Welcome to ADCB Home Solutions

Financing up to 85%
of the Property Value

Dedicated after-sales mortgage service and helpline desk

Earn 200 TouchPoints/AED 1,000. Earn up to 500,000 TouchPoints.

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Welcome to ADCB Home Solutions

Choose a home loan solution that suits your individual needs

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Home Saver
Unique home loan solution, where interest is generated against the cash funds kept in your current account.*
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Standard Mortgage Loans
Our standard home loans solution with the option of hybrid or variable interest rates.
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UAE National Self Construction
Finance provided against a property granted/gifted to UAE Nationals.**
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Experienced and dedicated Mortgage Relationship Managers to guide you through the entire loan application process
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Dedicated after-sales mortgage service and helpline desk
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Ability to switch to a different mortgage loan variant anytime during the loan period
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Flexibility to partially settle your mortgage loan anytime
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Option of Islamic or Conventional Home Finance
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Financing up to 85% of property value
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Fixed rate options
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Refinancing options available
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Competitive interest rate options
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Repayment tenure of up to 25 years

* That interest is then used in paying additional installments towards the mortgage principle.
** Under Government Housing Programs or financing the construction cost of properties owned by UAE National.

Terms and conditions

  • ADCB loans will be made available at the sole discretion of ADCB, subject to ADCB's terms and conditions and upon submission of documentation acceptable to ADCB.
  • To view the full Consumer Banking terms and conditions, click here.

Keep in mind

  • Financing only available for projects based in the United Arab Emirates
  • A processing fee might be applicable to avail the facility.
  • For the duration of the loan, insuring the property and maintaining a life insurance policy are mandatory.
  • External evaluators will determine the property value, which may result in additional charges.

Other ways to apply

Apply through SMS

Apply through SMS

SMS 'DREAMHOME' to 2626 from your registered mobile number.

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