Home Finance Home Finance


Helping you turn your dream home into a reality

Our home finance solutions are tailored to match your unique requirements. This ensures you get the home you always wanted.

85% Up to
Finance of the property value for
UAE Nationals
80% Up to
Finance of the property value for
50% Up to
Finance of the property value for
4.50% From
Profit rates
per annum
200 Earn
for every AED 1,000 of Finance amount

Keep in mind

  • The profit rate mentioned on this page is applicable for Excellency/Emirati customer segments. The applicable rate shall vary depending on customer segment and profile.
  • A processing fee is applicable.
  • For the duration of the facility, maintaining a property Takaful policy and a life Takaful policy is mandatory.
  • External evaluators will determine the property value, which may result in additional charges.
  • The maximum Finance To Value (FTV) offered depends on the current construction stage of the property. The total property value and the number of home finance facilities availed will affect it too.
  • The Hybrid Finance profit rate structure implies a fixed rate for the initial years. Then, the variable rate based on relevant EIBOR + Margin applies.
  • For every “Home Finance” booked, ADCB Islamic Banking will plant a mangrove tree on your behalf.
Home Finance Calculator
Click on the text box to enter your desired value. AED
AED 300000 AED 50000000
% Click on the text box to enter your desired value.
15% 85%
You will need to pay AED as up-front payment for the home finance.
Click on the text box to enter your desired value. AED
AED 5000 AED 50000000
% Click on the text box to enter your desired value.
1.5 % 8 %
Years Click on the text box to enter your desired value.
1 25
Monthly Installment

Total profit paid during the finance tenor is AED 0


The figures are based on indicative rates selected and are for illustrative purposes only. They do not apply to your finance. ADCB Islamic Banking rates are subject to change. The computation is based on simulated figures and several underlying assumptions, and possible rounding-off of figures. Please consult your Relationship Manager/or visit the nearest branch or call 600 56 2626 to ensure that you receive complete information about our finance product.


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