App) maximum miles earned is capped at spends of AED 3,500 each month.

As a reward for your loyalty, you will earn a monthly bonus of 1,000 Etihad Guest Miles when your monthly purchases are equal or more than USD 1,000. This is on top of regular Etihad Guest Miles earning rates.

Monthly bonus miles is given only once in a month.

Please note that effective May 23, 2025, lounge access on your ADCB Islamic Etihad Guest Platinum Credit Card will be available only through the Visa Airport Companion App.

Enjoy 3 complimentary visits per year, for you and your supplementary cardholders, at over 1,200 airport lounges across the many cities you love to travel to.

• Download the “Visa Airport Companion” app at Google Play or App store & register your card before traveling.
• Use the app to locate lounges near you and confirm complimentary visits eligibility.
• To access a participating lounge, present the app QR code to the lounge receptionist.
• For more information please visit the Visa Airport Companion app

Please note, supplementary cardholders need to register their card separately on the Visa Airport Companion app by following the above steps.

*Additional visits or accompanying guests, over and above the entitlement, will be charged a flat rate of USD 32 per visit

Your ADCB Islamic Etihad Guest Platinum Card entitles you to exclusive benefits at more than 900 luxury hotels and resorts around the world, including:

• Automatic room upgrades upon arrival
• Complimentary in-room Wi-Fi
• Complimentary daily breakfast
• USD 25 food or beverage credit
• VIP guest status Late check-out until 3 pm upon request

Visit www.visaluxuryhotels.com to learn more.

• Up to 20% off for Etihad Platinum cardholders for renting worldwide.
• Cardholders should book their cars online using the following URL: www.avisworld.com/visa
• Discounts are included for international and domestic rentals where rentals take place in the same country as cardholders’ country of residence in MENA.
• Etihad Guest Platinum cardholders can also now enroll for Avis Preferred Plus Membership through www.avisworld.com/visa

xperience offers unbeatable value with 2-for-1 offers at top restaurants, spas, fitness outlets, entertainment across the Middle East. Registration is easy and free. Simply download the xperience with the ENTERTAINER mobile application (App) from the iOS or Android store and register using your email address and mobile number and add your ADCB Islamic Etihad Platinum Card to get started.

For more terms and conditions, please visit: www.visa.com/EntertainerXperience

Enjoy up to 30% off at over 1,400 restaurants in the UAE in addition to offers related to travel, shopping, entertainment and much more. To learn more, please click here.

Visit adcbislamic.com/offers for a detailed list of offers and discounts

• Set daily spend limits
• Set monthly spend limits
• Block all transactions
• Block online transactions
• Block in-store transactions
• Block foreign transactions
• Block ATM cash withdrawals

• Login to the ADCB Mobile App
• Click on ‘My Accounts’ and then ‘Credit Cards’
• If you have more than one card, select the credit card you would like to control
• Scroll down and click on 'Card Control Settings'

Manage your card account 24/7 with our multi-functional Mobile App and Personal Internet Banking. Pay all your utility bills, mobile phone bills, school and college fee payments, Salik and credit card payments and redeem TouchPoints wherever you are.

You can make payments for your ADCB Islamic Etihad Card’s outstanding amount through any of our convenient channels:

• ADCB Personal Internet Banking: Click on the “Credit Card Payment” option under the “Islamic Credit Card” menu
• Mobile Banking App: Select the card that you wish to make a payment for under the “Manage your Credit Cards” tab
• Through any of our branches and ATMs with the cash deposit facility
• You can also set-up auto debit instructions to make payments from ADCB Islamic Banking Savings or Current account. To activate auto debit, please call 600 56 2626 or visit your nearest ADCB branch

Alternatively, you can make payments at Al Ansari Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations such as exchange houses locations.

Receive cash against your available limit transferred into your account within three working days and benefit from easy repayment instalments for up to 24 months.

Available within 90 days of card registration. Plus, have the flexibility to repay in up to 24 months.

Experience zero stress when paying back high value purchases. Split transactions into an easy 0% Profit Payment Plan of up to 24 months.

Pay your credit card retail balance in small affordable monthly payments with FlexiPay. Low profit rates, zero documentation and payment period up to 48 months. SMS FLEXIPAY to 2626 for a call back or apply through Personal Internet Banking. Visit www.adcbislamic.com/flexipay for more details.

Does it feel like your child’s school fees are increasing? With your ADCB Islamic Credit Card you can convert your child’s school and college fees into installments with zero profit charges and low processing fees for up to 12 months. Simply call us or SMS ‘SCHOOL’ to 2626 for a callback

Purchase protection covers you against theft or accidental damage, so you can enjoy your new purchase without a worry.

• Valid on purchases of new items only
• Coverage for up to 365 days from date of purchase
• Claims must be submitted within 48 hours from the date of the incident
• In case of theft, cardholders must report these claims within 24 hours of the incident.
• Reimbursement of up to USD 5,000 per occurrence with an annual aggregate limit of USD 20,000.

To submit a claim, please email [email protected] with the relevant details in addition to the cardholder’s name, address and first 9 digits of the credit card.

Please visit https://cardholderbenefitsonline.com/ to learn more

Your ADCB Islamic Etihad Guest Platinum Card offers you the option of doubling the repair period offered by the original manufacturer by up to one year, protecting you against the cost of repair and replacement. This insurance benefit provides eligible cardholders reimbursement of up to USD 2,500 per occurrence with an annual aggregate limit of USD 20,000.

Cover applies to new item purchases only, and proof of full payment using a Visa Platinum Card is required. To submit a claim, please email [email protected] with the relevant details in addition to the cardholder’s name, address and first 9 digits of the credit card.

Please visit https://cardholderbenefitsonline.com/ to learn more

Credit Shield is an optional service which covers your Credit card outstanding balance against any emergencies. A nominal charge is billed on a monthly basis and applicable for Accidental Death, Total & Permanent Disablement due to Accident/Sickness, Critical Illness and Involuntary Loss of Employment (ILOE) cover. Complimentary (Free) life cover including Natural death and Top-Up life is included when applying for Credit Shield.

To apply, call us or SMS ‘SHIELD’ to 2626 for a callback. For detailed information, please visit adcbislamic.com/cs