Debit Cards Etihad Guest Above Excellency Debit Card


Rise above the ordinary

This exclusive debit card that not only makes payments easier, but also help you reap the rewards faster.

Issuance fees
For primary & supplementary cards.
Etihad Guest miles
For every USD1 spent outside the UAE
5 Up to
Free supplementary Debit Cards
Linked to your Current or Savings account

Keep in mind

  • An AED 26.25 card replacement fee is applicable if the card is lost, stolen or damaged. You will not be charged a replacement fee if it is replaced due to a technical fault in the card.
  • An AED 21 cash withdrawal fee will be charged for ATM transactions outside of the UAE and GCC.

Indulge yourself in a world of rewards. Your everyday expenses with the Etihad Guest Above Aspire Debit Card earns you Etihad Guest Miles as follows:

Purchase type Miles earned for every USD 1 spent
Purchases within the UAE 1
Purchases outside of the UAE 1.5
Miles Multiplier Program (for the first year) 2500 bonus miles every month on minimum monthly purchases of USD 5,000
Bonus miles on first purchase (minimum spend amount AED 1,000) 250
Bonus miles on birthday Double the regular miles

Enjoy free ATM transactions at non-ADCB ATMs in the UAE through the UAE Switch network and up to 4 ATM transactions per month in the GCC through the GCC Net network.

Receive 12% off when you book eligible properties using your Etihad Guest Above Privilege Debit Card. Discounts are only applicable on selected properties and destinations for bookings made on

For further details and terms and conditions, please click here.

Get 50% off the ticket prices for showtimes on Sunday when purchased online or via the VOX Cinemas app using your Etihad Guest Above Privilege Club Debit Card.

For more information and terms and conditions, please click here.

Enjoy exclusive discounts at select dining, travel and entertainment outlets with your Etihad Guest Above Privilege Club Debit Card.

Download the ADCB Offers App from the App Store or Google Play store and find real-time offers and unmatched deals right where you are. You can access exclusive deals on dining, entertainment, travel and electronics directly on your smartphone.

Receive an extended warranty (up to one year) on new goods purchased using your Etihad Guest Above Excellency Debit Card.

For more information and terms and conditions, please click here.

Purchase Protection provides you with additional peace of mind every time you make a purchase. It protects you against the theft or accidental damage of purchased items, so you can focus on simply finding that perfect buy.

For more information and terms and conditions, please click here.

Security and Convenience

Advanced chip technology secures the card against fraudulent use.

ADCB debit card includes added security when you shop online. The 3D Secure feature adds an extra layer of verification, so buying online is even safer. For more, information click here.

Your Etihad Guest Above Excellency Debit Card can be registered and used on Apple Pay and Samsung Pay.

For details and further information on how to register your card on Apple Pay click here, for Samsung Pay click here.

Share the joys and benefits with your family members and get them supplementary cards linked to the primary card.

Receive alerts on your mobile phone for transactions made using your debit card by registering for ADCB Mobile.

This card is conveniently equipped with contactless technology, making payments easy. Use your debit card for contactless transactions where contactless or Paypass symbols are displayed.

Charges and Fees

Please refer to the Schedule of Fees.

Terms and conditions

To view the full Consumer Banking terms and conditions, click here.

All Terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 2004.

Visit us

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you

Branches & ATMs