Credit Cards Lulu Platinum Credit Card

29-Lulu-CC

Shop, earn, redeem!

Turn spending into free shopping at LuLu Hypermarket with the LuLu Credit Card. Every time you use your card, you’ll earn LuLuPoints that you can use to shop at any LuLu Hypermarket across the UAE.

0
Annual fees
3.25 %
Finance Charges
per month
5 Up to
Lulu points
per AED 1 purchase

Keep in mind

  • Each 5,000 LuLu points gives voucher worth AED 50.
  • Enjoy complimentary airport lounge access with LuLu Platinum credit card.
Rewards

LuluPoints

Your ADCB Lulu Platinum Credit Card is now more rewarding than ever before. You will now earn a higher rate of LuLuPoints on your non LuLu purchases while you continue to earn up to 5 LuLuPoints as rewards for your purchases at LuLu stores:

Rewards at LuLu
(per AED 1 purchase)

Rewards elsewhere
(per AED 1 purchase)

Monthly Spend Goals
(LuLu & elsewhere)

5 LululPoints

1.25 LululPoints

AED 5,000

If your total purchases on the card are less than the spend goal stated above all you purchases will still earn rewards at 1 LuLuPoints.

Just present your ADCB LuLu Credit Card at the checkout counters in LuLu Hypermarkets and your points can be redeemed instantly.

LuLuPoints can be redeemed for as low as 5,000 Points and with supplementary cards as well.

Travel & lifestyle benefits

Complimentary Lounge access:

Travel with your Lulu Platinum MasterCard Credit Card and enjoy a richer experience than before. As a Platinum MasterCard cardholder you will enjoy Unlimited, complimentary access for you* to over 25 regional and international lounges across UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore, and more.
For more information, please click here
Additionally, as a Platinum Card holder, you will recieve :

  • 3 complimentary access at over 900 airport lounges worldwide for the cardholder via Lounge Key.
  • Access is available to both primary and supplemantary cardholders.
  • Lounge access requires prior online card registration. Supplementary cards required to be registered separately.
  • A pre-authorization of US $ 3.25 will be taken at the time you present your eligible card at the lounge to check validity of your card, which will be reversed subsequently.

For online primary and supplementary card registration and the latest updated list of lounges please click here

*Additional guest(s) access, over and above the entitlement, will be charged at a flat rate of USD 27 per guest per visit to be charged to the registered card. 

For more information about ADCB Global Lounge Access, please click here.

Your exclusive benefits at Ferrari World, Yas Waterworld and Warner Bros. World Abu Dhabi include:

  • 15% discount on General Admission Tickets and annual passes purchased at the park ticketing counters
  • 15% discount on Merchandise
  • 10% discount on Food and Beverage
  • Complimentary Quick Pass worth AED 150 for priority access to rides and attractions
  • 0% interest payment plan available on all purchases above AED 500 made at Ferrari World , Yas Waterworld, Abu Dhabi and Warner Brothers Abu Dhabi

For more information, please click here.

Choose from hundreds of great offers throughout Middle East & Africa across fine dining establishments, premium spas, and more when paying with your ADCB LuLu Credit Card.

  • Free 60-minute spa treatment when a 60-minute treatments is purchased
  • Free entrée when one entrée is purchased
  • Free main course when one meal course is purchased

Download the Mastercard Buy 1 Get 1 from the App Store or Google Play Store and register with your card details to get access to over 900 unlimited usage offers.

Card Control

Enjoy complete control of your card transactions and set spend limits with the Card Control feature through the ADCB Mobile App.

  • Set daily spend limits
  • Set monthly spend limits
  • Block all transactions
  • Block online transactions
  • Block in-store transactions
  • Block foreign transactions
  • Block ATM cash withdrawals

  • Login to the ADCB Mobile App
  • Click on ‘My Accounts’ and then ‘Credit Cards’
  • If you have more than one card, select the credit card you would like to control
  • Scroll down and click on 'Card Control Settings'

Other Benefits

Your ADCB LuLu Platinum Credit Card gives you a maximum of 55 interest-free days, provided you continue to pay your outstanding balance in full, by the due date.

ADCB gives you the convenience to pay as little as 5% of your outstanding balance each month, and carry the balance forward to the next billing cycle. You can make payments for your card’s outstanding amount through any of our convenient channels:

  • Personal Internet Banking: Click on the “Credit Card Payment” option under the “Credit Card” menu
  • Mobile Banking App: Select which Credit you wish to make payment for and choose “Manage your Credit Cards” tab
  • Through any of our branches and Cash Deposit Machines
  • You can also set-up Auto Debit instructions to make payments from ADCB Savings or Current account. To activate Auto Debit, please call 600 50 2030 or visit the nearest ADCB branch.

Alternatively, you can make payments at ENOC/EPPCO, Al Ansari Exchange, UAE Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations, such as exchange houses and ENOC / EPPCO locations.

Available within 90 days of card registration, plus you have the flexibility to repay over up to 24 months.

Get cash against your available credit limit transferred into your account within three working days and benefit from a low interest rate with easy repayment instalments of up to 24 months.

Ease the pain of paying back pricey purchases all in one go. Split transactions into easy 0% Interest Payment Plans of up to 24 months at low interest rates.

Plus, shop with our retail partners and you can pay back in installments at 0% interest.

Credit Shield is an optional insurance plan which covers your card for up to AED 200,000 against any emergencies such as critical illness, natural death, permanent or total disability and involuntary loss of employment. All available for a nominal charge.

Click here for the detailed Terms and Conditions.

Fees and charges

For detailed fees and charges please click here.

Terms and conditions

For detailed and most updated terms and conditions on each of the features and benefits provided on your Credit Card as featured in this section, please click here. For Credit card general terms and conditions please click here. All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers. For more information, please call ADCB on 600 50 2030

Enjoy a world-class customer experience when you bank with us.

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Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 8008.

Apply through SMS

Apply through SMS

SMS 'LULU' to 2626 from your registered mobile number.

Visit us

Visit us

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