Shop, earn, redeem!

Earn 8% back as LuLu Points on all your LuLu shopping

8 LuLu Points

per AED 1 spent at LuLu stores

Up to 1.25 LuLu Points

per AED 1 spent on all other spends

Free for life

No annual fees, ever

Buy 1 Get 1 Free movie ticket

at Reel Cinemas

Complimentary airport lounge access

for you and supplementary cardholder

Zero-interest payment plan

on school fees payment

Keep in mind

Earn 8% back as LuLu Points per AED 1 spent on LuLu purchases with no minimum spend requirements
Redeem at any LuLu stores across the UAE for as low as 5,000 LuLu Points worth AED 50
Buy 1 Get 1 Free movie ticket at Reel Cinemas, valid for up to 2 complimentary tickets per month

Rewards

Your ADCB LuLu Platinum Credit Card is now more rewarding than ever before.

Purchase category	LuLu Points per AED 1 purchase
Purchases at LuLu	8 LuLu Points
Purchases in other stores	Up to 1.25 LuLu Points Earn 0.2 points for every AED 1 spent on fuel, education, government services, real estate, telecommunications, charity, and transport. Earn 0.4 points for every AED 1 spent at supermarkets, auto dealers, insurance companies, and quick service restaurants.
Purchases in the United Kingdom & Europe (Classification of merchants based in European Economic Area will be as per prevailing MasterCard guidelines.)	0.4 LuLu Points

Please note:

Classification of merchants in the abovementioned categories will be as per prevailing MasterCard guidelines
Purchases at LuLu are not subject to the reduced earn rates applicable to the supermarket category

Redeeming LuLu Points

Travel & lifestyle benefits

Buy 1 Get 1 Free Movie Ticket

Watching the latest movies is now more exciting at REEL Cinemas with your ADCB LuLu Platinum Credit Card

Buy one ticket, get one free (up to 2 free tickets can be availed in a month) till 31st December 2026
20% discount on food and beverage purchased at the counter on a minimum spend of AED 20
The offer is applicable for Standard 2D, Standard Plus 2D, Standard 3D, Standard Plus 3D, Platinum Suites 2D, Platinum Suites 3D, Screen X, Screen X Plus, Dolby, Dolby Plus, Reel Junior ticket types

Complimentary airport lounge access

Enjoy 4 complimentary visits to at 25+ airport lounges worldwide for you and your supplementary cardholders.

To enjoy your complimentary access with your LuLu Platinum Credit Card please follow these steps:

Download the “Mastercard Travel Pass” app at Google Play or App store & register your card before traveling.
Use the app to locate lounges near you and confirm complimentary visits eligibility.
To access a participating lounge present the app QR code to the lounge receptionist.

Please note, supplementary cardholders need to register their card separately on the Mastercard Travel Pass app by following the above process and show their individual QR code.

Keep in mind:

For accompanying guests, over and above the entitlement, an amount of USD 32 per visit will be charged directly to your card.
You enjoy complimentary access for the first visit after which, a minimum spend of 1 USD or equivalent in non-AED is required to enjoy complimentary access for 3 months from the date of the transaction.
If you do not make an international transaction, you will not be able to access the airport lounge unless you make a payment of USD 32 on your Mastercard card.

For the most updated list of eligible lounges, please click here.

Mastercard Benefits

To learn more on other Mastercard benefits, click here.

talabat food and grocery delivery discounts

Get 20% off grocery or food orders once a month on talabat

How it works:

Add your MasterCard card on the talabat app.
Simply enter promo MASTERCARD at checkout to enable up to 20% discount, on one order on grocery or food delivery.

Terms and Conditions:

20% discount will apply once users insert code MASTERCARD in promo code field at checkout.
20% discount capped at AED 14.

To find out more and see the terms of use please click here

Eligibility

To apply for the ADCB LuLu Platinum Credit Card you need to meet the following requirements.

You should be at least 18 years old

You need to have a minimum monthly salary of AED 8,000 or be eligible for a credit limit of at least AED 15,000

Other credit card benefits

Mobile and digital wallets
Benefit from convenient payment options to suit your lifestyle.
To learn more, click here.

Credit shield
Enjoy complimentary life cover.
To learn more, click here.

Card control
Enjoy complete control of your card transactions.
To learn more, click here.

Instalments payment plans
visit www.adcb.com.offers. For detailed list of participating partners.

School fee payments
Convert school fees into a 0% Interest Payment Plan.
To learn more, click here.

FlexiPay
Repay balances in monthly payments.
To learn more, click here

Balance transfer
Transfer your outstanding balances from other bank credit cards.

Credit Card Loan
Benefit from a zero-interest rate and repay in easy instalments over up to 12 months.

Fees and Charges

For detailed fees and charges, please click here.

Key Facts Statement

For the Key Facts Statement, please click here.

Terms and Conditions

For detailed and most updated terms and conditions on each of the features and benefits provided on your Credit Card as featured in this section, please click here. For Credit Card general terms and conditions please click here. All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers. For more information, please call ADCB on 600 50 2030.

Enjoy a world-class customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete the application form.

Apply for the ADCB LuLu Platinum Credit Card

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Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 50 8008.

Call our 24-hour contact centre on 600 50 8008.

Apply through SMS

SMS 'LULU' to 2626 from your registered mobile number.

SMS 'LULU' to 2626 from your registered mobile number.

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^{Credit Cards} ADCB LuLu Platinum Credit Card