Emirati Business Offers

Upgrade your business package

Customers currently on business first packages can

Upgrade to a higher business package
Move to the next business package and experience a new level of exclusive advantages.

6-month cashback
Receive monthly package fee waivers for 6 months through cashback credits

Additional benefits
Access additional banking benefits available under the upgraded package

Eligibility is subject to the collection of the monthly membership fee on time, an active WPS subscription, and to eligible Emirati-owned businesses

Merchant Services Benefits

Designed to help your business accept payments with ease

Priority merchant onboarding

AED 500 POS rental concession

Reduced Merchant Service Fee (MSF) on eligible domestic transactions

Preferential Financing Solutions

Benefit from preferential pricing on selected business finance products

Asset backed finance

Preferential rate from 7.5% p.a

Point of sale finance

Preferential rate from 12.0% p.a

Simplified Working Capital

Preferential rate from 11.5% p.a

Insta Finance

Preferential rate from 16.0% p.a

Upgrade your banking relationship and enjoy exclusive rewards

Enjoy fee waivers and exclusive benefits with your Business First Package (BFP).

Essential Plus

AED 375

Monthly membership fee - subject to VAT

ADCB excellency personal banking membership with no monthly fees for life
Enjoy monthly package fee waivers for 6 months through cashback credits
Qualify for ADCB Islamic Infinite Card with first year fee waiver (subject to an Emirati shareholder)
Unlock priority onboarding and dedicated support

Executive

AED 800

Monthly membership fee - subject to VAT

Enjoy monthly package fee waivers for 6 months through cashback credits
ADCB excellency personal banking membership with no monthly fees for life
Qualify for ADCB Islamic Infinite Card with first year fee waiver (subject to an Emirati shareholder)
Unlock priority onboarding and dedicated support

Gold

AED 500,000

Minimum average balance

Enjoy monthly package fee waivers for 6 months through cashback credits
ADCB excellency personal banking membership with no monthly fees for life
Qualify for ADCB Islamic Infinite Card with first year fee waiver (subject to an Emirati shareholder)
Unlock priority onboarding and dedicated support

Platinum

AED 1M

Minimum average balance

Enjoy monthly package fee waivers for 6 months through cashback credits
ADCB excellency personal banking membership with no monthly fees for life
Qualify for ADCB Islamic Infinite Card with first year fee waiver (subject to an Emirati shareholder)
Unlock priority onboarding and dedicated support

Platinum Plus

AED 2M

Minimum average balance

Enjoy monthly package fee waivers for 6 months through cashback credits
ADCB excellency personal banking membership with no monthly fees for life
Qualify for ADCB Islamic Infinite Card with first year fee waiver (subject to an Emirati shareholder)
Unlock priority onboarding and dedicated support

Discover more benefits for each package here

Subject to meeting the eligibility requirements.

Eligibility Criteria

Eligibility criteria is available to businesses where a UAE National is an authorized signatory and has minimum ownership of 25%, where UAE National shareholder is an owner, partner, proprietor, shareholder, ultimate beneficial owner, authorized signatory.

Charges and Fees

For more details of Schedule of Fees, please click here.

SSBA Feature and Benefit

For SSBA feature and benefit, please click here.

BFP Feature and Benefit

For BFP Feature and Benefit, please click here.

Terms and conditions

To view the Terms and Conditions, please click here.