^FAQ Answers to the most
frequently asked questions.

• Offered to Retail Business customers
• A minimum average monthly balance of AED 5,000 is required to be eligible for the prize draws
• Each additional AED1,000 saved gives you an extra entry in the prize
• Profits are paid quarterly
• Available in AED

ADCB and its subsidiaries’ employees and their immediate family members (parents, spouses, grandparents, siblings and children) are not eligible to open Millionaire Business Accounts.

Retail Business customers who maintain a minimum average monthly balance of D 5,000 are eligible for the prize draw.

For the first AED 5,000 saved, the account holder gets 1 chance and for every extra AED 1,000 saved over the initial AED 5,000, the account holder gets an extra chance in the prize draws.

E.g. if an account holder has an average monthly balance of AED 10,000, they will get 6 chances in the prize draws

The Millionaire Business Account is a Shari'ah-compliant savings account that offers all the standard features of an Islamic savings account with the addition of monthly prizes.

To view the Fatwa, please click here.

Profit is calculated on the minimum average monthly balance in the account in accordance with the Shari’ah approved profit distribution mechanism and paid on a quarterly basis.

To view the fees and charges, please click here.

Profit distribution ratio between the Bank (as Mudarib) and depositors/account holders (as Rab Al Maal) shall be as follow

• 85% :Mudarib
• 15% :Rabb Al Maal

To know more, please visit adcbislamic.com/weightages.