An easy, accessible personal accident insurance plan that offers unique benefits covering accidental death and death due to sickness including options to cover spouse and child.
*Subject to simple health declaration.
To view product benefits and premium rates, please refer to the table below:
|Benefit||Option 1||Option 2||Option 3||Option 4|
|Accidental Hospitalization Expense||5,000||7,500||10,000||15,000|
|Accidental Permanent Total/Partial Disability||50,000||100,000||150,000||200,000|
|Death due to sickness||20,000||50,000||100,000||175,000|
|Premium per month*||26.25||42||73.5||157.5|
|Additional premium for Second Medical Opinion (SMO)*||3.36||3.36||3.36||3.36|
|Accident Hospitalization Expense||5,000||5,000||5,000||5,000|
|Premium per month**||5.25||5.25||5.25||5.25|
*Premiums are inclusive of 5% VAT.
** Coverage for each child is limited to AED 50,000 for accidental death and up to AED 5,000 for accidental hospitalization expenses reimbursement. Child coverage is the same for all plan options and does not change with the applicant’s coverage option. Additional children can be added for a monthly premium of AED 5.25 per child.
You may apply online through ADCB Personal Internet Banking, call our 24-hour contact center on 600 50 2030, SMS 'LIFE ' to 2626 or leave your number and we will call you back. You may conveniently pay your premiums through your ADCB account or credit card
Insurance Products are made available to you based on your need analysis and request. Insurance products are underwritten by respective insurance providers and issued subject to their terms and conditions. Abu Dhabi Commercial Bank (The Bank) does not offer insurance advice, nor does it manage, underwrite or issue insurance policies.
The Bank is not responsible for rejected applications or claims by any insurance company. Premiums received by the Bank for insurance plans are not bank deposits. Investment products are not bank deposits and are not guaranteed by the Bank. They are subject to investment risks, including possible loss of principle amount invested. Past performance does not guarantee future results. Please refer to the bank’s Wealth Services Terms & Conditions
This website is for information purposes only and does not constitute an offer or solicitation to purchase investment products.