Mortgage Solutions Unlock your dream home with tailored mortgage solutions from ADCB

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ADCB

Discover smooth home ownership experience with ADCB mortgage solutions

Instant mortgage pre-approval through ADCB Dream Home Platform
Convenience of signing all documents digitally via DigiSign platform
Dedicated one stop Mortgage Centres for all mortgage-related needs
Variety of Mortgage products specially designed for your needs
Competitive interest rates
100%* Ancillary Fee finance
*Subject to Loan To Value (LTV) permitting

Discover our features and benefits

Ability to switch to a different Mortgage Loan variant anytime during the loan period
Financing of up to 85% of ready property value for UAE Nationals and 80% for Expatriates
Flexibility to partially settle your Mortgage Loan any time (free up to 30% per annum of the loan outstanding)
Experienced Relationship Managers and a dedicated Mortgage Service Desk available to support you through the entire mortgage journey - from application process assistance to after-sales service
Options of fixed and/or variable profit rate structures

Explore mortgage solutions tailored around your needs

Standard Mortgage loan
Turn your dream home into reality. With the option of hybrid or variable rates, you can now choose the solution that suits your individual needs.

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Mortgage Home Saver
Discover a unique solution that helps you save on interest cost and get you closer to owning your home.


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Green Home Loan
Unlock your dream home, embrace sustainability and enjoy exclusive benefits.


Learn more

Buying your dream home now made simple and easy

Search for properties
ADCB and Bayut partnership brings you seamless digital experience to search for your dream home in the UAE.
Get started
Get instant pre-approval
Apply for instant Mortgage pre-approval and start your home buying journey now.
Apply now
Mortgage Loan calculator
Check your mortgage monthly instalment and total loan amount with our simple and dynamic calculator.
Use the calculator

Terms and Conditions

All financing and credit facilities are available at the sole discretion of ADCB and are subject to ADCB Terms and Conditions and submission of acceptable documentation to ADCB. To view the full ADCB Consumer Banking Terms and Conditions, click here.

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Enjoy a world-class customer experience when you bank with us.

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Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 50 2030.

Apply through SMS

SMS 'OURHOME' to 2626 from your registered mobile number.

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch or mortgage center