Answers to the most
frequently asked questions.

ADCB Mobile App

1. What is the ADCB Mobile App?

ADCB’s Mobile Banking initiative is aimed at providing customers seamless connectivity to the Bank. With the new ADCB Mobile App, you can now access your account details, make Credit Card and utility bill payments and transfer money instantly, pay your child’s school and college fees at your convenience, through your Smartphone.

2. How do I get started?

  • To get started you would need to first download the ADCB Mobile App on your Smartphone(iPhone/iPad/Android) through the App Store following which a one-time registration is required.
  • To register for the first time or to add a new device subsequently simply:

    - Login to ADCB Personal Internet Banking and click the “Mobile Banking” link and follow the on-screen instructions
    - Use the ADCB IVR on 600 50 2030, 600 50 8008 or 600 50 2004 and follow the instructions
    - Call our Contact Centre on 600 50 2030, 600 50 8008 or 600 50 2004 and speak to one of our Phone Banking officers who can assist you through the registration process

3. Who can use the ADCB Mobile Banking App?

All existing ADCB Customers can use the ADCB Mobile App.

4. How do I know if my phone is compatible?

The ADCB Mobile App is available currently for the Apple iPhone, Android, Mobile phone browsers. All you need to ensure is the availability of an active Internet connection.

5. How do I check if I have internet connection on my phone or how do I subscribe?

Please go to your mobile phone’s web browser and try opening any website (for example: If the site opens you have an active connection. If it does not open, you need to subscribe for the facility by contacting your telecom service provider OR connect to a WiFi network.

6. Can my friend get access to his account using the ADCB Mobile App installed on my phone?

No. Once the App is installed and registered, another customer’s account cannot be accessed on the same device.

7. What should I do if I experience difficulty downloading or using the application?

If something isn't working right, you can try restarting or re-setting your handset. If you still experience difficulty you can try deleting and then re-installing the application. If problems persist please write to [email protected] or call our Contact Centre on 600 50 2030 (within UAE) or +97126210090 (outside UAE).

9. What do I do if my Activation key has expired?

In case your Activation key has expired you can visit and log in to ADCB Personal Internet Banking and select the “Mobile Banking” option or call our Contact Centre and request for a new Activation key.

10. What do I do if I have forgotten my Login password?

In case you have forgotten your Login password, access the Forgot Password option on the App and follow the steps OR call our Contact Centre.

11. How do I unlock my service?

In case you have been locked out from the ADCB Mobile App, call our Contact Centre and request for a Re-activation key which is sent by SMS to your registered mobile. Using this Re-activation key, set up your own Mobile App password freshly.

12. What if I change my phone or if I lost my phone?

Please visit and log in to ADCB Personal Internet Banking, select the “Mobile Banking” option and on screen click “Remove Device” for the required device OR call our Contact Centre for assistance with the same.

13. What happens if I permanently change my SIM card?

In case you change your Mobile Number permanently (i.e. New number from your service provider), we recommend that you inform us by calling our Contact Centre to update your records. Changing your number however, will not disrupt access to the ADCB Mobile App as long as Internet connectivity is established on it.

14. In case the existing SIM is damaged, what happens if the SIM is changed for the same mobile?

Changing your SIM card with the same mobile number will not disrupt access to Mobile Banking service.

15. Can I access ADCB Mobile App when I am outside UAE?

Yes. As long as your device has got Internet connectivity.

16. How secure is this application?

ADCB Mobile App is highly secure. There is no sensitive data stored on the handset and the App is password protected. In addition, One-Time Password (OTP) is required for authentication of any financial / critical transactions.

17. How much will it cost me?

The service is currently made available by the Bank on a complimentary basis. The Bank reserves the right to and in the future intends to charge the Account Holder for use of the Mobile Banking Services by the Account Holder. The Bank shall notify the Account Holder of such charges, as and when they become applicable. The Account Holder shall be liable for payment of such airtime or other charges that may be levied by the Cellular Service Provider in connection with sending of the Requests and/or receipt of the Alerts, Internet / Data access, information or confirmation of execution of Requests as per the terms and conditions of the Cellular Service Provider.

18. What security precautions should I take when using the ADCB Mobile App?

  • We recommend that you follow the below guidelines:
    • Do not store your ADCB Mobile App Password on your device
    • Always sign out of the ADCB Mobile App after completing your banking activities
    • Never leave your device un-attended
    • Clear your mobile phone browser cache and cookies on a regular basis

19. What should I do if I have more queries regarding this facility?

If you have any queries on the ADCB Mobile App, you may contact us at our call centre on 600 50 2030. You may also visit our website or email us at [email protected]