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All products and services are approved by the Fatwa & Sharia Supervisory Board .

Smart and Personal
Finance

TouchPoints Enabled
Smart and Personal<br> Finance

A retail cash finance product considered to be the most trusted Islamic Personal Finance; structured under the unique concept of "Bai Al Salam". Truly puts you on the right path.

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  • Features and Benefits

    • Personal finance
      - Finance for UAE Nationals and Expatriates
      - Finance amounts of up to 20 salary multiples
      - Flexible repayment tenures of up to 48 months
      - Takaful Insurance coverage
      - Earn Touch points for every AED 1,000 of your finance amount

    ADCB Islamic Banking offers Takaful cover for your Personal Finance monthly payments in case of involuntary job loss. To know more click here

    • Smart finance
      - Finance for UAE Nationals and Expatriates
      - Finance amounts of up to 200,000 AED - Flexible repayment tenures of up to 48 months
      - Takaful Insurance coverage
      - Earn Touch points for every AED 1,000 of your finance amount
  • Approved by the Fatwa and Shari’ah Supervisory Board

  • TouchPoints

    TouchPoints is ADCB’s unique reward scheme, which gives you points for every ADCB product and service you 'touch'. TouchPoints can be exchanged for vouchers at some of the UAE’s most prestigious retailers or used to pay your utility bills or redeemed for Emirates Skywards Miles or Etihad Guest Miles. For more information on ADCB TouchPoints, visit 

    www.adcbtouchpoints.com

3 Simple Ways To Apply

Call - 600 56 2626
SMS - SALAM or YAQEEN to 2626

To view the process of "Bai Al Salam" contract transactions please click the following link:

Process of Executing Salam transaction


For details on Islamic Profit rates charges on Finance click here

 

* Bai Al Salam' is a Sale contract where the Customer (Seller) undertakes to deliver/supply a specified tangible asset to ADCB-IBD (Buyer) at mutually agreed future date(s) in exchange for an advance price fully paid on the spot by the buyer.”


All finances approvals are at the sole discretion of ADCB-IBD and subject to ADCB-IBD’s terms and conditions and upon submission of documentation acceptable to ADCB-IBD.


For further information or to apply for your Personal Finance please call our toll free number on

600 56 2626 or visit any one of the ADCB branches across the UAE.

  • Contact Us
  • ATMs / Branches

Call - 600 56 2626

SMS - ISL to 2626

Write to Us

I want to:

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Earn TouchPoints

With TouchPoints, get rewarded for every ADCB product or service you 'Touch'. Redeem your TouchPoints online for gift vouchers, utility bill payment, or even for Etihad Guest and Skywards Miles!

Zakat Fund

Make your charitable Zakat payments online,conveniently

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