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Home Finance Solutions Every dream finds a home

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Get closer to your forever home with our Shari’ah – Compliant home finance solutions from ADCB Islamic Banking

Dedicated one stop Mortgage Centres
Finance available for ready properties and under construction
Competitive profit rates
Flexible tenure of up to 25 years
Instant home finance pre-approval
Available for UAE Nationals and Expatriates

Discover our features and benefits

Experienced Relationship Managers and a dedicated service desk available to support you through your application process

Construction financing of up to 75% of combined land and construction value

Financing of up to 85% of ready property value for UAE Nationals and 80% for Expatriates

Flexibility to partially settle your home finance any time

A special reward of 200 TouchPoints for every AED 1,000 of your finance amount, up to a maximum of 500,000 TouchPoints

Options of fixed and/or variable profit rate structures

Explore our Shari’ah - Compliant home finance solutions

Home Finance
Turn your dream home into a reality with our home finance solution. Enjoy a range of benefits including Instant pre-approval through ADCB Dream Home platform.

Learn more
Home Construction Finance
Fund your combined land and construction value with our construction finance solution.



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Buying your dream home now made simple and easy

Search for properties
ADCB and Bayut partnership brings you seamless digital experience to search for your dream home in the UAE.
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Get instant pre-approval
Apply for instant Home Finance pre-approval and start your home buying journey now.
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Home Finance calculator
Check your home finance monthly instalment and total finance amount with our simple and dynamic calculator.
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Terms and Conditions

ADCB Islamic Banking finance will be made available at the sole discretion of ADCB Islamic Banking, subject to ADCB Islamic Banking's Terms and Conditions and upon submission of documentation acceptable to ADCB Islamic Banking. To view the full ADCB Islamic Banking Consumer Banking Terms and Conditions,click here.

Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Call our 24-hour contact centre on 600 56 2626.

Apply through SMS

SMS 'MYHOME' to 2626 from your registered mobile number.

SMS 'MYHOME' to 2626 from your registered mobile number.

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch or mortgage center

We will be happy to welcome you at any of our branches. Find the closest branch or mortgage center

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   Saturday 2nd December to Monday 4th of December, 2023 will be considered as a public holiday except for Mall branches.

Official work will resume as normal on Tuesday the 5th of December, 2023

ADCB branches at the Shopping Malls will remain open for customer as usual on Monday the 4th December, 2023.
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