Home Finance Home Finance
Let us help owning your dream home become a reality
Our home finance solutions are tailored to match your unique requirements, ensuring you get the home you always wanted.
- Experienced and dedicated Mortgage Relationship Managers to guide you through the entire Finance application process
- Dedicated after-sales mortgage service and helpline
- Ability to switch to a different Home Finance variant anytime during the Facility period
- Flexibility to partially settle your home finance anytime
- Financing up to 85% of property value for UAE Nationals and 80% for Expatriates.
- Competitive Profit Rates with following structures:
- Hybrid Structure - Fixed for initial years and variable thereafter
- Variable Rate Structure - Based on relevant EIBOR + Margin
- Repayment tenure of up to 25 years
- Flexibility of partial settlement during the duration of the home finance
200 TouchPoints awarded for every AED 1,000 of finance amount, up to a maximum of 500,000 TouchPoints.
All after sales Mortgage inquiries are handled at Mortgage Customer Service Desk. Details are as follows:
Locations:
- Emaar Business Park, Etihad Branch, Building number 2, Dubai
- Baynunah Tower, Corniche Branch, Abu Dhabi
Business Hours: 08:00am – 16:00pm
Contact Number: 04-3684582 (Dubai and Abu Dhabi)
Email ID: Customercare.mortgages@adcb.com
To view the FAQs, please click here.
Terms and conditions apply. To view the full ADCB Islamic Banking terms and conditions, please click here.
All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB Islamic Banking. ADCB Islamic Banking makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.
To view the Fatwa, please click here.
| SR No | Salaried | Self-employed |
|---|---|---|
| 1 | Completed application form | Completed application form |
| 2 | Proof of booked property (if any)
Declaration of source of down-payment |
Proof of booked property (if any)
Declaration of source of down-payment |
| 3 | Valid Passport, Visa & EIDA Card copy | Valid Passport, Visa & EIDA Card copy |
| 4 | Last 6 months bank statements copy | Last 6 months bank statements copy for both personal and company accounts |
| 5 | Salary Certificate, issued to ADCB and dated 30 days or less from date of loan application | Last 2 years audited financial statements copy (For loan value greater than AED 2.5 Million) |
| 6 | Salary transfer letter (if transferring salary to ADCB) | Valid Trade License copy (If applicable: Memorandum of Association/Articles of Association/Share Certificates) |
| 7 | Details of existing loans/liabilities | Details of existing loans/liabilities |
Enjoy a world-class customer experience when you bank with us.
Other ways to apply
Contact centre
Call our 24-hour contact centre on 600 56 2626.
Apply through SMS
SMS 'BAYT' to 2626 from your registered mobile number.
Visit us
We will be happy to welcome you at any of our branches. Find the closest branch to you