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Exclusive banking created for the ambitious Emirati
ADCB Emirati would like to welcome you to the exclusive banking experience specifically designed to fulfill your individual financial and lifestyle needs as a proud Emirati. Being a part of ADCB Emirati, you will have unparalleled access to extensive features and benefits, including exclusive lifestyle and dining offers tailored to you, complimentary global lounge, preferential rates and much more.
While you continue to pursue your success story, we look forward to being there every step of the way.
Tailored experience for you
*Subject to meeting the eligibility criteria:
• Salary transfer of AED 20,000 or more; or
• Total relationship balance of AED 200,000 or more; or
• Home Finance of AED 1,000,000 or more
• Do not hold any personal Finance. Finances under National Loans Scheme (NLS); or Long Term Loan/Finance where the remaining Finance tenure exceeds 4 years or the debt burden ratio exceeds 50%.
Total relationship balance is the total monthly average balance of current accounts and savings accounts, in addition to Islamic deposits and investments holdings (at market value).
**Subject to maintain total Relationship Balance of AED 5,000 or Salary Transfer of AED 5,000 or more or Home Finance of AED 1,000,000 or more.
***To view the Terms and conditions, click here.
Offers and products exclusively for you
- Daily cash withdrawal limit of AED 40,000
- Unlimited free ATM transactions in the UAE and across the GCC
- Exclusive lifestyle and dining offers at a range of selected partners specifically chosen for Emiratis
- Earn TouchPoints on your purchases
- 7% cashback on 7 categories
- 1% cashback on all other domestic and international spends
- Up to AED 1,500 monthly cashback
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- Grand Prize of AED 2,000,000 every six months, along with other exciting prizes
- A minimum average monthly balance of AED 5,000 to enter the draw
- For every extra AED 1,000 that you save over the initial AED 5,000, you get an extra prize draw entry
- Debit Card with instant access to your money
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Full Suite of products
We offer an extensive range of products and services to fulfill all of your financial needs, including Shari’ah compliant solutions.
Unique rewards for a fulfilling lifestyle experience
Rewards
TouchPoints is ADCB’s award-winning loyalty program that gives you reward points for every ADCB Islamic Banking product and service that you use. TouchPoints can be redeemed instantly at some of the UAE’s most prestigious retailers or for miles, gift vouchers, bill payments and much more.
TouchPoints
For every AED 10 spent on international purchases
Get bonus TouchPoints with TouchPoints Max partners
Earn more TouchPoints when you shop at our TouchPoints Max partners and enjoy a more rewarding shopping experience every time.
To learn more, click here.
Pay your bills with TouchPoints from ADCB Personal Internet Banking or Mobile Banking App
Convert TouchPoints for airline miles from ADCB Personal Internet Banking
Travel and Lifestyle Benefits
Buy 1 Get 1 free on Coffee
- Coffee with friends and family gets more enjoyable than before.
- Receive a complimentary beverage on us all year round with unlimited Buy 1 Get 1 free offer at Caribou Coffee. This offer is applicable on Caribou outlets in UAE and not valid on delivery orders and bottled beverages.
Exclusive Offers and Discounts
- Our exclusive partnerships with a range of premium, hand-picked brands ensure you receive the best tailored offers and discounts to suit your lifestyle. Some of our partners:
- Al Mandoos
- Jumeirah at Etihad Towers, Abu Dhabi
- The St. Regis Abu Dhabi
- Click here to learn more.
Avis Rent a Car Benefits
- Enjoy 20% off your next car rental with Avis. Visit avisworld.com/mastercardmea and book with your Mastercard.
Diamond Lounge Access at the VIP Terminal
- Enjoy complimentary access to the Diamond Lounge at Zayed international airport with your ADCB Emirati Platinum Debit Card.
- This exclusive lounge offers food and beverages, shower facilities, prayer and kids play rooms, an on-call duty free and direct transportation to your aircraft through premium shuttle buses.
Booking.com Offer
- Use you Mastercard and get up to 7% wallet credit on your next stay when booking it on Booking.com!
IHG Hotels and Resorts Offers
- Get 15% off on IHG Hotels and Resorts across Europe, Maldives, India, Middle East and Africa when you book at ihg.com/mastercardoffer using your ADCB Emirati Platinum Debit Card.
Convenience
Tap to Pay can be used wherever you see the contactless or Paypass™ symbol. Simply tap your card to pay at the checkout.Fast, secure and convenient ways to pay for your purchases using your ADCB Islamic Banking Card.
Visit adcb.com/wallets to learn more.
3D Secure Online Transactions
Get an extra layer of security verification to your online transactions for a safer shopping experience with your ADCB Islamic Banking card.
Visit adcb.com/3dsecure to learn more.
Chip and Pin Technology
Your ADCB Islamic Banking card is equipped with a smart chip and pin technology which adds an extra level of security to your transactions.
Visit adcb.com/chip to learn more.
Face pass
You can use our latest Facial Recognition system that adds a new level of convenience and an additional layer of security to your digital banking experience.
Visit adcb.com/facepass to learn more.
Latest marketing campaigns
A selection of promotions that suit your needs.
Terms and Conditions
All products and services listed in this page are available in sharia compliant variants under ADCB Islamic Banking and are subject to ADCB Islamic Banking Consumer Terms and Conditions.
All Terms and Conditions are subject to change without prior notice. To view the Terms and Conditions, please click here.
All offers are made available on best effort basis and at the sole discretion of ADCB Islamic Banking. ADCB Islamic Banking makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.
Enjoy a world-class customer experience when you bank with us.
Other ways to apply
Apply through SMS
SMS 'EMIRATI' to 2626.
Visit us
We will be happy to welcome you at any of our branches. Find the closest branch to you
