Life insurance for less than AED 1 a day!

An easy, accessible personal accident insurance plan that offers unique benefits covering accidental death and death due to sickness including options to cover spouse and child.

26.25 AED

Minimum Monthly Premium

500K AED

Maximum Sum Assured

65 Up to

Years Age Eligibility

Keep in mind

Premiums paid in Family Protector Plus do not have any account value
Death due to sickness resulting from pre-existing illnesses, is not covered in this plan.
Accidents caused by hazardous activities/ sports are not covered as per the insurance providers’ terms and conditions. Please ensure to read the insurance provider terms and conditions prior to purchasing the policy.

Key Features and Benefits

Comprehensive benefits covering accidental death, death due to sickness, disability and in-patient accidental medical expenses
Worldwide life and disability insurance benefits
Second Medical Opinion (SMO)
No medical examination required, which means you enjoy immediate cover*
Simple, easy and paperless application process.

*Subject to simple health declaration.

Table of Benefits

To view product benefits and premium rates, please refer to the table below:

	Benefit	Option 1	Option 2	Option 3	Option 4
Adult	Accidental Death	100,000	200,000	300,000	500,000
	Accidental Hospitalization Expense	5,000	7,500	10,000	15,000
	Accidental Permanent Total/Partial Disability	50,000	100,000	150,000	200,000
	Death due to sickness	20,000	50,000	100,000	175,000
	Premium per month*	26.25	42	73.5	157.5
	Additional premium for Second Medical Opinion (SMO)*	3.36	3.36	3.36	3.36
Child**	Accidental Death	50,000	50,000	50,000	50,000
	Accident Hospitalization Expense	5,000	5,000	5,000	5,000
	Premium per month**	5.25	5.25	5.25	5.25

*Premiums are inclusive of 5% VAT.

** Coverage for each child is limited to AED 50,000 for accidental death and up to AED 5,000 for accidental hospitalization expenses reimbursement. Child coverage is the same for all plan options and does not change with the applicant’s coverage option. Additional children can be added for a monthly premium of AED 5.25 per child.

Eligibility criteria

Ways to Apply

Disclaimer & Terms and Conditions

Insurance Products are made available to you based on your need analysis and request. Insurance products are underwritten by respective insurance providers and issued subject to their terms and conditions. Abu Dhabi Commercial Bank (The Bank) does not offer insurance advice, nor does it manage, underwrite or issue insurance policies.

The Bank is not responsible for rejected applications or claims by any insurance company. Premiums received by the Bank for insurance plans are not bank deposits. Investment products are not bank deposits and are not guaranteed by the Bank. They are subject to investment risks, including possible loss of principle amount invested. Past performance does not guarantee future results. Please refer to the bank’s Wealth Services Terms & Conditions

This website is for information purposes only and does not constitute an offer or solicitation to purchase investment products.

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Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 50 2030.

Call our 24-hour contact centre on 600 50 2030.

Apply through SMS

SMS 'LIFE' to 2626 from your registered mobile number.

SMS 'LIFE' to 2626 from your registered mobile number.

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^Insurance Family Protector Plus